Loans for Pensioners
Making your retirement more comfortable
Enrich your retirement years
Qualify on retirement
The loan can be used by retirees for many purposes, including travel and general spending.
No guarantor needed. Borrow up to what’s left of your pension
No guarantor needed – you can use your family inheritance pension as collateral. Receive credit up to the amount stated in your certificate of family inheritance pension
Convenient repayment options
Pay only interest, or principal plus interest, with lower monthly payments. You can choose your repayment period up to a maximum of 30 years
Simple approval process and speedy cash distribution
No loan administration fees. Convenient repayment process through the Comptroller General’s Department with fixed monthly deductions from your monthly pension account.
Loan Details
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You must be a Thai national and a retired civil servant or permanent civil employee receiving a monthly pension.
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Your current age plus to the term of the loan must not be more than 90 years.
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You must not be bankrupt at the time you submit the loan application.
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You must be able to make loan repayments in accordance with the Bank’s lending criteria.
Low interest rate of MLR-0.375% p.a.
View details of loan interest rates.- Thai Citizen ID card or pensioner ID card.
- A copy of your house registration.
- A copy of a document certifying any change to your name/surname (if applicable).
- A letter certifying your family inheritance pension to be used as collateral.
- A copy of the first page of your Bangkok Bank passbook to receive your loan once it is approved.
One of our dedicated Lending Officers at any Bangkok Bank branch will advise you of the loan that best suits your needs.
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