Key Benefits

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High credit limit

Up to 10 times your monthly salary (maximum 5 million baht)

Loan drawdown

Convenient access to your funds – withdraw your approved funds any time using cheques, cashier cheques, or your Be1st Visa Debit card at any Bualuang ATM. Interest is only charged on the funds borrowed and no minimum monthly payments

Collateral

A land title with residential property title (excluding bare land and leasehold properties)

Fees

Appraisal fee - a minimum 3,000 baht (excluding VAT).

The fees depend on the collateral type, size and amount announced by the bank on the website or at branches.

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Borrow only a necessary and repayable amount.
The effective interest rate throughout the contract term is 7.50%* per annum.
*The calculation is based on MRR+1%. the MRR interest rate as of February 26, 2026 = 6.50% per annum. Floating interest rates can move up or down. For the details of the calculation, product information, debt repayment and additional borrowing costs, please visit www.bangkokbank.com/HomeEquityLoan

Loan Details