Key Benefits

Cash Returns

Receive annual cash return 10% of the sum assured

Guaranteed Returns

Guaranteed total return throughout policy period of 886% of the sum assured

Easy to apply

No health check-up and health declaration required

Additional Information

Coverage and Benefits

Coverage

Benefits

1. If death occurs during the policy period.

Receive benefits as a % of sum assured

  • 1st policy year: Receive 105% of the sum assured
  • 2nd policy year: Receive 210% of the sum assured
  • 3rd policy year: Receive 315% of the sum assured
  • 4th policy year: Receive 420% of the sum assured
  • 5th policy year: Receive 525% of the sum assured
  • 6th policy year: Receive 630% of the sum assured
  • 7th policy year: Receive 735% of the sum assured
  • 8th- 15th policy year: Receive 850% of the sum assured

2. If no death occurs during the policy period, the Insured will receive up to 886% of the sum assured

  • At the end of the1st– 15th policy year: Receive annual cash return 10% of the sum assured
  • Onthe maturity date: Receive cash return of 736%* of the sum assured

* If no death occurs during the policy period, the Insured will receive up to 650% of the sum assured together with the special cash return of 86% of the sum assured.
Requirements
  •  Insurable age: Newborn - 75 years 
  • Coverage period: 15 years 
  • Premium payment period: 8 years 
  • Sum assured: 20,000 baht - no limit 
  • Payment mode: Monthly / Annually
Premium Rates

Per sum assured of 1,000 baht for both males and females

Sum Assured (baht)

Age (years)

Newborn- 50

51 - 60

61 - 70

71 - 75

20,000 - 49,999

1,000

1,000

1,000

1,000

50,000 – 99,999

970

970

970

970

100,000 – 499,999

960

960

960

960

500,000 – 999,999

922

936

950

955

1,000,000 – 4,999,999

917.5

931

946

950

5,000,000 or higher

913

922

931

941



For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
Example Insurance Coverage

Male, aged 40 years. Sum assured 1,000,000 baht.
Coverage period 15 years. Premium payment period 8 years.

Policy Year

Annual Premium (baht)

Survival Benefits*

Life Coverage**

1

917,500

100,000

1,050,000

2

917,500

100,000

2,100,000

3

917,500

100,000

3,150,000

4

917,500

100,000

4,200,000

5

917,500

100,000

5,250,000

6

917,500

100,000

6,300,000

7

917,500

100,000

7,350,000

8

917,500

100,000

8,500,000

9

-

100,000

8,500,000

10

-

100,000

8,500,000

11

-

100,000

8,500,000

12

-

100,000

8,500,000

13

-

100,000

8,500,000

14

-

100,000

8,500,000

15

-

100,000

8,500,000

Total Premium Paid

7,340,000

Total annual cash returns of 150% of the sum assured

1,500,000

Maturity benefits + Special cash returns of 736% of the sum assured

7,360,000

Total benefits of 886% of the sum assured

8,860,000

Net benefits

1,520,000



* Annual cash back at the end of the policy year
** Receive benefits as a % of sum assured
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.

For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com

Assured by Bangkok Life Assurance Public Company Limited

Notes 

  • Insurance premiums are eligible for personal income tax deductions, in line with Revenue Department conditions 
  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made 
  • The Insured should read and study the terms and conditions carefully before deciding to buy insurance. 
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval

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