Useful Information
Things to know before applying for Home Loan
All the information you may need to help guide you through Bualuang Home Loans
Key Benefits
High Credit Limit
Up to 100% of the collateral value
Obtain additional loans for Home 1st credit protection insurance and fire protection insurance on top of your credit ceiling.
Loan Repayment
The term cannot exceed 30 years (up to 35 years for permanent employees) or, the repayment period and the applicant’s age combined must not exceed 65 years.
You can choose to make repayments with step installments or a flat rate plan.
Collateral
A land title or residential property title
Bare land and leasehold properties
Fees
Appraisal fee – a minimum 3,000 baht (excluding VAT). Fee waiver for loan management.
The fees depend on the collateral type, size and amount announced by the bank on the website or at branches.
Borrow only a necessary and repayable amount. The effective interest rate throughout the contract term is between 5.77% - 6.70% per annum. The MRR interest rate as of March 05, 2025 = 6.95% per annum. Floating interest rates can move up or down according to the bank’s announcement. For more information on product and calculations, please visit www.bangkokbank.com/HomeLoan
Loan Details
Qualifications
- Aged over 20 years
- Salaried or self-employed with proof of income for the last 6 months
- A good credit history with the Credit Bureau
How to apply
Apply online now and you will immediately get a pre-screening result. Just provide us with your basic information by filling in an online application form on this website or speak with one of our dedicated Home Loan Specialists at any Bangkok Bank branch – they can advise you on the loan that best suits your needs.
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