Key challenges of managing an investment portfolio by yourself
- You want to build a portfolio that helps you reach your investment goals and prepare for your retirement, but you are not sure where to start.
- You do not have enough time to adjust your portfolio to fit changing market conditions.
- There are many RMF funds available, which can make your investment decisions even more challenging.
Investing in the B-WEALTH RMF Series helps address the challenges of managing an investment portfolio by yourself
- B-WEALTH RMF is designed to support investment goals, with portfolios managed by experts in Thailand and overseas.
- B-WEALTH RMF fund managers adjust the investment allocation to suit market conditions.
- B-WEALTH RMF selects quality funds from asset management companies in Thailand and overseas, bringing them together in one fund.
The B-WEALTH RMF Series is a group of Retirement Mutual Funds (RMF) with an asset allocation strategy. The series helps investors access funds in Thailand and overseas, with five fund options available according to each investor’s risk level. The Funds are managed by the team of fund managers at BBL Asset Management. The management company has appointed Bangkok Bank Public Company Limited (“BBL”), a commercial bank regulated by the Bank of Thailand, as the Fund’s investment advisor. BBL provides investment advice and market views to guide analysis and asset allocation, as well as advice on the Ffunds’ investment policies and strategies under the agreed terms. BBL does not have control over the management company’s operations and does not have decision-making authority over investment management, including securities trading or any other management activities.
- B-WEALTHCRMF: Bualuang Wealth Conservative Retirement Mutual Fund
Focuses on investing in fixed income instruments through mutual funds, while providing growth opportunities.
Risk level: 5, moderate to high
Fund category: Conservative Allocation
Under normal market conditions, B-WEALTHCRMF will invest in high-risk assets averaged in an accounting year not more than 20% of the NAV. - B-WEALTHMRMF: Bualuang Wealth Moderate Retirement Mutual Fund
Gradual growth opportunities toward investment goals.
Risk level: 5, moderate to high risk
Fund category: Moderate Allocation
Under normal market conditions, B-WEALTHMRMF will invest in high-risk assets averaged in an accounting year not more than 40% of the NAV. - B-WEALTHBRMF: Bualuang Wealth Balanced Retirement Mutual Fund
Balanced investing for continuous growth opportunities.
Risk level: 5, moderate to high
Fund category: Moderate Allocation
Under normal market conditions, B-WEALTHBRMF will invest in high-risk assets averaged in an accounting year not more than 60% of the NAV. - B-WEALTHDRMF: Bualuang Wealth Dynamic Retirement Mutual Fund
Flexible in all market conditions, with greater growth opportunities.
Risk level: 6, high
Fund category: Aggressive Allocation
Under normal market conditions, B-WEALTHDRMF will invest in high-risk assets averaged in an accounting year not more than 80% of the NAV. - B-WEALTHGRMF: Bualuang Wealth Growth Retirement Mutual Fund
Greater growth potential for higher investment goals.
Risk level: 6, high
Fund category: Aggressive Allocation
Under normal market conditions, B-WEALTHGRMF will invest in high-risk assets averaged in an accounting year not more than 100% of the NAV.
Why the B-WEALTH RMF Series is an attractive investment option
- Make your retirement portfolio planning easier. Investors do not need to choose several funds by themselves because the B-WEALTH RMF Series already provides portfolio allocation, with several investment policies available based on each investor’s risk level, whether for long-term investing or retirement planning.
- Managed by experts, even if investors do not monitor the market regularly. Investors do not need to adjust strategies or investment allocations by themselves, as expert teams manage and rebalance each fund according to its investment policy and the fund manager’s judgment based on market conditions.
- Volatility is managed at an appropriate level. The Funds provide opportunities to generate returns from quality funds selected from asset management companies in Thailand and overseas, designed to match the suitable risk level of each investment policy.
- Can be used as a Core Portfolio. It helps investors build opportunities toward long-term investment goals, encourages investment discipline, and makes investing simpler.
Source: BBLAM, September 2026
Five investment options tailored to different risk levels
Bualuang Wealth Balanced RMF (B-WEALTHBRMF)
Suitable for investors seeking a balance between risk and growth, with an allocation through mutual funds that is broadly balanced between equities and fixed income instruments.
Bualuang Wealth Conservative RMF (B-WEALTHCRMF)
Suitable for investors with low risk tolerance, investing mainly in fixed income instruments through mutual funds.
Bualuang Wealth Dynamic RMF (B-WEALTHDRMF)
Suitable for investors seeking greater growth potential through increasing exposure to international equities through mutual funds, allowing the portfolio to benefit from global economic growth.
Bualuang Wealth Growth RMF (B-WEALTHGRMF)
Suitable for investors seeking to invest primarily in international equities through mutual funds for long-term growth potential, while reducing exposure to fixed income instruments through mutual funds.
Bualuang Wealth Moderate RMF (B-WEALTHMRMF)
Suitable for investors who want to increase equity allocation through mutual funds for better long-term returns, while continuing to invest primarily in fixed income instruments through mutual funds.
Fund Highlights
Easy
Managed by a fund manager who adjusts the portfolio for you.
Comprehensive
Invests across a wide range of assets to enhance return potential.
In the B-WEALTH Series
Featuring five funds from BBLAM, the Series brings together the expertise of global fund management partners, and BBLAM along with tax benefits when investing in accordance with the Revenue Department’s conditions.
Fund Details
Fund Name
- Bualuang Wealth Conservative Retirement Mutual Fund (B-WEALTHCRMF)
- Bualuang Wealth Moderate Retirement Mutual Fund (B-WEALTHMRMF)
- Bualuang Wealth Balanced Retirement Mutual Fund (B-WEALTHBRMF)
- Bualuang Wealth Dynamic Retirement Mutual Fund (B-WEALTHDRMF)
- Bualuang Wealth Growth Retirement Mutual Fund (B-WEALTHGRMF)
Risk Level / Fund Category
|
Fund Code |
Risk Level |
Mutual Fund Group |
|
B-WEALTHCRMF |
5 (Moderate to high risk) |
Conservative Allocation |
|
B-WEALTHMRMF |
5 (Moderate to high risk) |
Moderate Allocation |
|
B-WEALTHBRMF |
5 (Moderate to high risk) |
Moderate Allocation |
|
B-WEALTHDRMF |
6 (High risk) |
Aggressive Allocation |
|
B-WEALTHGRMF |
6 (High risk) |
Aggressive Allocation |
Fund Type
- Mixed fund
- Fund of funds
- Retirement mutual fund
- Cross Investing Fund
- Exposed to Domestic and Foreign Investment Risk
Investment Policy
- The Fund has a policy to diversify its investments in both domestic and foreign assets as follows:
- The investment units of fixed income funds
- The investment units of equity funds
- The investment units of mixed funds
- The investment units of alternative funds, such as commodities (e.g. oil and gold)
- The investment units of property funds and/or real estate investment trusts (REITs) and/or infrastructure funds
The Fund will invest in the investment units of at least two of the aforementioned mutual funds, including exchange-traded funds (ETFs) (the Destination Funds). It will maintain net exposure to such fund units, averaged in an accounting year of not less than 80% of the NAV. The average investment proportion in units of each fund, averaged in an accounting year not more than 79% of the NAV. The allocation to each fund is at the fund manager’s discretion and may be adjusted according to investment conditions or forecasts at any given time.
- Under normal circumstances, B-WEALTHC will invest in higher-risk assets, such as equities and alternative assets, through investment units of mutual funds under items 2 to 5, averaged in an accounting year not more than 20% of the NAV during an accounting year.
- Under normal circumstances, B-WEALTHM will invest in higher-risk assets, such as equities and alternative assets, through investment units of mutual funds under items 2 to 5, averaged in an accounting year not more than 40% of the NAV.
- Under normal circumstances, B-WEALTHB will invest in higher-risk assets, such as equities and alternative assets, through investment units of mutual funds under items 2. to 5, averaged in an accounting year not more than 60% of the NAV.
- Under normal circumstances, B-WEALTHD will invest in higher-risk assets, such as equities and alternative assets, through investment units of mutual funds under items 2. to 5, averaged in an accounting year not more than 80% of the NAV.
- Under normal circumstances, B-WEALTHG will invest in higher-risk assets, such as equities and alternative assets, through investment units of mutual funds under items 2. to 5., averaged in an accounting year not more than 100% of the NAV.
- The management company has appointed Bangkok Bank Public Company Limited (“BBL”), a commercial bank regulated by the Bank of Thailand, as the Fund’s investment advisor. BBL provides investment advice and market views to guide analysis and asset allocation, as well as advice on the Funds’ investment policies and strategies under the agreed terms. BBL does not have control over the management company’s operations and does not have decision-making authority over investment management, including securities trading or any other management activities.
- The Fund may invest in investment units of mutual funds under the management company, with such investment averaged in an accounting year not more than 100% of the NAV.
- The Fund may consider investing in investment units of ETFs under leveraged management or inverse management strategies as tools for the Fund’s portfolio management.
- The Fund may invest in foreign assets, with such investment averaged in an accounting year not more than 79% of the NAV.
- The Fund may invest in derivatives to hedge against foreign exchange rate risk at the fund manager’s discretion, as well as for efficient portfolio management (EPM) and/or structured notes.
- The Fund aims to perform above the minimum return rate calculated from back-tested investment modeling (Hurdle Rate) through active management.
Dividend Payment
No dividend payment policy
Subscription and Redemption of Investment Units
IPO period: September 23, 2026 – September 30, 2026
After the IPO period from October 5, 2026 onwards
|
Every business day for fund subscription, from 08:30 a.m. to 03:30 p.m. | |
|
Every business day for fund subscription, from 08:30 a.m. to 03:30 p.m. |
|
After the IPO period from October 5, 2026 onwards
|
Every business day for fund subscription and redemption, from 08:30 a.m. to 03:30 p.m. |
|
|
Every day 24 hours (Orders placed after 04:00 p.m. or on non-trading days will be processed on the next trading day) |
|
Management Company
BBL Asset Management Company Limited
Trustee
Bank of Ayudhya Public Company Limited
Registrar
Bangkok Bank Public Company Limited
Fund Information
Download the B-WEALTHC, B-WEALTHM, B-WEALTHB, B-WEALTHD and B-WEALTHG information
Notes
- Investments are not deposits and carry the risk that investors may not receive their money back in full when the investment is redeemed (the principal is not guaranteed).
- Investors are strongly advised to study the product characteristics including the prospectus, fund policy, return conditions, risks, fund performance, tax benefits and consequence when violating the investment condition in the RMF handbook or asking for additional information and advice before deciding to invest.
- The Fund does not hedge against foreign exchange risk.
- In case of breaching the tax condition, investors will not receive tax benefits according to the conditions of the Revenue Department.
For more information, or to request a prospectus, please contact
Bangkok Bank Call Center 1333 or visit www.bangkokbank.com,
BBLAM, call 0 2674 6488 press 8 or visit www.bblam.co.th
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