Key Benefits

scrollable

center

cards-4

Coverage

Provide lifetime insurance coverage for critical illnesses (until the age of 99*)

default

false

logo

true

false

false

Critical Illnesses Coverage

Cover early-stage and intermediate-stage critical illnesses for 18 diseases/treatments; and severe-stage critical illnesses for 44 diseases/ treatments

default

false

logo

true

false

false

Premiums

Choose premium payment period of 10 or 20 years. Constant premiums throughout the contract. Receive cash surrender value

default

false

logo

true

false

false

Tax Deductible

Life insurance premiums are tax-deductible, in line with Revenue Department conditions**

default

false

logo

true

false

false

*Critical illnesses covered until the age of 99 exclude:

• Critical illnesses for juveniles from the age of 15 days to 16 including Rheumatic fever with heart conditions, Kawasaki disease with heart complications, Type I Diabetes (Insulin dependent), and Acquired Hydrocephalus requiring an external shunt

• Alzheimer's disease and Parkinson’s diseases, until turning 80

• Loss of independent living, from the age of 17 until turning 70

• Total permanent disability:

  • Unable to perform independently 3 or more daily living activities and totally incapable of working or engaging in any work or any occupation whatsoever for remuneration or profit, covered from the age of 17 until turning 70
  • Loss of 2 limbs, covered from the age of 1 month until turning 70
     

Some of the key exclusions:

• Symptoms or critical illnesses which occurred prior to the contract date or reinstatement date, whichever is later
• Suicide or self-inflicted harm
• HIV positive infections or conditions of AIDS

The Bank will provide you with more details before you apply for life insurance coverage.

**The basic premium is tax-deductible up to 100,000 baht, according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 172). Health insurance premiums paid after January 1, 2020 (if any) are also tax-deductible, up to 25,000 baht. When combined with life insurance premiums this must not exceed 100,000 baht in total.

Additional Information

Assured by AIA Company Limited

Notes

• Be Together Care is the marketing name for AIA CI SuperCare (non-participating).
• If the premium is paid monthly, the first payment will include an advance payment of two months.
• Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
• Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
• The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
• Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
• A health declaration is one of the factors considered in the policy approval or payout approval process.
• A health check-up is under AIA Company Limited conditions.
• The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.