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Key Benefits

Great Back-ups

for your beloved family

Peace of Mind

Coverage for death, total permanent disability

Maximum benefit of 40%

of the initial sum assured in case of critical illnesses

Additional Information

Coverage and Benefits

Coverage

Benefits

1.If death occurs during the policy period*

 

Receive monthly decreasing sum assured from the month the death occurs

2. If total permanent disability occurs*

 

Receive monthly decreasing sum assured from the beginning of the month the permanent disability occurs

3.In the case of 44 critical illnesses** after 90 days from the effective date of the contract

 

Receive coverage according to the benefit table, up to the maximum amount of sum assured of the rider, covering critical illnesses of groups (44 critical illnesses). The rider sum assured is set at 40% of the initial sum assured of the Home 1st Extra life insurance contract.


* The Company will pay either only death or total permanent disability benefits **Waiting Period

This rider will not cover any critical illnesses or abnormalities which are confirmed by a doctor and have clear evidence that they are related to critical illnesses covered under this rider, occurring within 90 days from the effective date of coverage under this rider.
Critical Illness Coverage Benefits
Critical Illness Coverage Benefits for Home 1st Extra
Requirements
  • Insurable age: 20 - 65 years (The insurance period including the borrower's age must not exceed 70 years.)
  • Coverage period: 3 – 30 years
  • Sum assured: 50,000 baht - 40,000,000 baht. the life insurance contract, the rider for group critical illness coverage (44 diseases) sets the sum assured equal to 40% of the sum assured of the life insurance contract, not exceeding 10,000,000 baht per insured person.
  • Premium payment period: Single premium
Premium Rates
Per sum assured of 1,000 baht* (depending on gender, age of the Insured** and coverage period)

Gender

Annual Premium (baht)

Female

6.61 - 399.70

Male

3.82 - 259.74


* The above table is only an example of insurance premium rates. Insurance premium rates vary according to age, gender, and insurance period. The insurance premium calculated from the above table may differ slightly from the actual insurance premium due to decimal rounding.
**For the age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.

 

How to apply

To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.

For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com

Assured by Bangkok Life Assurance Public Company Limited

Notes

  • Home 1st Extra is optional for customers. It has no effect on the Bank's credit consideration. 
  • Insurance premiums are eligible for personal income tax deductions, in line with the Revenue Department conditions.
  • Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the premiums paid, depending on the date the early redemption is made. 
  • The applicant is advised to study the product information details in the prospectus before deciding to buy insurance. 
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval. 
  • A health declaration is one of the factors considered in the policy approval or payout approval process. 
  • A health check-up is under Bangkok Life Assurance conditions. 
  • The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
  • Terms and conditions of coverage will be specified in the policy issued to the policyholder.

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