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Use when necessary and pay back full amount on time to avoid 16% interest rate.

Credit Card Promotions

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Dining

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Hotel & Travel

Health & Beauty

Gas

Thank You Rewards

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Be Smart

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Gas
Get cashback upto 15% at SHELL

1 Apr 2025 until   31 Mar 2026

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Hotel & Travel
Book hotels in Thailand. Redeem points to get cash back up to 17%

1 Mar 2025 until   15 Jun 2025

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Dining
Exclusive privileges for Bangkok Bank credit cardholders at You & I Premium Suki Buffet

1 Mar 2025 until   30 Jun 2025

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Newsletter
Special privileges for Bangkok Bank credit cardholders Newsletter May-June 2025

1 May 2025 until   30 Jun 2025

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Dining
Hotel Dining Special offer for Bangkok Bank credit cardholders

1 Jan 2025 until   31 Dec 2025

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Dining
Enjoy cash back 12% when you redeem Thank You Rewards points equal to the amount spent at Restaurant in One Bangkok Retail

1 May 2025 until   30 Jun 2025

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Dining
Exclusive privileges for Bangkok Bank credit cardholders at BAR-B-Q PLAZA

17 Apr 2025 until   15 Jun 2025

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Dining
Exclusive privileges for Bangkok Bank credit cardholders at MO-MO-PARADISE

1 Apr 2025 until   30 Jun 2025

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Shopping
Special privilege at REV Edition group (paticipating brand)

1 Jun 2025 until   31 May 2026

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Shopping
Special privilege at Supersports and www.supersports.co.th

1 Jun 2025 until   31 May 2026

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Shopping
Special privilege at Rookie USA

1 Jun 2025 until   31 May 2026

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Shopping
Get up to 17% cash back when redeeming Thank You rewards points equivalent to spending amount per sales slip.

30 May 2025 until   30 Jun 2025

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Hotel & Travel
Get discounts up to 4,900 baht when purchase Emirates flights

1 Jun 2025 until   31 Aug 2025

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Hotel & Travel
Get 10% discount when booking hotel at La Flora Group

1 Jun 2025 until   30 Sep 2025

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Hotel & Travel
Enjoy your trip. Redeem points to get Cash back up to 17% and get cash back of 2,400 baht when you meet the spending conditions

17 May 2025 until   31 Aug 2025

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Hotel & Travel
Special privileges for Bangkok Bank MasterCard credit cardholders.Get 8% off when booking participating accommodation worldwide with Agoda

15 May 2025 until   31 Dec 2025

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Health & Beauty
Special Privileges at Sephora & Sephora.co.th.

1 Jun 2025 until   31 Jul 2025

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Health & Beauty
Special Privileges at BEAUTRIUM (All store & Online store).

1 Jun 2025 until   31 Jul 2025

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Health & Beauty
Special privileges at Cryoviva.

15 May 2025 until   31 Dec 2025

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Health & Beauty
Special privileges for Bangkok Bank credit cardholders spend at participating hospitals get cash back up to 18%

1 Apr 2025 until   31 Jul 2025

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Gas
Get cashback upto 15% at SHELL

1 Apr 2025 until   31 Mar 2026

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Thank You Rewards
Announcement of Eligible Participants for Ticket Purchase of ‘The Phantom of the Opera’ — Redeemable with Reward Points Equal to the Full Ticket Price

1 Apr 2025 until   8 Aug 2025

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Thank You Rewards
Bangkok Bank credit card special privileges, redeem deliciousness every day at Black Canyon.

1 Feb 2025 until   31 Jan 2026

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Thank You Rewards
Special privileges for Bangkok Bank credit cards at utu Platform

1 Jan 2025 until   30 Jun 2025

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Thank You Rewards
Special privileges for Bangkok Bank credit cards: Transfer Thank You Rewards for ONESIAM Coin.

1 Jan 2025 until   31 Dec 2025

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Other Promotions
Bangkok’s 27th international Festival of dance and music

14 June 2025 until   15 Oct 2025

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Other Promotions
Special privilege at Foot Locker

1 Jun 2025 until   31 May 2026

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Other Promotions
Special privilege at New Balance

1 Jun 2025 until   31 May 2026

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Other Promotions
Apply for automatic deduction for monthly utility bills using your Bangkok Bank credit card and receive credit cash back up to 300 baht.

16 Mar 2025 until   30 Sep 2025

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Be Smart
Enjoy Be Smart 0% installment plan upto 10 months receive cash back upto 25% at Power Mall

12 Jun 2025 until   20 Aug 2025

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Be Smart
Special Promotion at Mega Home for Bangkok Bank credit cardholders! Enjoy installment plan 0% up to 10 months , and get up to 12%

1 Jun 2025 until   31 May 2026

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Be Smart
Enjoy with Be Smart 0% installment plan upto 10 months receive cash back upto 12% at Thaiwatsadu & BnB Home

1 Jun 2025 until   31 May 2026

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Be Smart
Enjoy with Be Smart 0% installment plan upto 10 months receive cash back upto 12% at Central Department Store

1 Jun 2025 until   31 May 2026

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Digital Wallet

Google Pay™, smart way to pay.

Simply link your Bangkok Bank Credit Card with Google Wallet™ and enjoy contactless payment via your Android Smartphone.
Discover

BUALUANG IPAY

Bualuang iPay

Make sure your cards are safe when shopping online with additional protection for credit and debit cards. 
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Credit Cards

Thank You Rewards

Turn your reward points to the gifts of your choice
Discover

Be Smart Installment Plan

percent

Pay less and stay relaxed

Enjoy our comfortable monthly Be Smart installment plan* that helps you spread payments for products and services using Bangkok Bank credit cards with an interest rate of 0% to 0.74% per month for 10 months.

funds

Worry-free payment

Enjoy installment plan up to 10 months when spending 1,500 baht/transaction and have a minimum monthly payment of 500 baht. You can also set your installment through "Be Smart On Mobile & IVR" for a minimum spending of 1,500 baht.

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rewards

Valuable points

You will also earn a Thank You Reward point for every 25 baht spent using your Bangkok Bank credit card or cash back using your Bangkok Bank Titanium credit card.

*Terms and Conditions apply. Not including Bangkok Bank American Express, UnionPay,
Corporate and Purchasing card holders.



View Interest Rates (Available in Thai only) View Terms and Conditions ( (Available in Thai only)


Credit Card Services

SMS Service for your Credit Card

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Automatic Billing Updater (ABU)

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Bangkok Bank Credit Cards Facebook

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How to apply for Bangkok Bank Credit Cards

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e-Statement Service

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Forms Download/Terms and Conditions of Bangkok Bank Credit Card Usage

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Interest Rates and Fees for all Bangkok Bank Credit Cards

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Additional Information

Sales Sheet: Bangkok Bank Credit Cards
Download PDF (Available in Thai only)
Product Catalog: Bangkok Bank Credit Cards
Product Catalog: Bangkok Bank M Visa Credit Cards
Currency Conversion Risk
For credit card purchase of goods / services or cash advances in any foreign currency, cardholders are subject to be charged an exchange risk-hedging premium at a rate not exceeding 2.5% of the charge incurred. (Any foreign currency shall be converted to US dollars before being converted into Thai baht)

 

Cardholders can check the conversion rate for the reference of currency conversion risk at the following links:

 

Visa credit card

 

MasterCard credit card

 

UnionPay credit Card
An example of interest calculation on purchases or cash advances
Extension of the 8% minimum repayment rate and a cash back interest credit for customers who pay the minimum repayment of 8%

To alleviate the financial burden on cardholders Bangkok Bank Public Company Limited wishes to announce the extension of the minimum repayment rate for credit cards (Minimum Repayment) at 8% of the statement balance each month until December 31, 2025.

Additionally, repayments of 8% or more will receive a cash back interest credit equivalent to an interest rate of 0.5% per year on the outstanding balance for the credit card billing cycles from January 2025 to June 2025, and 0.25% per year on the outstanding balance for the billing cycles from July 2025 to December 2025.

Conditions:

  •  The minimum repayment amount does not include the amount the cardholder has requested to pay in installments each month.
  • The reduced interest will be credited to the credit card account in the next billing cycle.
  • Cardholders who have requested to join the debt restructuring program will not receive a cash back interest credit for that month.
  • Corporate Cards and Purchasing Cards are not eligible for this program.

Frequently Asked Questions

Paying your credit card bill

  1. How can I pay my credit card bill?

    Paying your credit card bill is easy. Bangkok Bank has branches in popular locations nationwide, as well as a range of electronic channels which will accept your payment. You can pay your bills in any of the following ways.

    • By cash or cheque at any Bangkok Bank branch
    • By direct debit* from a Bangkok Bank account
    • By funds transfer* on our Bualuang Phone banking service
    • By Bualuang iBanking – our Internet banking service

    *To take advantage of our direct debit and funds transfer services, sign up at your home branch first. You can also use your credit cards to withdraw cash from savings or current accounts.

     

  2. I missed my last payment. What will happen?

    Your card will be temporarily disabled until the payment is made. In addition, you will be responsible for a late charge and interest.

Lost/ Stolen/ Retained/ Damaged Cards

  1. If I have lost my card, or my card has been stolen, what should I do?

    Please report your loss to our 24-hour service on (66) 0 2638 4999. We will cancel your card and process a new one for you. You will receive a letter when your new card is ready for you to pick up at a branch convenient to you.


  2. My credit card was retained by an ATM. How can I get my card back?

    Call Bangkok Bank's Bualuang Phone service on 1333 or (66) 0 2645 5555, or our Cardmember Service Center on (66) 0 2638 4999 to cancel your card as soon as possible. Any credit cards found in ATMs will be cut into pieces for security reasons. The Cardmember Service Center will inform you in a letter when your new card is ready for you to pick up at a branch convenient to you.

  3. My card is damaged. Can you issue me a replacement card?

    If your card is damaged, simply contact your nearest Bangkok Bank branch. The Cardmember Service Center will inform you in a letter when the card is ready for you to pick up from a branch convenient to you. This should take about seven working days.

PIN and personal information

  1. My personal information has changed. What should I do?

    You can change any of your personal details (e.g. name, billing address, phone number, billing cycle, contact branch) simply by filling out a request form at your nearest Bangkok Bank branch. You can also change your information through the Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard. Call (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

     

  2. I forgot my PIN. Can you tell me the number again?

    Sorry, for security reasons no one knows your PIN. You can request a new credit card PIN via the following channels.
    1. Via SMS by typing PIN (space) followed by the last 4 digits of the card number and send it to 4711333. (3THB/time for AIS, DTAC and True) from the mobile phone number provided to the bank.
    2. Via phone by Cardmember Service Officers through the channels specified at the end of the privilege book.

Credit card statements

  1. A transaction shown in my statement is not correct. What should I do?

    First, you should review your sales slip or monthly statement against merchant receipts. Some merchants use trading names which are different from registered names. In this situation, you may have to rely on date of purchase and amount.

    If you are registered for Bualuang iBanking, you can request a transaction inquiry through Bualuang iBanking. To do this, go to the services menu.

    If you still disagree, please inform Bangkok Bank within seven days of receiving your statement. Please contact the Credit Card Division's Cardmember Service Center on (66) 0-2638-4000 for Bangkok Bank Visa card and MasterCard. Call (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    In most cases, if you have enough information to prove an error, such as a cancellation code from the merchant or receipt confirming the amount paid on the transaction, you do not need to make the payment for that suspected transaction while we are investigating.


  2. My statement has not arrived. Can you send me another one?

    Normally a statement will reach the card member 10 days prior to the payment due date. If you have not received it by that time, please call our Cardmember Service Center on (66) 0-2638-4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card. We will be pleased to send you a new statement.

    If you are registered for Bualuang iBanking you can see your transactions on the screen. Select your credit card from the accounts menu and look for the transaction record. You can also ask for a copy of the statement to be sent to you.

Credit limits

  1. My credit limit is too low. Can you increase my credit limit?

    We regularly review your account to see if your credit limit can be increased automatically. Nevertheless, you can ask for a credit limit increase at any Bangkok Bank branch or contact our Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    When you contact a branch, you will be asked to fill in an application form and attach a document indicating your latest monthly earnings, such as a payroll slip, and a savings account statement with records for the past six months.

    You can also obtain the application form by mail from the Cardmember Service Center. Once you have filled in the form, please send it together with required documents to:


    Cardmember Service Center, Credit Card Division
Bangkok Bank PCL
333 Silom Road, Bangrak, Bangkok 10500

  2. Can you increase my credit limit on a temporary basis?

    If you are traveling abroad, or need money for a special situation, you can request a temporary credit line increase by contacting our Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    You can also send a letter to the Cardmember Service Center at the address shown below. This should arrive at least seven days before you need the credit limit to be increased.


    Cardmember Service Center, Credit Card Division
Bangkok Bank PCL
333 Silom Road, Bangrak, Bangkok 10500


Credit insurance

  1. What is Credit Life?

    Credit Life is free life insurance. All Bangkok Bank's Visa, MasterCard, and American Express credit card holders are given free life insurance as one of our special services. The Credit Life insurance policy is provided by Bangkok Life Assurance PCL.

    Under this policy, Bangkok Life Assurance shoulders the cost of all spending incurred in the final accounting period for a Bangkok Bank card holder who has died in an accident. The coverage for Visa Classic card, MasterCard Standard card and American Express Standard card is up to 100,000 baht. Gold cards of all brands have coverage of up to 200,000 baht.


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