Key Benefits

Easy account opening

Open FCD e-Savings account by yourself via Bangkok Bank Mobile Banking without an initial deposit anywhere any day from 07:00 a.m.- 10:00 p.m.

Convenient

Easy and convenient to deposit or transfer via Bangkok Bank Mobile Banking

Trading Gold with USD Currency

An easy and cost-effective way for gold investors to trade in USD

Additional Information

Features
Special for Thai Residents only
If you have a Thai baht account and have verified your identity by using your Citizen ID card (Smart Card) through various channels as specified by the Bank, you can open an FCD e-Savings account by yourself via Bangkok Bank Mobile Banking with no required an initial deposit. You can deposit more funds into the account by converting them from Thai baht when the exchange rate suits you.

Currency
You can choose to open an FCD e-Savings account in 5 currencies: USD, EUR, GBP, JPY and AUD

Account Type
FCD e-Savings account

Service Channel
Open an account by yourself via Bangkok Bank Mobile Banking daily from 07:00 a.m. – 10:00 p.m.
Service Channel

via Bangkok Bank Mobile Banking

  • from 08:30 a.m. – 05:00 p.m. on banking days
    • Make funds transfers between your FCD e-Savings account and your Thai baht account of up to 3 million baht per transaction
    • Transfer funds overseas of up to 2 million baht per transaction per day. View details
  • Anyday 24/7
    • Check account activity and account balance
    • Request account statement showing your transaction history for up to 12 months


via Bualuang iBanking

  • from 09:00 a.m.- 06:00 p.m. on banking days
    • Make funds transfers from your FCD e-Savings account to your Thai baht account for up to 1.2 million baht per day
  • Anyday 24/7
    • • Check account activity and your account balance 24/7


via Bangkok Bank branch

  • Deposit foreign banknotes, drafts and traveler’s cheques to your FCD e-Savings account.

FAQs

Who can open an FCD e-Savings account?
FCD account is suitable for Thai nationals who have earnings or expenses in foreign currency or who want to save funds in a foreign currency and exchange these savings in a foreign currency for Thai baht when the exchange rate is best e.g.

  • A person who is interested in investing in gold in participating gold trading companies using USD. View details
  • A person who has earnings or expenses in a foreign currency
  • A person who buys or sells online products and services with overseas providers

For Thai people who wish to save money in foreign currency for future overseas payments, such as for education expenses or other funds transfers, the bank offers a Special Savings FCD account which will help you to manage foreign expenses. View details
How can I deposit funds into FCD e-Savings account?

You can deposit funds into your FCD e-Savings account by

  • Transferring funds from your Thai baht account and depositing into your FCD e-Savings account via Bangkok Bank Mobile Banking with up to 3 million baht per transaction
  • Receive funds from overseas with no maximum limit
  • Deposit foreign banknotes, drafts and traveler’s cheques at a branch that provides an FCD service.
Can I transfer funds from my FCD e-Savings account to the beneficiary’s account overseas?
Yes, you can transfer funds overseas via Bangkok Bank Mobile Banking of up to 2 million baht per transaction per day. View details
Can I transfer funds from my FCD e-Savings account to another FCD account in Thailand?
In the first phase, the service is unavailable for funds transfers to another FCD account in Thailand.
Which rate does the Bank use in converting Thai baht to foreign currency to deposit into my FCD e-Savings account?
Bangkok Bank uses the “Selling TT Rate” in converting Thai baht to foreign currency for deposit into an FCD e-Savings account which is the same rate as for other FCD accounts.
Which rate does the Bank use when converting foreign currency from FCD e-Saving account in Thai baht?
Bangkok Bank uses the “Buying T/T Rate” in converting foreign currency from FCD e-Savings account for deposit into a Thai baht account, which is the same rate as for other FCD accounts.
Does the Bank pay interest on FCD e-Savings accounts?
Yes, interest is paid according to the Bank’s announcement. View details
Are there any maintenance fees on FCD e-Savings account?
Bangkok Bank will charge a maintenance fee in the event the minimum balance average falls below the required minimum.
Can I withdraw funds at a branch that provides an FCD service?
As Bangkok Bank enables you to make transactions in an FCD e-Savings account by yourself via Bangkok Bank Mobile Banking, you can deposit and withdraw funds between your FCD e-Savings account and Thai baht account easily within the specified times. Therefore, a withdrawal service at the branch is unavailable.

Choose the FCD Account That Suits You

Special Savings FCD Account

A cost-effective savings plan to support your living expenses in a foreign currency. Plan your future expenses confidently. No exchange rate worries!

FCD Account for Thai Residents

Save and spend in foreign currencies easily while managing your investments costs efficiently

FCD Account for Non-Residents

With a savings account in a foreign currency you can efficiently manage exchange rate risks as you don’t need to exchange into baht right away

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