Bualuang Loans

Bualuang Home Loans

Make your dream home a reality with a Bualuang Home Loans

 

October 1, 2020 – December 31, 2020

 

  • Get a special interest rate
  • Get a 0.25% discount on the first-year interest rate when you buy a Home 1st Insurance policy that covers the value of the loan amount. The insurance period must be at least 10 years or equivalent to the repayment period.
  • Get a credit line of up to 70-100% of the appraised value of the collateral
  • Permanent employees are eligible for a repayment period of up to 35 years. The repayment period and the applicant’s age combined must not exceed 65 years.
  • Flexible with two repayment options; step installments or a flat rate plan.
  • When your home loan application is approved, you can apply for a Bangkok Bank credit card and enjoy entrance and annual fee waivers (first year only).
     
     

 

Bualuang Poonphol Loans

Borrow against your property for decoration, renovation or any other spending purpose

 

October 1, 2020 – December 31, 2020

 

  • Get a special interest rate
  • Get a 0.25% discount on the first-year interest rate when you buy a Home 1st Insurance policy that covers the value of the loan amount. The insurance period must be at least 10 years or equivalent to the repayment period.
  • Get maximum credit line*
    • 100% of the value of the loan purpose (not exceeding the loan to value ratio guideline set by the Bank of Thailand)
    • Up to 6 million baht (for personal consumption purposes, maximum credit line is 10 times your monthly salary and not exceeding 2 million baht)
  • *Up to the lender’s solvency and the Bank’s lending criteria
  • Repayment term
    • Loan repayment term is from 3 to 10 years (or up to 5 years for personal consumption purposes)
    • Flat rate plan throughout the loan contract
  • When your home loan application is approved, you can apply for a Bangkok Bank credit card and enjoy entrance and annual fee waivers (first year only).
     

 

Notes:

  • The insured should read and study the terms and conditions carefully before deciding to buy insurance
  • The insured must fill out a Health Declaration Form before applying for insurance
  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to the insurance approval

 

Subject to terms and conditions as designated by the Bank. If there is any dispute, the decision of Bank shall be treated as final.  

 

For more information, please contact any Bangkok Bank branch, or call Bualuang Phone 1333 or (66) 0 2645 5555

 

 

 

Home Loans that suit you

Loans for Professionals

Special loans for medical professionals, judges, state prosecutors and commercial airline pilots

Loans for High Income Earners

If you are an employee with a consistent monthly income of at least 50,000 baht you may be eligible for special conditions