In order to gain better returns you need to understand your investment goals and risk appetite and study the options.
Five investment directions to suit different investment needs:
For investors needing to manage and reserve money for future/urgent spending
For investors wanting tax deduction benefits while investing in diverse investment options
For investors seeking opportunities for regular returns from investing in debt instruments
For investors aiming to enhance wealth and gain future prosperity from investing in stocks/equities
For investors who like different asset classes