Key Benefits
Short-Term Premium Payments
Pay premiums for only 5 years
Cash Returns
Receive a special annual cash return of 5% of the sum assured
Guaranteed Returns
Guaranteed total return throughout policy period of 390% of the sum assured
Additional Information
Coverage and Benefits
|
Coverage |
Benefits |
|
1. If death occurs during the policy period. |
Receive benefits of 100% of sum assured or accumulated paid premiums or the surrender value of the policy, whichever amount is greater. |
|
2. If no death occurs during the policy period |
Total Benefit is 390% of the sum assured
|
Requirements
- Insurable age: 20 - 60 years
- Coverage period: 10 years
- Premium payment period: 5 years
- Sum assured: 25,000 baht - no limit
- Payment mode: Annually
Premium Rates
Per sum assured of 1,000 baht for both males and females
*Annual cash returns at the end of the policy year
**Receive benefits as a % of sum assured or accumulated paid premiums or the surrender value of the policy, whichever mount is greater.
|
Age (years) |
Annual Premium (baht) |
|
20 - 60 |
690 |
For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
Example Insurance Coverage
Male, aged 35 years. Sum assured 100,000 baht.
Coverage period 10 years. Premium payment period 5 years.
|
Policy Year |
Annual Premium (baht) |
Survival Benefits* |
Life Coverage** |
|
1 |
69,000 |
5,000 |
100,000 |
|
2 |
69,000 |
5,000 |
100,000 |
|
3 |
69,000 |
5,000 |
100,000 |
|
4 |
69,000 |
5,000 |
100,000 |
|
5 |
69,000 |
5,000 |
100,000 |
|
6 |
|
5,000 |
100,000 |
|
7 |
|
5,000 |
100,000 |
|
8 |
|
5,000 |
100,000 |
|
9 |
- |
5,000 |
100,000 |
|
10 |
- |
- |
100,000 |
|
Total Premium Paid |
345,000 |
||
|
Total annual cash returns of 45% of the sum assured |
45,000 |
||
|
Maturity benefits + Special cash returns of 345% of the sum assured |
345,000 |
||
|
Total benefits of 390% of the sum assured |
390,000 |
||
|
Net benefits |
45,000 |
||
*Annual cash returns at the end of the policy year
**Receive benefits as a % of sum assured or accumulated paid premiums or the surrender value of the policy, whichever mount is greater.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com
Assured by Bangkok Life Assurance Public Company Limited
Notes
- Gain 1st e-Savings 10/5 is the marketing name of Gain 1st Happy.
- Insurance premiums are eligible for personal income tax deductions, in line with Revenue Department conditions
- Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made
- The Insured should read and study the terms and conditions carefully before deciding to buy insurance.
- Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval
- Health declaration is one of the factors for the underwriting process and consideration of benefit payment.
- The medical checkup is according to the terms and conditions of Bangkok Life Assurance.
- The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
- Terms and conditions of coverage will be specified in the policy issued to the policyholder.
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