Key Benefits
Cash Returns
At the end of the 1st – 14th policy year: Receive annual cash return 10% of the sum assured
On the maturity date
Receive cash return 1,000%* of the sum assured
Guaranteed Returns
Receive coverage in case of death up to 1050% and receive additional coverage 1 time in case of death from an accident.
Additional Information
Coverage and Benefits
|
Coverage |
Benefits |
|
1. If death occurs during the policy period. |
Receive benefits as a % of sum assured
|
|
2. If death occurs from an accident during the policy period, additional coverage.** |
|
|
3. If no death occurs during the policy period. |
|
Requirements
- Insurable age: Newborn - 75 years
- Coverage period: 15 years
- Premium payment period: 10 years
- Sum assured:
- 50,000 baht - no limit
- 50,000 baht - not more than 5 million baht (Death from accident)
- Payment mode: Annually
Premium Rates
Per sum assured of 1,000 baht for both males and females
|
Age (years) |
Sum Assured (baht) |
|||
|
50,000 - 99,999 |
100,000 - 499,999 |
500,000 - 999,999 |
1,000,000 or higher |
|
|
Newborn- 50 |
998 |
988 |
952 |
943 |
|
51 - 60 |
998 |
993 |
970 |
961 |
|
61 - 70 |
998 |
993 |
979 |
970 |
|
71 - 75 |
998 |
993 |
984 |
979 |
For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
Example Insurance Coverage
Male, aged 40 years. Sum assured 1,000,000 baht.
Coverage period 15 years. Premium payment period 10 years.
|
Policy Year |
Annual Premium (baht) |
Survival Benefits* (baht) |
Life Coverage(baht) |
|
|
Death from all cases (Except accident)* |
Death from accident** |
|||
|
1 |
943,000 |
100,000 |
1,050,000 |
2,100,000 |
|
2 |
943,000 |
100,000 |
2,100,000 |
4,200,000 |
|
3 |
943,000 |
100,000 |
3,150,000 |
6,300,000 |
|
4 |
943,000 |
100,000 |
4,200,000 |
8,400,000 |
|
5 |
943,000 |
100,000 |
5,250,000 |
10,500,000 |
|
6 |
943,000 |
100,000 |
6,300,000 |
12,600,000 |
|
7 |
943,000 |
100,000 |
7,350,000 |
14,700,000 |
|
8 |
943,000 |
100,000 |
8,400,000 |
16,800,000 |
|
9 |
943,000 |
100,000 |
9,450,000 |
18,900,000 |
|
10 |
943,000 |
100,000 |
10,500,000 |
21,000,000 |
|
11 |
- |
100,000 |
10,500,000 |
21,000,000 |
|
12 |
- |
100,000 |
10,500,000 |
21,000,000 |
|
13 |
- |
100,000 |
10,500,000 |
21,000,000 |
|
14 |
- |
100,000 |
10,500,000 |
21,000,000 |
|
15 |
- |
- |
10,500,000 |
21,000,000 |
|
Total Premium Paid |
9,430,000 |
|||
|
Total annual cash returns of 140% of the sum assured |
1,400,000 |
|||
|
Maturity benefits + Special cash returns of 1,000%* of the sum assured |
10,000,000 |
|||
|
Total benefits of 1140% of the sum assured |
11,400,000 |
|||
|
Net benefits |
1,970,000 |
|||
* If no death occurs during the policy period, the Insured will receive up to 795% of the sum assured together with the special cash return of 205% of the sum assured.
**This is additional coverage in case of death from an accident. The total sum assured amount of Gain 1st Savings 10X 15/10 is not more than 5 million baht per insured person and total sum assured amount of accidental death benefit is not more than 10 million baht per insured person, including all policies through Bangkok Bank channels.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bangkok Bank Call Center 1333 or Bangkok Life Assurance Public Company Limited on 0 2777 8888 or visit www.bangkoklife.com
For more information, please contact any Bangkok Bank branch or call Bangkok Bank Call Center 1333 or Bangkok Life Assurance Public Company Limited on 0 2777 8888 or visit www.bangkoklife.com
Assured by Bangkok Life Assurance Public Company Limited
Notes
- Gain 1st Savings 10X 15/10 is the marketing name of Gain 1st Savings 10X and BLA ADB Rider.
- Insurance premiums are eligible for personal income tax deductions in line with Revenue Department conditions
- Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made
- The Insured should read and study the terms and conditions carefully before deciding to buy insurance.
- Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval
- The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
- Terms and conditions of coverage will be specified in the policy issued to the policyholder.
TOOLS & ASSISTANCE
We are ready to help you.
TOOLS & ASSISTANCE
We are ready to help you.
This Website uses cookies to provide you with the best experience and to improve the Bank’s website services in order to better serve your requirements. You can find the details about cookies use on
Cookies Policy
