Developing Green Business Leaders – Bangkok Bank Public Company Limited, led by Bangkok Bank President Mr. Chartsiri Sophonpanich (3rd from left), Director Mr. Siri Jirapongphan (3rd from right), Executive Vice President and Corporate Secretary Mr. Kobsak Pootrakool (2nd from left), Director and Senior Executive Vice President Ms. Niramarn Laisathit (2nd from right), Executive Vice President Mr. Than Siripoke (far right), and Mr. Sahapol Wannasusri (far left), along with executives and staff, officially launched the "Green Transition Academy Season 1". The event was honored by Mr. Pavich Kesavawong Deputy Director General Department of Climate Change and Environment (center), who gave a special lecture on the “New World Rules in the Era of Global Warming – Thailand's Climate Change Goals and Actions.” He highlighted the growing severity of extreme climate change, which is projected to be one of the top global risks in 2025 and the number one risk by 2035, adding that these are the risks business leaders must start preparing for today.

The Green Transition Academy Season 1 welcomed 40 business leaders from a wide range of industries, including energy, services, hospitality, agriculture, and various manufacturing sectors such as automotive, electronics, metals, glass, food, chemicals, cosmetics, pharmaceuticals, printing, packaging, and machinery. The 9-week program focuses on developing in-depth knowledge via lectures from experts, hands-on learning activities, and domestic and international field visits. Participants will also have the opportunity to receive strategic advice from sustainability experts. This aligns with the Bank’s commitment to being a “trusted partner and reliable close friend,” supporting the business sector to prepare and transition effectively into the era of a green and low-carbon economy.

Bangkok Bank joins BC Card, a major payment service provider in South Korea, to launch the Cross-Border QR Payment service. This enables South Korean tourists to use the Paybooc app to make payments in Thailand instantly, conveniently, and safely on a free of charge basis. Payments are processed using real-time exchange rates. In the next phase, the collaboration will expand to allow Thai customers to scan and pay in South Korea, further strengthening the Bank’s position as a leader in digital banking in the region.

Bangkok Bank Senior Executive Vice President Chaiyarit said that the Bank is collaborating with BC Card Co., Ltd., a major payment service provider in South Korea, to develop the Cross-Border QR Payment service between Thailand and South Korea. In the initial phase, the service will be available for inbound transactions, allowing South Korean tourists visiting Thailand to use the Paybooc app to scan a QR code for convenient, safe, and fee-free payments at stores displaying the Cross-Border QR Payment – "pay like a local" symbol. This service was launched in June 2025.

Additionally, Bangkok Bank and BC Card are working together to expand the service to include outbound transactions in the next phase. This will allow Bangkok Bank Mobile Banking users to scan a QR code to pay for goods and services while traveling in South Korea as well.

“The collaboration between Bangkok Bank and BC Card marks another significant step in expanding our Cross-Border QR Payment service to a high-potential country like South Korea. In 2024, over 1.86 million South Korean tourists visited Thailand, and this number is expected to reach 2 million this year, generating approximately 50 billion baht for the Thai economy. On the other hand, Thai tourists traveling to South Korea are considered a high-spending group, with an average expenditure of around 59,000 baht per trip. The Cross-Border QR Payment service is a crucial piece of the picture for promoting the tourism economies of both countries.

It facilitates smooth and secure transactions, eliminating the need to carry cash or exchange currency, while offering real-time exchange rates. This will create a truly seamless ‘cashless tourism’ experience,” said Mr. Chaiyarit.

Mr. Choi Won-Seok, CEO of BC Card Co., Ltd., said that BC Card, a leading financial service provider in South Korea, is very pleased to collaborate with Bangkok Bank, a leading bank in Thailand, to deliver an excellent cross-border payment experience to users and merchants in both countries. This collaboration will significantly enhance BC Card's services at a regional level and provide users with a seamless payment experience when visiting Thailand, one of the most popular destinations for Korean tourists. At the same time, BC Card is fully committed to supporting the Cross-Border QR Payment service to enable payments with merchants in South Korea as soon as possible by providing a similar excellent experience for Thai tourists.

BC Card is a leading payment service provider in South Korea, offering comprehensive support for various payment systems, including credit cards, debit cards, prepaid cards, digital payment solutions, and payment processing with its payment network of over 3.5 million merchants.

Currently, Bangkok Bank offers Cross-Border QR Payment services for both inbound and outbound payments, with a network of partnerships in eight countries: Vietnam, Indonesia, Malaysia, Singapore, Laos, Hong Kong, Cambodia (inbound service only), and most recently, South Korea. The service supports both international tourists traveling to Thailand and Thai tourists traveling abroad, allowing them to "pay easily without carrying cash" under high security standards using their local banking apps or Bangkok Bank Mobile Banking. This emphasizes the Bank’s role as a 'leading regional bank' that seamlessly connects opportunities for customers in every dimension.

Bangkok Bank Executive Vice President, Consumer Banking, Miss Pochanee Kongkalai, Executive Vice President Pornpimon Trongtiengdham and Assistant Vice President Regional Manager, Southern Region 1 – Provincial Consumer Banking Mr. Wee Warachit, welcomed Deputy Finance Minister Paopoom Rojanasakul as well as President of Money Expo Santi Viriyarangsarit and Co-President of the event Pakanee Viriyarangsarit, who presided over the opening of Bangkok Bank's booth. This year, the Bank’s booth concept is “It’s all connected with Bangkok Bank” to demonstrate that it connects with customers’ lifestyles in every aspect, while reinforcing the Bank’s position as a “trusted partner and reliable close friend” standing by customers in all financial matters. The 15th Money Expo Hatyai is held between July 4-6, 2025, at Hatyai Hall, Central Festival Hatyai.

Bangkok Bank Executive Vice President, Consumer Banking, Miss Pochanee Kongkalai said that the southern region is recognized as a major economic zone of the country, and home to investors and entrepreneurs with strong purchasing power. This presents a great opportunity for Bangkok Bank to offer financial products and services to customers in Songkhla and neighboring provinces — particularly endowment insurance and home loans, which continue to be popular choices among local clients.

In joining this event, the Bank has prepared financial products and services with various promotions that easily, conveniently and safely connect all customer lifestyles in every aspect, such as:

1. Bancassurance - Offering a variety of insurance services that provide comprehensive coverage through leading partners, such as "Be Together" life insurance from AIA Company Limited, "Gain 1st" life insurance from Bangkok Life Assurance Public Company Limited, and Non-Life insurance from Bangkok Insurance Public Company Limited. Special! Customers who purchase any Bancassurance services at the event and pay insurance premiums according to the specified conditions will receive a Starbucks gift card valued up to 1,000 baht.
2. Mutual Funds - Providing a variety of mutual funds, including low, medium and high-risk funds such as bond funds, equity funds, foreign funds, as well as tax-deductible funds when investing according to the conditions set by the Revenue Department (RMF/Thai ESG) from both Bualuang Asset Management (BBLAM) and Bangkok Capital Asset Management (BCAP). Purchase of any RMF/SSF/Thai ESG of at least 50,000 baht will receive a free Fun Fund bag valued at 100 baht per person.
3. Introducing agent service - Open a Securities Trading Account with Bualuang Securities and use your Bangkok Bank account for securities trading via the Automatic Transfer System and receive a Bualuang utility bag worth 200 baht.
4. Home Loan - Receive special interest rates (for event-registered customers only) when refinancing an existing home loan or purchasing bank-owned properties for residential purposes. Receive a free survey and collateral assessment, minimum 3,000 baht/plot (excluding VAT) Special! Receive a Magic e-Voucher by Central Group worth 2,000 baht if you are one of the first 150 applicants (primary borrowers only) when applying and withdrawing a Bualuang Refinance loan of 3 million baht or more between July 1, 2025–December 30, 2025.
5. Bualuang Poonphol Loan - Home for Cash Loan, a multipurpose loan using your home as collateral with credit line of up to 10 million baht and a maximum loan period of 30 years. Receive a special interest rate (for event-registered customers only) and a Magic e-Voucher by Central Group worth 2,000 baht for Bualuang Poonphol loan customers who have been approved for a credit line and registered a mortgage of 500,000 baht or more between May 1 – December 30, 2025.
6. Bualuang Property Ready for Sale comes with assets in good locations and outstanding prices
   Remarks:
   • Borrow only a necessary and repayable amount
   • Use the effective interest rate over the life of the contract
   • Bualuang Home Loan interest rates are between 4.57% - 5.67% per year.
   • Bualuang Home Loan for Refinancing’s interest rates are between 4.56% - 4.70% per year.
   • Bualuang Poonphol Home for Cash loan’s interest rates are between 5.78% - 7.13% per year.
   • MRR interest rate as of May 8, 2025, equals 6.90% per year. The floating interest rate can be increased or decreased according to the Bank's announcement on its website, www.bangkokbank.com or at the branches.
7. e-Savings - Open an online account easily by yourself. Easy to open anywhere via Bangkok Bank Mobile Banking. No minimum deposit amount and cross-region fees are waived. Special! Open an e-Savings account or a Bualuang Extra Digital Savings Account and apply for Bangkok Bank Mobile Banking to receive a limited-edition cloth bag, 1 bag/person, worth 199 baht.
8. Be 1st Digital debit card - Safe and secure every time you spend, answering the lifestyle needs of modern shoppers, such as Be 1st Digital AIS Point Card: apply for free, no fees, shop online and receive up to 50 AIS Points every month. Special! apply for the AIS Point Digital Card at the event and receive an Eco Bag worth 590 baht. When spending meets the specified amount, receive an additional Baby Trunk bag worth 3,990 baht.
9. Bangkok Bank Merchant Pro - An app for accepting payment for products/services by QR Code. The app is a partner for merchants with the added convenience of a dashboard that shows clear menus, is easy to understand, and is fast to use. The shopping cart menu selects products to put in the cart and sells them right away. The QR Code supports various payment methods and sales reports. See sales easily with a variety of filters to choose from. Special! Apply for the Bangkok Bank Merchant Pro service at the event and receive 1 apron worth 350 baht, 1 right per store.
   
   

    

Leading regional bank – Bangkok Bank President Chartsiri Sophonpanich, Director and Senior Executive Vice President Niramarn Laisathit, Director and Senior Executive Vice President and Corporate Secretary Kobsak Pootrakool, Senior Executive Vice President Chaiyarit Anuchitworawong, Executive Vice President, International Banking Group Nithawadee Limpodom and Bangkok Bank executives led a group of Thai media to Indonesia to observe the operations of Permata Bank at its Jakarta and Bali branch. The group was welcomed by Permata Bank President-Director Meliza Rusli and senior executives. This visit underscores the synergy between the two banks in enhancing service capabilities and delivering an improved customer experience. It also serves as an effective platform for business matching, supported by comprehensive financial services. Permata Bank is helping to attract investors to Indonesia and the ASEAN region, targeting both large-scale industries and projects aligned with the green economy policy. This initiative aligns with Bangkok Bank's Connecting ASEAN strategy, reinforcing its role as a 'trusted partner and reliable close friend' who are ready to support trade and investment through modern and comprehensive financial services from both banks to support customers' business growth efficiently and sustainably.

Bangkok Bank has acquired Permata Bank since 2020, resulting in an increase in the ratio of overseas loans to total loans of Bangkok Bank from 17% to 25% (as of December 2024), making Permata Bank now one of the 10 banks with the largest total assets in Indonesia. The bank has a network of 240 branches spread across 82 major cities nationwide to serve more than 6.2 million customers (as of March 31, 2025).

Bangkok Bank and Permata Bank, a member of the Bangkok Bank Group, organized a forum to explore opportunities in Indonesia, Southeast Asia's largest economy that has ambitions to become the world's fourth largest economy by 2045. Working together, both banks are committed to supporting Thai investors throughout their investment journey in Indonesia through Permata Bank's extensive domestic network of more than 200 branches which support retail customers, Indonesian businesses, and international companies investing in the country. This event reinforces Bangkok Bank’s role as a ‘leading regional bank’ connecting business opportunities for strong and sustainable growth.

Bangkok Bank President Mr. Chartsiri Sophonpanich said that Indonesia is a country with high economic and social potential. Its GDP per capita has grown from USD 3,370 in 2015 to USD 4,980 in 2024, reflecting rising national wealth and making Indonesia an attractive destination for investors. Bangkok Bank is ready to support Thai entrepreneurs investing in Indonesia by using our experience of working in the country, sharing local insights, and providing access to our extensive banking network. As one of the first Thai companies to invest in Indonesia in 1968, the Bank asserted our confidence in Indonesia's potential by investing USD 2.3 billion in Permata Bank in 2020, the largest intra-ASEAN banking acquisition in history. As a result, Permata Bank has become one of the top 10 banks in Indonesia, with a network of more than 200 branches covering retail customers, domestic businesses, and international corporate clients investing in Indonesia.

"Bangkok Bank has always believed in Indonesia’s potential. Over the years, we have accumulated deep knowledge and understanding of the country and built a strong local network, while also encouraging other Thai companies to recognize the opportunities in Indonesia by sharing our experience and successes. Today, business operations are influenced by four major forces: climate change, technology and innovation, geopolitical and economic volatility, and the relocation of production bases along with the reversal of globalization trends. Additionally, the policies of major economies are contributing to global economic uncertainty. Despite these forces we believe ASEAN continues to serve as a center of stability and Thailand and Indonesia, as two of the region’s largest economies, play a vital role in creating stable and sustainable opportunities. By collaborating we not only mitigate the impact of global economic shifts, we also connect investors with opportunities across Southeast Asia and other regions," added Mr. Chartsiri.

Permata Bank President Director Ms. Meliza M. Rusli said that Indonesia is a country rich in natural resources and home to a population of 281 million people, 68% of whom are of working age. These attributes positively contribute to the country’s economic and social development, driving the nation forward, and will enable the implementation of the Indonesian government's “Golden Indonesia 2045” strategy to become the world’s fourth largest economy by 2045 by focusing on driving green economy projects, large-scale infrastructure investment, and digital technology projects. The Indonesian government is also proactively attracting foreign investment by implementing new legal frameworks and incentives, and improving the country’s infrastructure to make it more business-friendly. Permata Bank is fully committed to empowering clients and partners from across the region to seize these opportunities by providing comprehensive financial services and products. We also offer in-depth advisory with support from our network of over 240 branches across 82 major cities in Indonesia, ensuring smooth business operations for all our clients.

"Bangkok Bank and Permata Bank are ready to leverage their network, services, and local expertise to provide advisory support and facilitate trade and investment into Indonesia. This is especially relevant for high-potential industries such as the food and beverage sector, which has a market value exceeding USD 280 billion. At the same time, Thai seasoning products and ingredients are very popular among Indonesian consumers and rank among the top imports. This presents a significant opportunity for Thai entrepreneurs to expand their market presence and trade activities in Indonesia," said Ms. Rusli.

Bangkok Bank, as the main sponsor for the “FU ME Fest 2: Fun Beyond the Screen”, a festival of the year for content creators where over 100 famous influencers and artists gather, has organized a special activity for ‘Bangkok Bank Mobile Banking’ customers to win free entry tickets! by simply participating in the ‘Top Friends Get Friends’ activity and invite friends to sign up for ‘Bangkok Bank Mobile Banking’. The top 5 participants with the most invites will receive a free JOY CON ticket worth 2,350 baht, along with a band t-shirt. Participants can join all activity zones, including FU ME MARKET: A hub for rare items from favorite influencers, FU ME PHOTO BOOTH: Take photos and also get special surprises from influencers and FU ME TALK & PODCAST: Enjoy unlimited fun talks, as well as a Special Concert in the hall from influencers and artists, with special gifts from influencers in every activity zone.

Fans interested in participating in the ‘Top Friends Get Friends’ activity can invite friends to use the ‘Bangkok Bank Mobile Banking’ application from June 1 to July 31, 2025, to win JOY CON tickets by following these steps

1. Participants must press “Redeem privilege” to register for the activity in the “Rewards” menu on Bangkok Bank Mobile Banking.
2. Invite friends to sign up for Bangkok Bank Mobile Banking and friends must enter the participant's referral code (Participants can find their referral code on the “Me” page in the “Rewards” menu) in the “Enter code for new members” field and confirm it correctly. (Applicable for new customers who have never applied for Bangkok Bank Mobile Banking before)
3. Points will be awarded for successful referrals that meet the conditions. The top 5 participants with the most successful referrals during the campaign period will each receive a JOY CON ticket worth 2,350 baht, 1 ticket for 1-day entry (date selectable), along with one official band t-shirt.