Key Benefits

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Match your needs

Match your needs for house renovation, decoration or other purposes e.g. education, buying cars or personal uses.

High credit limit & worry-free repayments

Up to 10 million baht and 100% of the value of the loan purpose, and up to 80% - 90% of the appraised value of the collateral. Loan repayments up to 30 years.

Collateral

A land title for either a residential property or a residential condominium (excluding vacant land and leasehold properties).

Fees

Appraisal fee – a minimum 3,000 baht (excluding VAT). Fee waiver for loan management.
The fees depend on the collateral type, size and amount announced by the bank on the website or at branches.

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Borrow when necessary and within your means.
The effective interest rate throughout the contract term is between 5.43% - 6.79%* per annum.
*The calculation is based on the MRR interest rate as of February 26, 2026 = 6.50% per annum. Floating interest rates can move up or down. For the details of the calculation, product information, debt repayment and additional borrowing costs, please visit www.bangkokbank.com/HomeEquityLoan

Loan Details