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Key Benefits

Easy to apply

No health check-up and health declaration required

Cash Returns

Receive cash return every year and get a lump sum on the maturity date

Life Coverage

Up to 700% of the sum assured

Additional Information

Coverage and Benefits

Coverage

Benefits

1. If death occurs during the policy period

Receive benefits in % of sum assured or accumulated paid premiums, whichever amount is greater
•  1st policy year: Receive 100% of the sum assured
•  2nd policy year: Receive 200% of the sum assured
•  3rd policy year: Receive 300% of the sum assured
•  4th policy year: Receive 400% of the sum assured
•  5th policy year: Receive 500% of the sum assured
•  6th policy year: Receive 600% of the sum assured
•  During 7th - 15th policy year: Receive 700% of the sum assured

2. If no death occurs during the policy period, the Insured will receive up to 810% of the sum assured.

•  At the end of the 1st - 7th policy year: Receive annual cash return 4% of the sum assured 
•  At the end of the 8th - 15th policy year: Receive annual cash return 5% of the sum assured 
•  On the maturity date: Receive cash return 742% of the sum assured

Note: The special bonus is included in the annual cash return and maturity benefits.
Requirements
  • Insurable age: Newborn - 75 years
  • Coverage period: 15 years
  • Premium payment period: 7 years
  • Sum assured: 50,000 baht - no limit
  • Payment mode: Annually
Premium Rates
Per sum assured of 1,000 baht for both males and females

Age (years)

Annual Premium (baht)

Newborn - 75

923 - 998

For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.

Example Insurance Coverage

Male, aged 35 years. Sum assured 100,000 baht.
Coverage period 15 years. Premium payment period 7 years.

Policy Year

Annual Premium
(baht)

Yearly Cash Return*
(baht)

Life Coverage***
(baht)

1

96,500

4,000

100,000

2

96,500

4,000

200,000

3

96,500

4,000

300,000

4

96,500

4,000

400,000

5

96,500

4,000

500,000

6

96,500

4,000

600,000

7

96,500

4,000

700,000

8

-

5,000

700,000

9

-

5,000

700,000

10

-

5,000

700,000

11

-

5,000

700,000

12

-

5,000

700,000

13

-

5,000

700,000

14

-

5,000

700,000

15

-

5,000

700,000

Total annual cash return****      68%**

68,000

Maturity benefit                         742%**

742,000

Total benefit                               810%**

810,000

Total premium

675,500

Net benefit

134,500

*At the end of policy year
**% of sum assured
***Receive benefit in % of sum assured or accumulated paid premiums, whichever amount is greater
****The special bonus is included in the annual cash return and maturity benefits.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.

For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com

Assured by Bangkok Life Assurance Public Company Limited

Notes

  • Insurance premiums are eligible for personal income tax deductions, in line with the Revenue Department conditions.
  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made.
  • The Insured should read and study the terms and conditions carefully before deciding to buy insurance.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval.

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