Key Benefits

Spend conveniently using a contactless card

Convenient and secure – just wave to pay.

Mileages Redemption

Earn one Thank You Reward point for every 25 baht spent. The points can be redeemed for mileage from leading airlines.

Travel Insurance Protection Worldwide up to USD 500,000

Worldwide travel insurance protection which includes accident insurance, luggage delay insurance and loss of baggage insurance.

Personal Assistant Services Worldwide

24-hour access to an international concierge service available 24 hours a day in Thailand.

Use when necessary and pay back full amount on time to avoid 16% interest rate.

Endless Experience

Apply today! Your entrance and annual fees will be waived when you spend up to 5,000 baht/year.
Bualuang Thank You Rewards
Earn one Thank You Reward point for every 25 baht you spend. The points can be redeemed for rewards from the Bualuang Thank You Rewards program.
Mileages Redemption
Thank You Rewards points can be redeemed for mileage from leading airlines.

  • Royal Orchid Plus: 3,000 points for 1,000 ROP Mile
  • FlyerBonus: 1,500 points for 500 FlyerBonus
  • AirAsia Point: 1 points for 1 AirAsia Point
Cashback

Enjoy shopping in Thailand China and around the world


  • Get 2% cash rebate when you accumulate spending of 2,000 baht or more per month in Thailand and around the world. (excluding China) both online and offline. (Maximum cash rebate is 1,000 baht per customer per month) (July 1, 2026 –June 30, 2027)
  • Get 4% cash rebate when you accumulate spending in CNY currency equivalent to 5,000 baht or more per month in China. (Maximum cash rebate is 1,000 baht per customer per month) (July 1, 2026 –June 30, 2027)

Terms & conditions for 2% cash rebate

  • The Bank will only calculate the total spending amount for purchases of goods or services at merchants in Thailand and overseas, excluding China, using Bangkok Bank UnionPay Platinum credit card from July 1, 2026 – June 30, 2027 (until 11:59 PM). No registration is required to participate in the program.
  • The conversion of cumulative foreign currency spending to Thai baht will be calculated using the foreign exchange rate on the transaction date, or Posting Date, as shown on the primary credit card statement.
  • The cumulative spending amount used to calculate a cash rebate refers to the total spending made through both the primary and supplementary cards. This exclude Alipay wallet, WeChat Pay wallet and spending in in China, mutual funds (MCC 6211), all types of insurance (MCC 5960, 6300, 6381, 6399), cash advances (MCC 6010, 6011 or TC 30, 31), interest (TC 11, 12, 13), all types of fines (MCC 9222), all types of taxes (MCC 7276, 9311), all types of fees (MCC 6012, 4829), installment plans and cancelled transactions (TC 41, 43), Foreign currency purchases and tourist tax refunds will be deducted from the total accumulated amount.
  • The maximum cash rebate is 1,000 baht per customer per month, or a maximum of 12,000 baht per customer during the promotion period.

Terms and conditions for 4% cash rebate

  • The Bank will only calculate the total spending amount for purchases in CNY currency of goods or services at merchants in China using Bangkok Bank UnionPay Platinum credit card from July 1, 2026 – June 30, 2027 (until 11:59 p.m.). No registration is required to participate in the program.
  • The conversion of foreign currency spending to Thai baht will be calculated cumulatively using the foreign exchange rate on the transaction date, or Posting Date, as shown on the primary credit card statement.
  • The cumulative spending amount used to calculate the cash rebate refers to the total spending made through both the primary and supplementary cards for purchasing goods or services at merchants in China in CNY currency. This excludes online spending, Alipay wallet, WeChat Pay wallet and spending in Thai Baht (THB) in China, mutual funds (MCC 6211), all types of insurance (MCC 5960, 6300, 6381, 6399), cash advances (MCC 6010, 6011 or TC 30, 31), interest (TC 11, 12, 13), all types of fines (MCC 9222), all types of taxes (MCC 7276, 9311), all types of fees (MCC 6012, 4829), installment plans and cancelled transactions (TC 41, 43), Foreign currency purchases and tourist tax refunds will be deducted from the total accumulated amount. 
  • The maximum cash rebate is 1,000 baht per customer per month, or a maximum of 12,000 baht per customer during the promotion period.

General terms and conditions

  • The Bank will transfer the cash rebate to your credit card account within 30 days after the end of each billing cycle. The cash rebate can only be used to pay for the outstanding balance in a credit card statement. Cash back cannot be exchanged or transferred for cash or transferred to others.
  • The Bank reserves the right to give cash rebates to cardholders who maintain Bangkok Bank UnionPay Platinum credit card membership without any default, and those who have not breached credit card terms and conditions up until the date the Bank grants the cash rebate into the account.
  • The Bank reserves the right to reclaim a cash rebate from the cardholder if it is later discovered that the transaction for the promotional offer was cancelled
  • The Bank will determine the situation based on the information available to the Bank. Cardholders should keep sales slips for inspection if necessary.
  • The Bank is not involved with the products and services. For any inquiries, please contact the service provider directly.
  • This promotions are subject to terms and conditions as designated by the Bank. The Bank reserves the right to change conditions with prior notice.
  • For more information, please visit www.bangkokbank.com/creditcard or contact cardmember service at 02 638 4000 or email: card.srv@bangkokbank.com
Platinum Privileges from UnionPay: Special Discounts and Benefits
  • U Collection: Enjoy tremendous special privileges and extra savings from overseas and local premium shops, restaurants, hotels and travel. For more information, please visit https://www.unionpayintl.com/dynamic/ucollection/en


  • U Plan: Get special discounts and privileges through U Plan platform which is an electronic coupon (e-coupon) from leading participating merchants in Hong Kong, Japan, Taiwan, South Korea etc and including the leading merchants in Thailand U Plan e-coupon can be redeemed on UnionPay International application which is now available to download on both App Store and Play Store. For more information, please visit https://www.unionpayintl.com/cardholderServ/serviceCenter/merchant?language=en


  • U Rewards :  Enjoy benefits from UnionPay through U Rewards platform. Cardholder is required to register and spend at designated amount to redeem the rewards on the platform. Register to get the benefits at https://benefit.unionpayintl.com/mobile/#/account/login
Travel Insurance Protection
  • Accident Insurance up to USD 500,000
  • Luggage Delay Insurance up to USD 200
  • Loss of Baggage Insurance up to USD 200

Note: This protection will cover you, your spouse and your children aged under 23 years when paying for public transport tickets with a Bangkok Bank UnionPay credit card.

*Bangkok Life Assurance is an insurer and reserves the right to change conditions without prior notice. For more information, please call (66) 0 2638 4000
Personal Assistant Service in Thailand
Got a problem? Your personal assistant can help get you out of a fix, 24-hours a day. Simply call (66) 0 2638 4000 if you need:

  • Roadside Assistance: Get help finding your nearest garage/car service center information, tow-truck information, coordination and advice, route information and technical advice.

  • Medical Assistance: Get help finding your nearest hospital during an emergency, assistance getting a patient to the hospital, or organizing a home visit by a doctor.

  • Concierge Services: The ultimate concierge services – assistance in reserving a limousine, car rental or restaurant; booking a golf course; purchasing tickets for a movie, concert or show; arranging flower delivery to a special one; arranging flights or checking flight schedules.

  • Travel Information: Going on holiday? You can receive advice on arranging international visas, what to do if you lose your passport or baggage, and advice if you are sick during your trip. You can also receive the latest information about travel destinations and routes throughout Thailand.

  • Assistance at Home: Get help in coordinating maintenance services if your washing machine, computer, fax machine, microwave, refrigerator, video camera, sound equipment, or air conditioning malfunctions. Your personal assistant can also help you find a plumber, locksmith, pest control company or wall/roof-fixing service and can help when you want to install a new fixed-line telephone or electrical device, or purchase a new mobile SIM card.

*Cardholders are responsible for the costs of the above services.
UnionPay Privileges
Learn more about privileges at www.facebook.com/UnionPayThailand orwww.unionpayintl.com/th

Note: UnionPay Privileges may be changed with notice.
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