Key Benefits

High credit limit

Up to 100% of the collateral value

Worry-free repayments

The term cannot exceed 30 years (up to 35 years for permanent employees) 
or, the repayment period and the applicant’s age combined must not exceed 65 years.


You can choose to make repayments with step installments or a flat rate plan.


A land title or residential property title


(excluding bare land and leasehold properties)


Special rate for appraisal fee and loan management fee waived.

Loan Details

At least 12 monthly deposits into a Sinmathaya Subthawee Deposit account after opening the account or applying for a Bualuang Home Loan within one year after ending payments to your Sinmathaya Subthawee Deposit account.
How to apply
Apply online now and you will immediately get a pre-screening result. Just provide us with your basic information by filling in an online application form on this website or speak with one of our dedicated Home Loan Specialists at any Bangkok Bank branch – they can advise you on the loan that best suits your needs.
Interest Rates

Monthly amount saved

Special Home Loan interest rate

Appraisal fee

20,000 – 25,000 baht

0.50% off the first year interest rate


10,000 – 19,000 baht

0.35% off the first year interest rate


5,000 – 9,000 baht

0.25% off the first year interest rate


1,000 – 4,000 baht

Normal Home Loan rate applies

1,605 baht


  • Customers can get an additional rate reduction of 0.25% in the first year if applying for Credit Home 1st insurance.
  • The special interest rate does not apply to customers who have already received special rates from a property project or in another campaign by Bangkok Bank (customers can choose to use either rate).

Online Pre-Screening Application

Find out if you’re eligible for Home Loan

Make your dream home a reality with our quick and flexible financing service. Get your pre-screening results immediately.

Useful Information

Things to know before applying for Home Loan

All the information you may need to help guide you through Bualuang Home Loans

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