Key Benefits

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Match your needs

Match your needs for house renovation or decoration or other purposes e.g. education, buying cars or personal uses.

High credit limit & worry-free repayments

Up to 10 million baht and 100% of the value of the loan purpose, and up to 70% - 80% of the appraised value of the collateral.
Loan repayments up to 30 years

Collateral

A land title with residential property title

(excluding bare land and leasehold properties)

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Fees

Appraisal fee – a minimum 3,000 baht (excluding VAT).Fee waiver for loan management.
The fees depend on the collateral type, size and amount announced by the bank on the website or at branches.

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Borrow when necessary and within your means.

The effective interest rate throughout the contract term is between 5.65% - 7.00%* per annum.
*The calculation is based on the MRR interest rate as of Febraury 26, 2026 = 6.50% per annum. Floating interest rates can move up or down. For the details of the calculation, product information, debt repayment and additional borrowing costs, please visit www.bangkokbank.com/HomeEquityLoan

Loan Details