Connecting Every Financial Lifestyle – Bangkok Bank Executive Vice President, Consumer Banking Ms. Pochanee Kongkalai, Vice President Regional Manager Central Region 1 Ms. Nuchjaree Poompattarapong and Assistant Vice President Regional Manager 2 Provincial Business Banking Mr. Phongsak Uraisamrit , along with Bangkok Bank executives and staff, welcomed Mr. Santi Viriyarungsarit, President of Money Expo, and Ms. Phakanee Viriyarangsarit, Co-President, during their visit to the Bangkok Bank booth at the 7th Money Expo Rayong 2025. Under the theme “It’s all connected with Bangkok Bank,” the event offers customers seamless, secure, and convenient access to financial products and services, empowering them to plan their lives with greater flexibility, anytime and anywhere, while progressing together towards sustainable wealth and long-term stability. The Bank showcases a selection of outstanding offerings and special promotions at the 7th Rayong Money Expo, reinforcing its role as a trusted partner and reliable close friend in all financial matters.

Interested customers can receive financial and investment advice, apply for services and receive special promotions at the Bangkok Bank booth at the 7th Money Expo Rayong 2025 from September 5–7, 2025 at Promotion Hall, 1st Floor, Central Plaza Rayong.

• All transactions on Bangkok Bank Mobile Banking

• All transactions via Bangkok Bank electronic channels
• Bangkok Bank debit and credit cardholders will be unable to withdraw cash from Bangkok Bank ATMs, other banks’ ATMs and overseas ATMs
• Bangkok Bank debit and credit cardholders will be unable to make payments via online stores or at physical stores via an EDC machine from any bank in Thailand and overseas.

Delivering Care – Bangkok Bank Regional Manager Northern Region 2 - Provincial Consumer Banking Mrs. Somsri Saikam, along with branch managers in the Northern Region 2, extended encouragement and care by providing drinking water and survival bags containing essential items to local administrative organizations and residents in the area to relieve the suffering of flood victims. Additionally, branch managers from Northeastern Region 1 and Central Region 1 also participated in the donation by collecting urgently needed items such as drinking water, dried food, and personal items and distributed them to those affected by the unrest along the Thai-Cambodia border through various evacuation centers as a “trusted partner” ready to stand by Thais through every crisis.

To further strengthen the flood relief effort, Bangkok Bank invites customers and the public to make donations through the Friends in Need (of "PA") Volunteers Foundation of the Thai Red Cross, via Bangkok Bank account number 101-3-48488-4, Silom Head Office branch, or they can scan the QR Code provided for e-Donation using any bank’s app. Information about donations made via e-Donations will be sent automatically to the Revenue Department’s tax deduction system. Those who wish to request a receipt can send a donation transfer slip along with their full name, address and phone number by fax at 0 2054 6544, email: donation@friendsofpa.or.th, call 0 2054 6546, or contribute through the Disaster Recovery Fund via the current account at Bangkok Bank, Central Pinklao Branch, account number 909-3-00509-9.

Moving toward the goal of delivering 7 million cc - Bangkok Bank, in collaboration with the National Blood Centre, Thai Red Cross Society, has set up 12 mobile donation points nationwide for the third round of blood donations in 2025 to provide convenient access for donors, executives and staff at Bangkok Bank’s Head Office on Silom Road. This meaningful effort aims to help increase the national blood reserve for the National Blood Centre, Thai Red Cross Society. As part of the project, blood donors who donated three times in 2025 will receive a commemorative amulet – Somdej Phra Pairee Pinas from Wat Bowonniwet Vihara – as a token of gratitude for their continued generosity and selflessness.

Under the “Bangkok Bank aims to deliver 7 million cc Blood Donation to Save Lives throughout Thailand” project (as of July 23, 2025), the number of donors has steadily increased with each round. For the third round in 2025, there are 1,183 participants donating a total of 473,200 cc of blood in a single day. This brings the cumulative total to 2,603,500 cc from 6,508 donors. The success is attributed to the strategic approach of establishing accessible donation points in both central and regional areas, and fostering partnerships with leading organizations to host these special events. Key collaborators include Chao Phraya Abhaibhubejhr Hospital, the 2nd Infantry Division, Queen Sirikit’s Guard at Phrom Yothi Military Camp in the Prachin Buri province, Hua Hin City Municipality Office in Prachuap Khiri Khan province, and Saint Louis Hospital – all of which recognize the vital role of being a “giver” in ensuring sufficient blood supply for all circumstances.

Those interested in joining the “Bangkok Bank aims to deliver 7 million cc Blood Donation to Save Lives throughout Thailand” project can donate at the National Blood Centre, Thai Red Cross Society, in any of the 12 National Blood Service Regions nationwide, and at Mobile Blood Donation Units, and provincial hospitals that serve as blood service branch hospitals. Simply scan the QR Code, fill in your information, and record the number of cc. donated with the project. Additionally, you can donate at the 12 Bangkok Bank Mobile Blood Donation Units, which will be organized quarterly in various regions nationwide until December 31, 2025. For more information and the schedule of 12 Bangkok Bank’s Mobile Donation Units, please contact Bangkok Bank at 0 2230 2062 or 0 2230 2700.

Record your cc of blood

This morning (Monday 28 July 2025) at 9.00 am. At Sala Sahathai Samakhom, Grand Palace, and the Office of His Majesty’s Principal Private Secretary, Amphorn Sathan Residential Hall

Bangkok Bank Directors Mr. Amorn Chandarasomboon, Mr. Siri Jirapongphan and Mr. Predee Daochai, Executive Vice President Miss Pochanee Kongkalai, Vice Presidents, Public Relations Department Mr. Aphiwat Punnopakorn and Mr. Suwit Indrachalerm, and Assistant Vice President, Mobile Banking Channel Mr. Chanand Sophonpanich, together with the executives and employees of Bangkok Bank, presented a vase of flowers in front of the royal portrait. They also signed blessings on the auspicious occasion of His Majesty the King’s Birthday on July 28, 2025 to show loyalty and gratitude for the infinite grace His Majesty has for the Thai people at Sala Sahathai Samakhom, Grand Palace, and the Office of His Majesty’s Principal Private Secretary, Amphorn Sathan Residential Hall.

Strengthening Knowledge - Bangkok Bank Senior Executive Vice President and Corporate Secretary, Dr. Kobsak Pootrakool, gave a special lecture on "The Global Economic Game: Major Powers Monetary Policies and Their Impact on Thailand" to journalists as part of the “project to develop the potential of senior economic journalists” for 2025. The lecture explored the economic policies of major powers, the People's Republic of China and the United States, which have led to trade wars and barriers affecting the global economy. This focus was particularly on the US government's retaliatory tariffs under President Donald Trump, which will take effect from August 1, 2025, for which Thailand is still negotiating a final tariff reduction. The US currently has a high 36% tariff, as well as other policies that will significantly change the direction of the global economy.

The "project to develop the potential of senior economic journalists" is one of the key activities jointly initiated by Bangkok Bank and the Economic Reporters Association. This program has been continuously developed since 2006, now in its 19th year. This year's theme is "Understanding the Financial World, Eliminating Debt, and Moving towards Sustainability". The program aims to enhance economic and financial reporters' knowledge and understanding of both macro and micro finance, which are exposed to risks from both domestic and international factors. This program will enable them to further develop and disseminate accurate, comprehensive, and timely information to the public. The project is an example of the important role that Bangkok Bank plays as a “trusted partner and reliable close friend” who supports Thai society in various aspects, including providing useful financial information through various media channels.

MOU signing – Bangkok Bank Vice Executive President Pipat Assamongkol and the Board President of EGAT Saving and Credit Cooperative Limited Chartchai Rojanaratanangkule signed an MOU appointing Bangkok Bank as the custodian of the cooperative’s assets. EGAT Saving and Credit Cooperative is one of the largest state enterprise cooperatives in Thailand with assets under custody totaling over 60 billion baht. The Bank’s custodian service will support EGAT Saving and Credit Cooperative to achieve its investment objectives using international standard operating systems while leveraging its professional expertise.

Bangkok Bank’s custodian service has been trusted by domestic and international financial institutions for over 40 years and the Bank plans to expand its custodian service to other government and state enterprise cooperatives in the future, reinforcing its role as a “trusted partner and reliable close friend” ready to support clients in all aspects of their financial and investment needs.

Developing Green Business Leaders – Bangkok Bank Public Company Limited, led by Bangkok Bank President Mr. Chartsiri Sophonpanich (3rd from left), Director Mr. Siri Jirapongphan (3rd from right), Executive Vice President and Corporate Secretary Mr. Kobsak Pootrakool (2nd from left), Director and Senior Executive Vice President Ms. Niramarn Laisathit (2nd from right), Executive Vice President Mr. Than Siripoke (far right), and Mr. Sahapol Wannasusri (far left), along with executives and staff, officially launched the "Green Transition Academy Season 1". The event was honored by Mr. Pavich Kesavawong Deputy Director General Department of Climate Change and Environment (center), who gave a special lecture on the “New World Rules in the Era of Global Warming – Thailand's Climate Change Goals and Actions.” He highlighted the growing severity of extreme climate change, which is projected to be one of the top global risks in 2025 and the number one risk by 2035, adding that these are the risks business leaders must start preparing for today.

The Green Transition Academy Season 1 welcomed 40 business leaders from a wide range of industries, including energy, services, hospitality, agriculture, and various manufacturing sectors such as automotive, electronics, metals, glass, food, chemicals, cosmetics, pharmaceuticals, printing, packaging, and machinery. The 9-week program focuses on developing in-depth knowledge via lectures from experts, hands-on learning activities, and domestic and international field visits. Participants will also have the opportunity to receive strategic advice from sustainability experts. This aligns with the Bank’s commitment to being a “trusted partner and reliable close friend,” supporting the business sector to prepare and transition effectively into the era of a green and low-carbon economy.

Bangkok Bank joins BC Card, a major payment service provider in South Korea, to launch the Cross-Border QR Payment service. This enables South Korean tourists to use the Paybooc app to make payments in Thailand instantly, conveniently, and safely on a free of charge basis. Payments are processed using real-time exchange rates. In the next phase, the collaboration will expand to allow Thai customers to scan and pay in South Korea, further strengthening the Bank’s position as a leader in digital banking in the region.

Bangkok Bank Senior Executive Vice President Chaiyarit said that the Bank is collaborating with BC Card Co., Ltd., a major payment service provider in South Korea, to develop the Cross-Border QR Payment service between Thailand and South Korea. In the initial phase, the service will be available for inbound transactions, allowing South Korean tourists visiting Thailand to use the Paybooc app to scan a QR code for convenient, safe, and fee-free payments at stores displaying the Cross-Border QR Payment – "pay like a local" symbol. This service was launched in June 2025.

Additionally, Bangkok Bank and BC Card are working together to expand the service to include outbound transactions in the next phase. This will allow Bangkok Bank Mobile Banking users to scan a QR code to pay for goods and services while traveling in South Korea as well.

“The collaboration between Bangkok Bank and BC Card marks another significant step in expanding our Cross-Border QR Payment service to a high-potential country like South Korea. In 2024, over 1.86 million South Korean tourists visited Thailand, and this number is expected to reach 2 million this year, generating approximately 50 billion baht for the Thai economy. On the other hand, Thai tourists traveling to South Korea are considered a high-spending group, with an average expenditure of around 59,000 baht per trip. The Cross-Border QR Payment service is a crucial piece of the picture for promoting the tourism economies of both countries.

It facilitates smooth and secure transactions, eliminating the need to carry cash or exchange currency, while offering real-time exchange rates. This will create a truly seamless ‘cashless tourism’ experience,” said Mr. Chaiyarit.

Mr. Choi Won-Seok, CEO of BC Card Co., Ltd., said that BC Card, a leading financial service provider in South Korea, is very pleased to collaborate with Bangkok Bank, a leading bank in Thailand, to deliver an excellent cross-border payment experience to users and merchants in both countries. This collaboration will significantly enhance BC Card's services at a regional level and provide users with a seamless payment experience when visiting Thailand, one of the most popular destinations for Korean tourists. At the same time, BC Card is fully committed to supporting the Cross-Border QR Payment service to enable payments with merchants in South Korea as soon as possible by providing a similar excellent experience for Thai tourists.

BC Card is a leading payment service provider in South Korea, offering comprehensive support for various payment systems, including credit cards, debit cards, prepaid cards, digital payment solutions, and payment processing with its payment network of over 3.5 million merchants.

Currently, Bangkok Bank offers Cross-Border QR Payment services for both inbound and outbound payments, with a network of partnerships in eight countries: Vietnam, Indonesia, Malaysia, Singapore, Laos, Hong Kong, Cambodia (inbound service only), and most recently, South Korea. The service supports both international tourists traveling to Thailand and Thai tourists traveling abroad, allowing them to "pay easily without carrying cash" under high security standards using their local banking apps or Bangkok Bank Mobile Banking. This emphasizes the Bank’s role as a 'leading regional bank' that seamlessly connects opportunities for customers in every dimension.

Bangkok Bank Executive Vice President, Consumer Banking, Miss Pochanee Kongkalai, Executive Vice President Pornpimon Trongtiengdham and Assistant Vice President Regional Manager, Southern Region 1 – Provincial Consumer Banking Mr. Wee Warachit, welcomed Deputy Finance Minister Paopoom Rojanasakul as well as President of Money Expo Santi Viriyarangsarit and Co-President of the event Pakanee Viriyarangsarit, who presided over the opening of Bangkok Bank's booth. This year, the Bank’s booth concept is “It’s all connected with Bangkok Bank” to demonstrate that it connects with customers’ lifestyles in every aspect, while reinforcing the Bank’s position as a “trusted partner and reliable close friend” standing by customers in all financial matters. The 15th Money Expo Hatyai is held between July 4-6, 2025, at Hatyai Hall, Central Festival Hatyai.

Bangkok Bank Executive Vice President, Consumer Banking, Miss Pochanee Kongkalai said that the southern region is recognized as a major economic zone of the country, and home to investors and entrepreneurs with strong purchasing power. This presents a great opportunity for Bangkok Bank to offer financial products and services to customers in Songkhla and neighboring provinces — particularly endowment insurance and home loans, which continue to be popular choices among local clients.

In joining this event, the Bank has prepared financial products and services with various promotions that easily, conveniently and safely connect all customer lifestyles in every aspect, such as:

1. Bancassurance - Offering a variety of insurance services that provide comprehensive coverage through leading partners, such as "Be Together" life insurance from AIA Company Limited, "Gain 1st" life insurance from Bangkok Life Assurance Public Company Limited, and Non-Life insurance from Bangkok Insurance Public Company Limited. Special! Customers who purchase any Bancassurance services at the event and pay insurance premiums according to the specified conditions will receive a Starbucks gift card valued up to 1,000 baht.
2. Mutual Funds - Providing a variety of mutual funds, including low, medium and high-risk funds such as bond funds, equity funds, foreign funds, as well as tax-deductible funds when investing according to the conditions set by the Revenue Department (RMF/Thai ESG) from both Bualuang Asset Management (BBLAM) and Bangkok Capital Asset Management (BCAP). Purchase of any RMF/SSF/Thai ESG of at least 50,000 baht will receive a free Fun Fund bag valued at 100 baht per person.
3. Introducing agent service - Open a Securities Trading Account with Bualuang Securities and use your Bangkok Bank account for securities trading via the Automatic Transfer System and receive a Bualuang utility bag worth 200 baht.
4. Home Loan - Receive special interest rates (for event-registered customers only) when refinancing an existing home loan or purchasing bank-owned properties for residential purposes. Receive a free survey and collateral assessment, minimum 3,000 baht/plot (excluding VAT) Special! Receive a Magic e-Voucher by Central Group worth 2,000 baht if you are one of the first 150 applicants (primary borrowers only) when applying and withdrawing a Bualuang Refinance loan of 3 million baht or more between July 1, 2025–December 30, 2025.
5. Bualuang Poonphol Loan - Home for Cash Loan, a multipurpose loan using your home as collateral with credit line of up to 10 million baht and a maximum loan period of 30 years. Receive a special interest rate (for event-registered customers only) and a Magic e-Voucher by Central Group worth 2,000 baht for Bualuang Poonphol loan customers who have been approved for a credit line and registered a mortgage of 500,000 baht or more between May 1 – December 30, 2025.
6. Bualuang Property Ready for Sale comes with assets in good locations and outstanding prices
   Remarks:
   • Borrow only a necessary and repayable amount
   • Use the effective interest rate over the life of the contract
   • Bualuang Home Loan interest rates are between 4.57% - 5.67% per year.
   • Bualuang Home Loan for Refinancing’s interest rates are between 4.56% - 4.70% per year.
   • Bualuang Poonphol Home for Cash loan’s interest rates are between 5.78% - 7.13% per year.
   • MRR interest rate as of May 8, 2025, equals 6.90% per year. The floating interest rate can be increased or decreased according to the Bank's announcement on its website, www.bangkokbank.com or at the branches.
7. e-Savings - Open an online account easily by yourself. Easy to open anywhere via Bangkok Bank Mobile Banking. No minimum deposit amount and cross-region fees are waived. Special! Open an e-Savings account or a Bualuang Extra Digital Savings Account and apply for Bangkok Bank Mobile Banking to receive a limited-edition cloth bag, 1 bag/person, worth 199 baht.
8. Be 1st Digital debit card - Safe and secure every time you spend, answering the lifestyle needs of modern shoppers, such as Be 1st Digital AIS Point Card: apply for free, no fees, shop online and receive up to 50 AIS Points every month. Special! apply for the AIS Point Digital Card at the event and receive an Eco Bag worth 590 baht. When spending meets the specified amount, receive an additional Baby Trunk bag worth 3,990 baht.
9. Bangkok Bank Merchant Pro - An app for accepting payment for products/services by QR Code. The app is a partner for merchants with the added convenience of a dashboard that shows clear menus, is easy to understand, and is fast to use. The shopping cart menu selects products to put in the cart and sells them right away. The QR Code supports various payment methods and sales reports. See sales easily with a variety of filters to choose from. Special! Apply for the Bangkok Bank Merchant Pro service at the event and receive 1 apron worth 350 baht, 1 right per store.
   
   

    

Leading regional bank – Bangkok Bank President Chartsiri Sophonpanich, Director and Senior Executive Vice President Niramarn Laisathit, Director and Senior Executive Vice President and Corporate Secretary Kobsak Pootrakool, Senior Executive Vice President Chaiyarit Anuchitworawong, Executive Vice President, International Banking Group Nithawadee Limpodom and Bangkok Bank executives led a group of Thai media to Indonesia to observe the operations of Permata Bank at its Jakarta and Bali branch. The group was welcomed by Permata Bank President-Director Meliza Rusli and senior executives. This visit underscores the synergy between the two banks in enhancing service capabilities and delivering an improved customer experience. It also serves as an effective platform for business matching, supported by comprehensive financial services. Permata Bank is helping to attract investors to Indonesia and the ASEAN region, targeting both large-scale industries and projects aligned with the green economy policy. This initiative aligns with Bangkok Bank's Connecting ASEAN strategy, reinforcing its role as a 'trusted partner and reliable close friend' who are ready to support trade and investment through modern and comprehensive financial services from both banks to support customers' business growth efficiently and sustainably.

Bangkok Bank has acquired Permata Bank since 2020, resulting in an increase in the ratio of overseas loans to total loans of Bangkok Bank from 17% to 25% (as of December 2024), making Permata Bank now one of the 10 banks with the largest total assets in Indonesia. The bank has a network of 240 branches spread across 82 major cities nationwide to serve more than 6.2 million customers (as of March 31, 2025).