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The loan can be used by retirees for many purposes, including travel and general spending.
Borrow up to what’s left of your pension – you can use your family inheritance pension as collateral. Receive credit up to the amount stated in your certificate of family inheritance pension.
Pay only interest, or principal plus interest, with lower monthly payments. You can choose your repayment period up to a maximum of 30 years.
Borrow only a necessary and repayable amount. The effective interest rate throughout the contract term is 4.36%-5.95% per annum. The MRR interest rate as of March 5, 2025 = 6.95% per annum. Floating interest rates can move up or down according to the bank’s announcement.
You must be a Thai national and a retired civil servant or permanent civil employee receiving a monthly pension.
Your current age plus to the term of the loan must not be more than 90 years.
You must not be bankrupt at the time you submit the loan application.
You must be able to make loan repayments in accordance with the Bank’s lending criteria.
One of our dedicated Lending Officers at any Bangkok Bank branch will advise you of the loan that best suits your needs.