Bancassurance
Endowment insurance for a secure future
Bancassurance
Endowment insurance for a secure future
Key Benefits
Short-Term Premium Payments
Pay premiums for only 4 years and receive 12 years of term coverage
Life Coverage
Additional coverage in case of death from an accident, receive 100%** of the sum assured.
Guaranteed Returns
Guaranteed total return throughout policy period of 482%* of the sum assured
Easy to apply
No health check-up and health declaration required
* If no death occurs during the policy period, the Insured will receive up to 331% of the sum assured together with the special cash return of 151% of the sum assured.
**Additional coverage in case of death from an accident, receive 100% of the sum assured. The sum assured amount of the BLA ADB additional contract is not more than 10 million baht per insured person, including all policies through Bangkok Bank channels.
Additional Information
Coverage and Benefits
|
Coverage |
Benefits |
|
1. If death occurs during the policy period. |
Receive benefits in % of sum assured or accumulated paid premiums, whichever amount is greater.
|
|
2. If death occurs from an accident during the policy period |
|
|
3. If no death occurs during the policy period |
|
Notes
* If no death occurs during the policy period, the Insured will receive up to 331% of the sum assured together with the special cash return of 151% of the sum assured.
**Additional coverage in case of death from an accident, receive 100% of the sum assured. The sum assured amount of the BLA ADB additional contract is not more than 10 million baht per insured person, including all policies through Bangkok Bank channels.
Requirements
- Insurable age: Newborn - 80 years
- Coverage period: 12 years
- Premium payment period: 4 years
- Sum assured: 30,000 baht - no limit
- Payment mode: Annually
Premium Rates
Per sum assured of 1,000 baht for both males and females
|
Sum Assured (baht) |
Annual Premium (baht) |
|
300,000 - 999,999 |
999 |
|
1,000,000 - 2,999,999 |
979 |
|
3,000,000or higher |
959 |
For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
Example Insurance Coverage
Male, aged 40 years. Sum assured 1,000,000 baht.
Coverage period 12 years. Premium payment period 4 years.
|
Policy Year |
Annual Premium (baht) |
Life Coverage(baht) |
|
|
Death from all cases* |
Death from accident, additional coverage** |
||
|
1 |
979,000 |
1,000,000 |
1,000,000 |
|
2 |
979,000 |
2,000,000 |
1,000,000 |
|
3 |
979,000 |
3,000,000 |
1,000,000 |
|
4 |
979,000 |
4,000,000 |
1,000,000 |
|
5 |
- |
4,000,000 |
1,000,000 |
|
6 |
- |
4,000,000 |
1,000,000 |
|
7 |
- |
4,000,000 |
1,000,000 |
|
8 |
- |
4,000,000 |
1,000,000 |
|
9 |
- |
4,000,000 |
1,000,000 |
|
10 |
- |
4,000,000 |
1,000,000 |
|
11 |
- |
4,000,000 |
1,000,000 |
|
12 |
- |
4,000,000 |
1,000,000 |
|
Total Premium paid |
3,916,000 |
||
|
Maturity benefits + Special cash returns of 482%*** of the sum assured |
4,820,000 |
||
|
Net benefits |
904,000 |
||
*Receive benefits in % of sum assured or accumulated paid premiums, whichever amount is greater
**Additional coverage in case of death from an accident, receive 100% of the sum assured. The sum assured amount of the BLA ADB additional contract is not more than 10 million baht per insured person, including all policies through Bangkok Bank channels.
*** If no death occurs during the policy period, the Insured will receive up to 331% of the sum assured together with the special cash return of 151% of the sum assured.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com
Assured by Bangkok Life Assurance Public Company Limited
Notes
- Gain 1st Savings 12/4 is the marketing name of Gain 1st Savings 12/4 and BLA ADB Rider.
- Insurance premiums are eligible for personal income tax deductions, in line with Revenue Department conditions
- Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made
- The Insured should read and study the terms and conditions carefully before deciding to buy insurance.
- Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval
- The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
- Terms and conditions of coverage will be specified in the policy issued to the policyholder.
TOOLS & ASSISTANCE
We are ready to help you.
TOOLS & ASSISTANCE
We are ready to help you.
This Website uses cookies to provide you with the best experience and to improve the Bank’s website services in order to better serve your requirements. You can find the details about cookies use on
Cookies Policy
