Enrich your retirement years

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Qualify on retirement

The loan can be used by retirees for many purposes, including travel and general spending.

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No guarantor needed

Borrow up to what’s left of your pension – you can use your family inheritance pension as collateral. Receive credit up to the amount stated in your certificate of family inheritance pension.

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Convenient repayment options

Pay only interest, or principal plus interest, with lower monthly payments. You can choose your repayment period up to a maximum of 30 years.

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Borrow only a necessary and repayable amount. The effective interest rate throughout the contract term is between 3.74% - 5.50%* per annum.

*The MRR interest rate as of February 26, 2026 = 6.50% per annum. Floating interest rates can move up or down. For the details of the calculation, product information, debt repayment and additional borrowing costs, please visit www.bangkokbank.com/loan-for-pensioner

Loan Details