Responsible Lending Policy
Environment, Social, and Governance (ESG) challenges have been undermining sustainable development. It is urgent that all stakeholders must adopt “sustainable development approach” and work together to achieve balanced and sustainable development, taking into account economic, social, and environmental dimensions.
As a financial intermediary that allocates funds to businesses and individuals, the Bank is aware that our lending may incur ESG risks and impacts, including climate change. The Bank also realizes that if these risks are not properly managed, they could trigger direct and indirect impacts on the Bank’s reputation and financial performance as well as quality of living and economic stability of community and nationwide. Accordingly, the Bank developed the responsible lending policy to serve as a guideline for our executives and staff in relevant departments, focusing on effective ESG risk management in our credit process to support long-term performance for the Bank as well as the society.