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Warning! Upon receiving an SMS containing an OTP code, please verify the transaction type, merchant name, and transaction amount carefully before using the OTP


Currently, there are scammers impersonating Bangkok Bank, sending SMS asking you to click a link to redeem points that are about to expire. Please do not click the link, enter personal information, or provide any OTP codes. The Bank does not have a policy of sending SMS with links to customers. If you have any queries, please call 02 638 4000.

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Choose the credit card that’s "suitable" for you

Use when necessary and pay back full amount on time to avoid 16% interest rate.

Credit Card Promotions

Top promotions

Newsletter

Dining

Shopping

Hotel & Travel

Health & Beauty

Gas

Home & Decor

Insurance & Finance

Thank You Rewards

Other Promotions

Be Smart

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Health & Beauty
Special privileges for Bangkok Bank Credit Cardholders. When spend at participating Healthy & Beauty Clinic.

1 Nov 2025 until   28 Feb 2026

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Hotel & Travel
Book Online Travel Agencies and redeem points to get cash back up to 18% when you meet the spending conditions and redeem points equal to the amount spent.

16 Oct 2025 until   15 Jan 2026

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Dining
Enjoy privileges "SAVOR 4 + 1 Happiness" for Bangkok Bank Visa Credit card

1 Oct2025 untill   31 Dec 2025

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Shopping
Shop at Supermarket get cash back upto 4% (No Piont Required) and redeem points get up to 13% cash back .

1 Sep 2025 until   28 Feb 2026

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Newsletter
Special privileges for Bangkok Bank credit cardholders Newsletter November-December 2025

1 Nov 2025 until   31 Dec 2025

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Dining
Hotel Dining Special offer for Bangkok Bank credit cardholders

1 Jan 2025 until   31 Dec 2025

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Dining
Enjoy privileges "SAVOR 4 + 1 Happiness" for Bangkok Bank Visa Credit card

1 Oct2025 untill   31 Dec 2025

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Dining
Lucky Draw Winners Announcement campaign : Enjoy privileges at Japanese restaurant of CRG group GET A CHANCE TO WIN prizes totaling over 1.5 million baht.

1 Apr 2025 until   30 Dec 2025

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Dining
Happiness upgrade buffet course Sukishi Suk Overload with Bangkok Bank credit card at Sukishi Korean Charcoal Grill

1 Feb 2025 until   31 Jan 2026

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Shopping
Get M Cash Coupon up to 50% & Get M Cash Coupon uo to 1,000 baht at Paragon Department Store

29 Nov 2025 until   10 Dec 2025

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Shopping
Special privileges for Bangkok Bank credit cardholders.
Get 20% cash back when redeeming Thank You rewards points equivalent to spending amount per sales slip.

29 Nov 2025 until   10 Dec 2025

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Shopping
Receive credit cash back up to 17% when spending as scheduled via Bangkok Bank credit card and redeem Thank You Rewards points equal to the purchase amount.

14 Nov 2025 until   4 Jan 2026

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Shopping
Special privileges for Bangkok Bank credit cardholders.
Get up to 17% cash back when redeeming Thank You rewards points equivalent to spending amount per sales slip.

14 Nov 2025 until   11 Jan 2026

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Hotel & Travel
Book Online Travel Agencies and redeem points to get cash back up to 18% when you meet the spending conditions and redeem points equal to the amount spent.

16 Oct 2025 until   15 Jan 2026

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Hotel & Travel
Purchase flights of participating airlines and Get cash back up to 17% when you meet the spending conditions and redeem points equal to the amount spent.

1 Oct 2025 until   31 Dec 2025

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Hotel & Travel
Rent a car with Budget starting from 890 Baht/day

1 Oct 2025 until   31 Dec 2025

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Hotel & Travel
Get 5% discount for new member of Trip.com when booking participating Flights.

1 Oct 2025 until   31 Dec 2025

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Health & Beauty
Special privileges for Bangkok Bank credit cardholders at the Accord Corporation merchant. Get cash back of 16% when redeeming Thank You rewards points equivalent to spending amount per sales slip.

10 Dec 2025 until   12 Dec 2025

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Health & Beauty
Let's Beauty Together

1 Dec 2025 until   31 Jan 2026

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Health & Beauty
Special privileges for Bangkok Bank Credit Cardholders. When spend at participating Healthy & Beauty Clinic.

1 Nov 2025 until   28 Feb 2026

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Health & Beauty
Special privileges for Bangkok Bank credit cardholders spend at Siriraj Hospital, Siriraj Piyamaharajkarun Hospital and Thammasat Advanced Medical Center (THAMC) get cash back up to 18%

1 Oct 2025 until   31 Mar 2026

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Gas
Get cash rebate up to 10% when spend every 800 baht.

1 Dec 2025 until   30 Nov 2026

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Gas
Get up to 90 baht discount + Redeem up to 15% cashback at CALTEX

15 Nov 2025 until   31 Jan 2026

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Gas
Bangkok Bank UnionPay Platinum Credit Card Get 50% off when tapping and paying at Metros in Shanghai

12 Nov 2025 until   31 Dec 2025

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Gas
Bangkok Bank UnionPay Platinum Credit Card Get a 10 baht discount on expressway tolls

1 Oct 2025 until   31 Mar 2026

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Home & Decor
Special privilege at LA-Z-BOY Furniture Flagship Gallery Ladprao 138 and LA-Z-BOY Gallery Pinklao

1 Dec 2025 until   30 Apr 2026

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Home & Decor
Special privilege at Santas & Sealy Warehouse Sale event.

14 Nov 2025 until   14 Dec 2025

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Home & Decor
Special privilege at NocNoc.com and NocNoc Application

1 Nov 2025 until   28 Feb 2026

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Home & Decor
Special privilege at Siam TV snd www.siamtv.com

16 May 2025 until   30 Apr 2026

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Insurance & Finance
Get privileges when paying for Travel Insurance and Cyber Insurance with Bangkok Insurance

1 Sep 2025 until   31 Jan 2026

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Insurance & Finance
Privilege for Bangkok Bank Credit Card get Discount and AirAsia Points by paying for International Travel Insurance

25 Aug 2025 until   31 Dec 2025

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Thank You Rewards
Point to Invest, redeem Thank You Rewards points to receive cash back for purchasing investment units.

1 Nov 2025 until   30 Dec 2025

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Thank You Rewards
Redeem 800 Thank You Rewards points for special promotions at au bon pain

1 Nov 2025 until   31 Dec 2026

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Thank You Rewards
Special Catalog - Joy You Can Redeem with Thank You Rewards Points.

20 Oct 2025 until   20 Feb 2026

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Thank You Rewards
Special Catalog - Redeem special gifts with Thank You Rewards points.

20 Sep 2025 until   20 Jan 2026

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Other Promotions
Spend in Style with Bangkok Bank AirAsia Credit Card. Get up to 5,000-baht cashback and up to 130,000 additional AirAsia Points.

1 Dec 2025 until   28 Feb 2026

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Other Promotions
Special privilege at Skechers stores (Paticipating stores)

16 Nov 2025 until   31 May 2026

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Other Promotions
Cash advance (Mobile Banking)

1 Oct 2025 until   31 Dec 2026

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Other Promotions
Special privileges for Bangkok Bank credit cardholders spend at participating golf course in thailand get up to 15% cash back.

15 Jul 2025 until   31 Dec 2025

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Be Smart
Enjoy Be Smart 0% installment plan upto 10 months receive cash back upto 25% at Power Mall

10 Nov 2025 until   7 Jan 2026

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Be Smart
Special Promotion at SB Design Square for Bangkok Bank credit cardholders! Enjoy installment plan 0% up to 10 months , and get up to 24%

1 Nov 2025 until   31 Dec 2025

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Be Smart
Special Promotion at Boonthavorn for Bangkok Bank credit cardholders! Enjoy installment plan 0% up to 10 months , and get up to 24%

1 Nov 2025 until   31 Dec 2025

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Be Smart
Enjoy Be Smart 0% installment plan upto 10 months receive cash back upto 25% at Bangkok World Watch

1 Nov 2025 until   31 Dec 2025

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Digital Wallet

Google Pay™, smart way to pay.

Simply link your Bangkok Bank Credit Card with Google Wallet™ and enjoy contactless payment via your Android Smartphone.
Discover

BUALUANG IPAY

Bualuang iPay

Make sure your cards are safe when shopping online with additional protection for credit and debit cards. 
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Credit Cards

Thank You Rewards

Turn your reward points to the gifts of your choice
Discover

Be Smart Installment Plan

percent

Pay less and stay relaxed

Enjoy our comfortable monthly Be Smart installment plan* that helps you spread payments for products and services using Bangkok Bank credit cards with an interest rate of 0% to 0.74% per month for 10 months.

funds

Worry-free payment

Enjoy installment plan up to 10 months when spending 1,500 baht/transaction and have a minimum monthly payment of 500 baht. You can also set your installment through "Be Smart On Mobile & IVR" for a minimum spending of 1,500 baht.

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rewards

Valuable points

You will also earn a Thank You Reward point for every 25 baht spent using your Bangkok Bank credit card or cash back using your Bangkok Bank Titanium credit card.

*Terms and Conditions apply. Not including Bangkok Bank American Express, UnionPay,
Corporate and Purchasing card holders.



View Interest Rates (Available in Thai only) View Terms and Conditions ( (Available in Thai only)


Credit Card Services

SMS Service for your Credit Card

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Automatic Billing Updater (ABU)

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Bangkok Bank Credit Cards Facebook

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How to apply for Bangkok Bank Credit Cards

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e-Statement Service

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Forms Download/Terms and Conditions of Bangkok Bank Credit Card Usage

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Interest Rates and Fees for all Bangkok Bank Credit Cards

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Additional Information

Sales Sheet: Bangkok Bank Credit Cards
Download PDF (Available in Thai only)
Product Catalog: Bangkok Bank Credit Cards
Product Catalog: Bangkok Bank M Visa Credit Cards
Currency Conversion Risk
For credit card purchase of goods / services or cash advances in any foreign currency, cardholders are subject to be charged an exchange risk-hedging premium at a rate not exceeding 2.5% of the charge incurred. (Any foreign currency shall be converted to US dollars before being converted into Thai baht)

 

Cardholders can check the conversion rate for the reference of currency conversion risk at the following links:

 

Visa credit card

 

MasterCard credit card

 

UnionPay credit Card
An example of interest calculation on purchases or cash advances
Extension of the 8% minimum repayment rate and a cash back interest credit for customers who pay the minimum repayment of 8%

To alleviate the financial burden on cardholders Bangkok Bank Public Company Limited wishes to announce the extension of the minimum repayment rate for credit cards (Minimum Repayment) at 8% of the statement balance each month until December 31, 2025.

Additionally, repayments of 8% or more will receive a cash back interest credit equivalent to an interest rate of 0.5% per year on the outstanding balance for the credit card billing cycles from January 2025 to June 2025, and 0.25% per year on the outstanding balance for the billing cycles from July 2025 to December 2025.

Conditions:

  •  The minimum repayment amount does not include the amount the cardholder has requested to pay in installments each month.
  • The reduced interest will be credited to the credit card account in the next billing cycle.
  • Cardholders who have requested to join the debt restructuring program will not receive a cash back interest credit for that month.
  • Corporate Cards and Purchasing Cards are not eligible for this program.
Notification of Changes to Spending Calculator Conditions to Maintain AirAsia Rewards Platinum Membership Status for Bangkok Bank AirAsia Credit Card

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Frequently Asked Questions

Paying your credit card bill

  1. How can I pay my credit card bill?

    Paying your credit card bill is easy. Bangkok Bank has branches in popular locations nationwide, as well as a range of electronic channels which will accept your payment. You can pay your bills in any of the following ways.

    • By cash or cheque at any Bangkok Bank branch
    • By direct debit* from a Bangkok Bank account
    • By funds transfer* on our Bualuang Phone banking service
    • By Bualuang iBanking – our Internet banking service

    *To take advantage of our direct debit and funds transfer services, sign up at your home branch first. You can also use your credit cards to withdraw cash from savings or current accounts.

     

  2. I missed my last payment. What will happen?

    Your card will be temporarily disabled until the payment is made. In addition, you will be responsible for a late charge and interest.

Lost/ Stolen/ Retained/ Damaged Cards

1. If I have lost my card, or my card has been stolen, what should I do?

Please report your loss to our 24-hour service on (66) 0 2638 4999. We will cancel your card and process a new one for you. We will send an SMS with further information within five working days.

 

2. My credit card was retained by an ATM. How can I get my card back?

Call Bangkok Bank's Bualuang Phone service on 1333 or (66) 0 2645 5555, or our Cardmember Service Center on (66) 0 2638 4999 to cancel your card as soon as possible. Any credit cards found in ATMs will be cut into pieces for security reasons. We will send an SMS with further information within five working days.

 

3. My card is damaged. Can you issue me a replacement card?

If your card is damaged, please contact Cardmember Services at (66) 0 2638 4000 or visit any Bangkok Bank branch to request a replacement card. We will send an SMS with further information within five working days.

PIN and personal information

  1. My personal information has changed. What should I do?

    You can change any of your personal details (e.g. name, billing address, phone number, billing cycle, contact branch) simply by filling out a request form at your nearest Bangkok Bank branch. You can also change your information through the Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard. Call (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

     

  2. I forgot my PIN. Can you tell me the number again?

    Sorry, for security reasons no one knows your PIN. You can request a new credit card PIN via the following channels.
    1. Via SMS by typing PIN (space) followed by the last 4 digits of the card number and send it to 4711333. (3THB/time for AIS, DTAC and True) from the mobile phone number provided to the bank.
    2. Via phone by Cardmember Service Officers through the channels specified at the end of the privilege book.

Credit card statements

  1. A transaction shown in my statement is not correct. What should I do?

    First, you should review your sales slip or monthly statement against merchant receipts. Some merchants use trading names which are different from registered names. In this situation, you may have to rely on date of purchase and amount.

    If you are registered for Bualuang iBanking, you can request a transaction inquiry through Bualuang iBanking. To do this, go to the services menu.

    If you still disagree, please inform Bangkok Bank within seven days of receiving your statement. Please contact the Credit Card Division's Cardmember Service Center on (66) 0-2638-4000 for Bangkok Bank Visa card and MasterCard. Call (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    In most cases, if you have enough information to prove an error, such as a cancellation code from the merchant or receipt confirming the amount paid on the transaction, you do not need to make the payment for that suspected transaction while we are investigating.


  2. My statement has not arrived. Can you send me another one?

    Normally a statement will reach the card member 10 days prior to the payment due date. If you have not received it by that time, please call our Cardmember Service Center on (66) 0-2638-4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card. We will be pleased to send you a new statement.

    If you are registered for Bualuang iBanking you can see your transactions on the screen. Select your credit card from the accounts menu and look for the transaction record. You can also ask for a copy of the statement to be sent to you.

Credit limits

  1. My credit limit is too low. Can you increase my credit limit?

    We regularly review your account to see if your credit limit can be increased automatically. Nevertheless, you can ask for a credit limit increase at any Bangkok Bank branch or contact our Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    When you contact a branch, you will be asked to fill in an application form and attach a document indicating your latest monthly earnings, such as a payroll slip, and a savings account statement with records for the past six months.

    You can also obtain the application form Email. Once you have filled in the form, please send it together with required documents to:

     

    Cardmember Service Center, Credit Card Division
Bangkok Bank PCL
333 Silom Road, Bangrak, Bangkok 10500

     

  2. Can you increase my credit limit on a temporary basis?

    If you are traveling abroad, or need money for a special situation, you can request a temporary credit line increase by contacting our Cardmember Service Center on (66) 0 2638 4000 for Bangkok Bank Visa card and MasterCard, or (66) 0 2638 4400 for Bangkok Bank American Express Credit Card.

    You can also send a letter to the Cardmember Service Center at the address shown below. This should arrive at least seven days before you need the credit limit to be increased.

     

    Cardmember Service Center, Credit Card Division
Bangkok Bank PCL
333 Silom Road, Bangrak, Bangkok 10500

     

Credit insurance

  1. What is Credit Life?

    Credit Life is free life insurance. All Bangkok Bank's Visa, MasterCard, and American Express credit card holders are given free life insurance as one of our special services. The Credit Life insurance policy is provided by Bangkok Life Assurance PCL.

    Under this policy, Bangkok Life Assurance shoulders the cost of all spending incurred in the final accounting period for a Bangkok Bank card holder who has died in an accident. The coverage for Visa Classic card, MasterCard Standard card and American Express Standard card is up to 100,000 baht. Gold cards of all brands have coverage of up to 200,000 baht.


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