Key Benefits

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High Credit Limit

Up to 100% of the collateral value

Obtain additional loans for Home 1st credit protection insurance and fire protection insurance on top of your credit ceiling.

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Loan Repayment

The term cannot exceed 30 years (up to 35 years for permanent employees) or, the repayment period and the applicant’s age combined must not exceed 65 years.

You can choose to make repayments with step installments or a flat rate plan.

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Collateral

A land title or residential property title

Bare land and leasehold properties

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Fees

Appraisal fee – a minimum 3,000 baht (excluding VAT). Fee waiver for loan management.
The fees depend on the collateral type, size and amount announced by the bank on the website or at branches.

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Borrow when necessary and within your means.
The effective interest rate throughout the contract term is between 5.42% - 6.25%* per annum.

*The calculation is based on the MRR interest rate as of February 26, 2026 = 6.50% per annum. Floating interest rates can move up or down. For the details of the calculation, product information, debt repayment and additional borrowing costs, please visit www.bangkokbank.com/HomeLoan

Loan Details