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Key Benefits

High Credit Limit

A new low-interest loan with a maximum credit limit of up to 100% of the collateral value to help reduce your interest burden and provide you with better liquidity

Type of Debt Consolidation

For customers with housing, credit card or personal loans with Bangkok Bank

Collateral

A land title with residential property

High Credit Limit

A new low-interest loan with a maximum credit limit of up to 100% of the collateral value to help reduce your interest burden and provide you with better liquidity

Type of Debt Consolidation

  • For customers with Bangkok Bank housing loans and other consumer loans (credit card or personal loans) with other financial institutions
  • For customers refinancing housing, and other consumer loans (credit card or personal loans) from other financial institutions

Collateral

A land title with residential property

Loan Details

Debt consolidation within Bangkok Bank
Qualifications
Have housing, credit card or personal loans with Bangkok Bank, a good repayment history or been affected by COVID-19 with potential to pay off debt
Interest Rates
  • Housing loan: not exceeding the existing housing loan contract
  • Other consumer loans: not exceeding the housing loan interest rate after the Teaser Rate of + 2%
Collateral
  • Second mortgage registration, covering the principal and interest of consolidated consumer loans
  • Waiver on the appraisal fee

Loan Details

Debt consolidation by refinancing from other financial institutions
Qualifications

Customers with Bangkok Bank housing loan

  • Have a Bangkok Bank housing loan with a good repayment history or been affected by COVID-19 with the potential to pay off debt                                    
  • Have other consumer loans (credit card and/or personal loans) with other financial institutions and need to refinance by consolidating debt with a Bangkok Bank housing loan

Customers refinancing all consumer loans from other financial institutions

  • An individual who has a good repayment history or been affected by COVID-19 with the potential to pay off debt                                    
  • Have consumer loans (housing, credit card and/or personal loans) with other financial institutions and need to refinance with Bangkok Bank
Interest Rates

Customers with Bangkok Bank housing loan

  • Housing loan: not exceeding the existing housing loan contract                                    
  • Other consumer loans: not exceeding the housing loan interest rate after the Teaser Rate of + 2%

Customers refinancing all consumer loans from other financial institutions

  • Housing loan: in accordance with the Bank’s announcement                                    
  • Other consumer loans: not exceeding the housing loan interest rate after the Teaser Rate of + 2%
Collateral

Customers with Bangkok Bank housing loan

  • Second mortgage registration, covering the principal and interest of consolidated consumer loans                                     
  • Waiver on the appraisal fee

Customers refinancing all consumer loans from other financial institutions

  • New mortgage registration in accordance with the Bank’s announcement                                    
  • Appraisal fee: 3,210 baht
How to apply
Apply online now. Just provide us with your basic information by filling in an online application form on this website or speak with one of our dedicated Home Loan Specialists at any Bangkok Bank branch - they can advise you on the loan that best suits your needs.

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