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AI/RCC, ADD/RCC, and ADB/RCC
AI/RCC Rider, ADD/RCC Rider and ADB/RCC Rider
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Coverage and Benefits
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| Summary of Benefits | AI/RCC | ADD/RCC | ADB/RCC |
| 1. Death from accident | 100% | 100% | 100% |
| 2. Loss of organs and eyesight: • Both hands or both feet or sight in both eyes • One hand and one foot, or one hand and sight in one eye, or one foot and sight in one eye • One hand or one foot or sight in one eye • Thumb and index finger of the same hand through amputation at or above knuckles |
100% 100% 60% 25% |
100% 100% 60% 25% |
- - - - |
| 3. Weekly cash benefit (Maximum 52 weeks) • Temporary total disability • Temporary partial disability |
0.6% 0.2% |
- - |
- - |
| 4. Total permanent disability (Maximum 10 years) | 10% | - | - |
| 5. In-hospital benefit due to accidents (Maximum 20 weeks) | 0.3% | - | - |
| 6. Surgical fee | According to the benefit schedule in the Policy | - | - |
| Note: Only for AI and ADD riders, the Company will pay double indemnity for No. 1-4, in case an accident occurs in a public vehicle, elevator or fire in a public building, theatre, or hotel where the Insured is at that particular place when the fire starts. | |||
Notes
- AI (Accidental Indemnity) is a rider providing entitled benefits due to accidents.
- ADD (Accidental Death and Dismemberment) is a rider providing entitled benefits due to death from accident and loss of organs.
- ADB (Accidental Death Benefit) is a rider providing entitled benefits due to death from accident.
- RCC (Riot and Civil Commotion) is an endorsement attached to the rider providing additional coverage for being murdered, riot and civil commotion.
Additional Information
Assured by AIA Company Limited
- Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
- Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
- The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
- Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
- A health declaration is one of the factors considered in the policy approval or payout approval process.
- A health check-up is under AIA Company Limited conditions.
- The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
- Terms and conditions of coverage will be specified in the policy issued to the policyholder.
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