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Warning! Upon receiving an SMS containing an OTP code, please verify the transaction type, merchant name, and transaction amount carefully before using the OTP


Currently, there are scammers impersonating Bangkok Bank, sending SMS asking you to click a link to redeem points that are about to expire. Please do not click the link, enter personal information, or provide any OTP codes. The Bank does not have a policy of sending SMS with links to customers. If you have any queries, please call 02 638 4000.

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Choose the credit card that’s "suitable" for you

Use when necessary and pay back full amount on time to avoid 16% interest rate.

Credit Card Promotions

Top promotions

Newsletter

Dining

Shopping

Hotel & Travel

Health & Beauty

Gas

Home & Decor

Insurance & Finance

Thank You Rewards

Other Promotions

Be Smart

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Shopping
Enjoy the privilege of redeeming points for up to 17% cash back at participating online stores.

1 July 2026 until   30 Jun 2027

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Shopping
Redeem points get cash back up to 15% at Convenience Store.

1 Jun 2026 until   30 Sep 2026

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Dining
Exclusive privileges for Bangkok Bank credit cardholders at BEANS Coffee Roaster

20 May 2026 until   30 Apr 2027

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Gas
Get cash rebate up to 10% when spend every 800 baht.

1 Dec 2025 until   30 Nov 2026

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Newsletter
Special privileges for Bangkok Bank credit cardholders. Newsletter September-October 2026

1 Sep 2026 until   31 Oct 2026

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Newsletter
Automatic Card Information Updates
Enjoy Uninterrupted Payments with Visa Account Updater (VAU) for Bangkok Bank Visa Credit Cards

1 Sep 2026 untill   31 Dec 2026

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Dining
Hotel Dining Special offer for Bangkok Bank credit cardholders

1 Jan 2026 until   31 Dec 2026

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Dining
Enjoy privileges for Bangkok Bank Visa Credit card

1 Sep 2026 untill   31 Dec 2026

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Dining
Enjoy privileges for Bangkok Bank credit card holders when spending at participating

1 Aug 2026 untill   31 Jan 2027

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Dining
Lucky Draw Winners Announcement campaign : Enjoy privileges at OOTOYA and OOTOYA OKI GET A CHANCE TO WIN prizes totaling over 1.39 million baht.

20 Jul 2026 until   31 Oct 2026

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Shopping
Special privileges for Bangkok Bank credit cardholders. Get up to 17% cash back when redeeming Thank You rewards points equivalent to spending amount per sales slip.

1 Sep 2026 until   31 Oct 2026

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Shopping
Special privileges for Bangkok Bank credit cardholders. Get up to 17% cash back when redeeming Thank You rewards points equivalent to spending amount per sales slip.

1 Sep 2026 until   31 Dec 2026

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Shopping
Special privileges for Bangkok Bank credit cardholders. Get up to 15% cash back when redeeming points equivalent to spending amount per sales slip.

1 Sep 2026 until   31 Dec 2026

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Shopping
Special privileges for Bangkok Bank credit cardholders. Get up to 15% cash back when redeeming points equivalent to spending amount per sales slip.

1 Sep 2026 until   31 Dec 2026

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Hotel & Travel
Book hotels in Thailand. Redeem Thank You Rewards points/M Point equal to the amount spent/sales slip to get cash back up to 17%

16 Sep 2026 until   15 Dec 2026

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Hotel & Travel
Enjoy your trip. Redeem points to get Cash back up to 17% and get cash back of 2,400 baht when you meet the spending conditions

1 Sep 2026 until   30 Nov 2026

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Hotel & Travel
Book Online Travel Agencies and redeem points to get cash back up to 18% when you meet the spending conditions and redeem points equal to the amount spent.

1 Sep 2026 until   31 Dec 2026

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Hotel & Travel
Redeem Thank You Rewards points/M Point equal to the amount spent/sales slip to get cash back up to 17% when spend at participated hotels in Green hotel campaign

15 Aug 2026 until   31 Dec 2026

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Health & Beauty
Spend at participating Drugstore get 12% cash back.

1 Sep 2026 until   28 Feb 2027

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Health & Beauty
Special privileges for Bangkok Bank Credit Cardholders. When spend at participating Healthy & Beauty Clinic.

1 Jun 2026 until   30 Sep 2026

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Health & Beauty
Special privileges at Siriraj Piyamaharajkarun Hospital get cash back up to 18%

1 May 2026 until   30 Sep 2026

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Health & Beauty
Bangkok - Metropolitan area.
Special privileges on medical expenses and certain health check programs at participating hospitals.

1 Jan 2026 until   31 Dec 2026

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Gas
Make every journey worthwhile with the MRT Blue Line and Purple Line.

1 Apr 2026 until   31 Dec 2026

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Gas
Get cash rebate up to 10% when spend every 800 baht.

1 Dec 2025 until   30 Nov 2026

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Home & Decor
Special Privileges at Home Inspiration Promotion

1 Aug 2026 until   30 Sep 2026

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Home & Decor
Special privilege at MOTIF (CENTRAL EMBASSY, SIAM PARAGON)

1 Jun 2026 until   31 Dec 2026

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Home & Decor
Special privilege at LA-Z-BOY Furniture Flagship Gallery Ladprao 138 and LA-Z-BOY Gallery Pinklao

1 May 2026 until   31 Oct 2026

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Home & Decor
Home Improvement Promotion

1 May 2026 until   30 Apr 2027

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Insurance & Finance
Special privileges for Bangkok Bank Credit cardholders when making full payment for Travel Insurance or Cyber Insurance provided by Bangkok Insurance.

1 Mar 2026 until   31 Jan 2027

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Insurance & Finance
SAVE & SAFE Insurance Promotion
Special privileges for Bangkok Bank credit cardholders

1 Feb 2026 until   30 Sep 2026

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Insurance & Finance
Privilege for Bangkok Bank Credit Card get Discount and AirAsia Points by paying for TuneTravel International Travel Insurance

1 Jul 2026 until   31 Dec 2026

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Thank You Rewards
Special Edition Catalog: Redeem Happiness with Thank You Rewards Points.

1 Aug 2026 until   31 Jan 2027

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Thank You Rewards
Boost your happiness to the next level by transferring your points to AIS Points.

1 Jun 2026 until   31 Dec 2026

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Thank You Rewards
Redeem 800 Thank You Rewards points for special promotions at au bon pain

1 Nov 2025 until   31 Dec 2026

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Thank You Rewards
Bangkok Bank credit cards use Thank You Rewards points instead of donating money to National Hemophilia Foundation of Thailand.

16 Aug 2025 until   31 Dec 2026

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Other Promotions
Credit Card Discount for Moulin Rouge! The Musical Tickets

14 Sep 2026 until   27 Sep 2026

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Other Promotions
Exclusive Golf Booking Benefits in Thailand's Northern Region with Golfdigg application/website.

1 Aug 2026 until   30 Sep 2026

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Other Promotions
BANGKOK BANK GOLF TOURNAMENT 2026

7 Jul 2026 until   29 Sep 2026

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Other Promotions
Bangkok’s 28th international Festival of dance and music

25 May 2026 until   17 Oct 2026

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Be Smart
Enjoy 0% installment plan upto 4 months receive cash back upto 12% at Index Sofa & Living Clearance Sale

17 Sep 2026 until   28 Oct 2026

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Be Smart
Enjoy 0% installment plan upto 10 months receive cash back upto 30% when buying iPhone18 Pro at participating shop

12 Sep 26 until   28 Feb 2027

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Be Smart
Enjoy with 0% Card Installment plan up to 10 months receive cash back upto 12% at Robinson The Ultimate Watch & Jewelry Fair

2 Sep 2026 until   11 Oct 2026

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Be Smart
Enjoy with 0% Card Installment plan up to 10 months receive cash back upto 12% at Central International Watch & Jewellery Fair

2 Sep 2026 until   11 Oct 2026

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Digital Wallet

Google Pay™, smart way to pay.

Simply link your Bangkok Bank Credit Card with Google Wallet™ and enjoy contactless payment via your Android Smartphone.
Discover

BUALUANG IPAY

Bualuang iPay

Make sure your cards are safe when shopping online with additional protection for credit and debit cards. 
Discover

Credit Cards

Thank You Rewards

Turn your reward points to the gifts of your choice
Discover

Be Smart Installment Plan

percent

Pay less and stay relaxed

Enjoy our comfortable monthly Be Smart installment plan* that helps you spread payments for products and services using Bangkok Bank credit cards with an interest rate of 0% to 0.74% per month for 10 months.

funds

Worry-free payment

Enjoy installment plan up to 10 months when spending 1,500 baht/transaction and have a minimum monthly payment of 500 baht. You can also set your installment through "Be Smart On Mobile & IVR" for a minimum spending of 1,500 baht.

rewards

Valuable points

You will also earn a Thank You Reward point for every 25 baht spent using your Bangkok Bank credit card or cash back using your Bangkok Bank Titanium credit card.

*Terms and Conditions apply. Not including Bangkok Bank American Express, UnionPay,
Corporate and Purchasing card holders.



View Interest Rates (Available in Thai only) View Terms and Conditions ( (Available in Thai only)


Credit Card Services

SMS Service for your Credit Card

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Automatic Billing Updater (ABU)

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Bangkok Bank Credit Cards Facebook

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How to apply for Bangkok Bank Credit Cards

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e-Statement Service

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Forms Download/Terms and Conditions of Bangkok Bank Credit Card Usage

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Interest Rates and Fees for all Bangkok Bank Credit Cards

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Submit P.N.D. Credential via atta to apply for Bangkok Bank Credit Cards

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Additional Information

Sales Sheet: Bangkok Bank Credit Cards
Download PDF (Available in Thai only)
Product Catalog: Bangkok Bank Credit Cards
Product Catalog: Bangkok Bank M Visa Credit Cards
Currency Conversion Risk
For credit card purchase of goods / services or cash advances in any foreign currency, cardholders are subject to be charged an exchange risk-hedging premium at a rate not exceeding 2.5% of the charge incurred. (Any foreign currency shall be converted to US dollars before being converted into Thai baht)

 

Cardholders can check the conversion rate for the reference of currency conversion risk at the following links:

 

Visa credit card

 

MasterCard credit card

 

UnionPay credit Card
An example of interest calculation on purchases or cash advances
Extension of the 8% minimum repayment rate and a cash back interest credit for customers who pay the minimum repayment of 8%

To alleviate the financial burden on cardholders, Bangkok Bank Public Company Limited announces the extension of the minimum repayment rate for credit cards (Minimum Repayment) at 8% of the statement balance each month until December 31, 2026.

Additionally, repayments of 8% or more will receive an interest credit equivalent to an interest rate of 0.25% on the outstanding balance for that month, applicable for credit card billing cycles from January 2026 to December 2026.

Conditions:

  • The minimum repayment amount does not include the amount the cardholder has requested to pay in installments each month.
  • The reduced interest will be credited to the credit card account in the next billing cycle.
  • Cardholders who have requested to join the debt restructuring program will not receive a cash back interest credit for that month.
  • Corporate Cards and Purchasing Cards are not eligible for this program.
Notification of Changes to Spending Calculator Conditions to Maintain AirAsia Rewards Platinum Membership Status for Bangkok Bank AirAsia Credit Card

Read more (Available in Thai only)

Notification of Changes to Core Benefits for Bangkok Bank AirAsia Credit Card (Only AirAsia Voucher)
Read more (Available in Thai only)
Announcement of Changes to Credit Card Cash Advance Fees
Bangkok Bank has reduced the credit card cash advance fee from 3% per transaction to 2.5% of the amount withdrawn by a credit card, effective from July 1, 2026 onwards.

Frequently Asked Questions

Paying your credit card bill

  1. How can I pay my credit card bill?

    Paying your credit card bill is easy. Bangkok Bank has branches in popular locations nationwide, as well as a range of electronic channels which will accept your payment. You can pay your bills in any of the following ways.

    • By cash or cheque at any Bangkok Bank branch
    • By direct debit* from a Bangkok Bank account
    • By funds transfer* on our Bualuang Phone banking service
    • By Bualuang iBanking – our Internet banking service

    *To take advantage of our direct debit and funds transfer services, sign up at your home branch first. You can also use your credit cards to withdraw cash from savings or current accounts.

     

  2. I missed my last payment. What will happen?

    Your card will be temporarily disabled until the payment is made. In addition, you will be responsible for a late charge and interest.

Lost/ Stolen/ Retained/ Damaged Cards

1. If I have lost my card, or my card has been stolen, what should I do?

Please report your loss to our 24-hour service on (66) 0 2638 4999. We will cancel your card and process a new one for you. We will send an SMS with further information within five working days.

 

2. My credit card was retained by an ATM. How can I get my card back?

Call Bangkok Bank's Bualuang Phone service on 1333 or (66) 0 2645 5555, or our Cardmember Service Center on (66) 0 2638 4999 to cancel your card as soon as possible. Any credit cards found in ATMs will be cut into pieces for security reasons. We will send an SMS with further information within five working days.

 

3. My card is damaged. Can you issue me a replacement card?

If your card is damaged, please contact Cardmember Services at (66) 0 2638 4000 or visit any Bangkok Bank branch to request a replacement card. We will send an SMS with further information within five working days.

PIN and personal information

  1. My personal information has changed. What should I do?

    You can change any of your personal details (e.g. name, billing address, phone number, billing cycle, contact branch) simply by filling out a request form at your nearest Bangkok Bank branch. You can also change your information through the Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard. Call (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

     

  2. I forgot my PIN. Can you tell me the number again?

    Sorry, for security reasons no one knows your PIN. You can request a new credit card PIN via the following channels.
    1. Via SMS by typing PIN (space) followed by the last 4 digits of the card number and send it to 4711333. (3THB/time for AIS, DTAC and True) from the mobile phone number provided to the bank.
    2. Via phone by Cardmember Service Officers through the channels specified at the end of the privilege book.

Credit card statements

  1. A transaction shown in my statement is not correct. What should I do?

    First, you should review your sales slip or monthly statement against merchant receipts. Some merchants use trading names which are different from registered names. In this situation, you may have to rely on date of purchase and amount.

    If you are registered for Bualuang iBanking, you can request a transaction inquiry through Bualuang iBanking. To do this, go to the services menu.

    If you still disagree, please inform Bangkok Bank within seven days of receiving your statement. Please contact the Credit Card Division's Cardmember Service Center on (66) 0-2638-4000 for Bangkok Bank Visa card and MasterCard. Call (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    In most cases, if you have enough information to prove an error, such as a cancellation code from the merchant or receipt confirming the amount paid on the transaction, you do not need to make the payment for that suspected transaction while we are investigating.


  2. My statement has not arrived. Can you send me another one?

    Normally a statement will reach the card member 10 days prior to the payment due date. If you have not received it by that time, please call our Cardmember Service Center on (66) 0-2638-4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card. We will be pleased to send you a new statement.

    If you are registered for Bualuang iBanking you can see your transactions on the screen. Select your credit card from the accounts menu and look for the transaction record. You can also ask for a copy of the statement to be sent to you.

Credit limits

  1. My credit limit is too low. Can you increase my credit limit?

    We regularly review your account to see if your credit limit can be increased automatically. Nevertheless, you can ask for a credit limit increase at any Bangkok Bank branch or contact our Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    When you contact a branch, you will be asked to fill in an application form and attach a document indicating your latest monthly earnings, such as a payroll slip, and a savings account statement with records for the past six months.

    You can also obtain the application form Email. Once you have filled in the form, please send it together with required documents to:

     

    Cardmember Service Center, Credit Card Division
Bangkok Bank PCL
333 Silom Road, Bangrak, Bangkok 10500

     

  2. Can you increase my credit limit on a temporary basis?

    If you are traveling abroad, or need money for a special situation, you can request a temporary credit line increase by contacting our Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    You can also send a letter to the Cardmember Service Center at the address shown below. This should arrive at least seven days before you need the credit limit to be increased.

     

    Cardmember Service Center, Credit Card Division
Bangkok Bank PCL
333 Silom Road, Bangrak, Bangkok 10500

     

Credit insurance

  1. What is Credit Life?

    Credit Life is free life insurance. All Bangkok Bank's Visa, MasterCard, and American Express credit card holders are given free life insurance as one of our special services. The Credit Life insurance policy is provided by Bangkok Life Assurance PCL.

    Under this policy, Bangkok Life Assurance shoulders the cost of all spending incurred in the final accounting period for a Bangkok Bank card holder who has died in an accident. The coverage for Visa Classic card, MasterCard Standard card and American Express Standard card is up to 100,000 baht. Gold cards of all brands have coverage of up to 200,000 baht.


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