Key Benefits
Bonus cashback benefits
Receive Vitality Bonus cashback benefits up to 15%1 or up to 20%1 according to the type of integrated rider product participating in the program 90-days after the policy anniversary date
Exclusive partner benefits and discounts
Exclusive partner benefits and discounts2. Access to a wide range of benefits and discounts from AIA Vitality Partners.
Join health and wellness activities
Join health and wellness activities to earn points and upgrade your AIA Vitality status
PLUS! With AIA Vitality Plus2
Receive more active rewards and benefits linked to your Vitality status
1 AIA Vitality Bonus Rider will calculate the cashback benefit amount based on the type of rider and the Insured’s AIA Vitality status. The rate will not exceed 20% of the standard premium for integrated products that include critical illness riders and not exceed 15% of the standard premium for integrated products that include medical expenses and daily compensation riders, based on the premiums already paid by the Insured.
2 Terms and conditions of the AIA Vitality Program, including special discounts and benefits, are as specified by AIA Company Limited and/or AIA Vitality Program Partners.
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
2 Terms and conditions of the AIA Vitality Program, including special discounts and benefits, are as specified by AIA Company Limited and/or AIA Vitality Program Partners.
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Additional Information
Benefits
Vitality Bonus Benefits
While this endorsement is in force for a full policy year, the Insured will receive the Vitality Bonus benefits for each integrated rider product under the AIA Vitality Program 90-days after the policy anniversary date. The Vitality Bonus consists of 2 cases as follows:
2. Vitality Bonus: in the event the Insured received any benefits under the terms of the critical illness rider and/or received inpatient hospitalization benefits under the terms of medical expenses and daily compensation rider that are integrated rider products under the AIA Vitality Program, the cashback benefit rate of premium depends on the AIA Vitality status of the member. AIA Vitality consists of 4 statuses are Bronze, Silver, Gold and Platinum. All new members start at Bronze and have 1 year to earn points and move up to higher AIA Vitality status based on the healthy activity table. The status earned by the customer at the end of the policy year will be used to calculate the cashback benefit rate of the premium according to the status (renewal year). The cashback value is calculated as a percentage of the standard premium only (excluding premiums that must be paid in addition to the standard premium of the integrated product under the program.)
Please study the details about member benefits at www.aia.co.th/th/health-wellness/vitality
Remark
While this endorsement is in force for a full policy year, the Insured will receive the Vitality Bonus benefits for each integrated rider product under the AIA Vitality Program 90-days after the policy anniversary date. The Vitality Bonus consists of 2 cases as follows:
1. Vitality Bonus: in the event the Insured has never received any benefits under the terms of the critical illness rider and/or never received inpatient hospitalization benefits under the terms of medical expenses and daily compensation rider that are integrated rider products under the AIA Vitality Program, the cashback benefit rate of premium depends on the AIA Vitality status of the member. AIA Vitality consists of 4 statuses which are Bronze, Silver, Gold and Platinum. All new members start at Bronze and have 1 year to earn points and move up to higher AIA Vitality status based on the healthy activity table. The status earned by the customer at the end of the policy year will be used to calculate the cashback benefit rate of the premium according to the status (renewal year). The cashback value is calculated as a percentage of the standard premium only (excluding premiums that must be paid in addition to the standard premium of the integrated product under the program.)
|
Vitality Bonus |
Rider Type |
Bronze |
Silver |
Gold |
Platinum |
Remark |
|
The cashback benefit rate of premium according to the status (renewal year)
In the event the Insured has never received benefits (no claims) |
Critical illness riders |
0% |
2% |
10% |
20% |
- |
|
Medical expenses and daily compensation riders |
0% |
1% |
5% |
15% |
- |
|
|
The Vitality Bonus rate for each policy year depends on the applicant’s AIA Vitality status. |
||||||
2. Vitality Bonus: in the event the Insured received any benefits under the terms of the critical illness rider and/or received inpatient hospitalization benefits under the terms of medical expenses and daily compensation rider that are integrated rider products under the AIA Vitality Program, the cashback benefit rate of premium depends on the AIA Vitality status of the member. AIA Vitality consists of 4 statuses are Bronze, Silver, Gold and Platinum. All new members start at Bronze and have 1 year to earn points and move up to higher AIA Vitality status based on the healthy activity table. The status earned by the customer at the end of the policy year will be used to calculate the cashback benefit rate of the premium according to the status (renewal year). The cashback value is calculated as a percentage of the standard premium only (excluding premiums that must be paid in addition to the standard premium of the integrated product under the program.)
|
Vitality Bonus |
Rider Type |
Bronze |
Silver |
Gold |
Platinum |
Remark |
|
The cashback benefit rate of premium according to the status. (renewal year)
In the event the Insured has received benefits. (claimed) |
Critical illness riders |
0% |
0% |
0% |
0% |
If there has been a claim. The Insured will not receive the Vitality Bonus again until maturity1. |
|
Medical expenses and daily compensation riders |
0% |
0% |
2% |
5% |
If there has been a claim. Inpatient case (IPD)2
|
|
|
The Vitality Bonus rate for each policy year depends on the AIA Vitality status. 1There will be no Vitality Bonus rate for critical illness riders in the policy year in which benefits are received under the terms of the rider and in the next policy years. 2 The Vitality Bonus rate will not exceed 5% of the standard premium for the medical expenses and daily compensation riders in the policy year that have already been paid by the Insured. |
||||||
Please study the details about member benefits at www.aia.co.th/th/health-wellness/vitality
Remark
- AIA Company Limited reserves the right to adjust the health bonus rate during the policy year, subject to the approval of the Registrar. The Company will notify the Insured in writing at least thirty (30) days in advance.
- AIA Vitality integrated rider products can be attached with any basic plan of AIA Company Limited, except basic plans that cannot be attached with any rider (e.g. Be Together Infinite 789, Be Together Health & Save, Be Together Smart Retirement and basic plans with a coverage period of less than 10 years).
- The Vitality Bonus rate under the AIA Vitality Bonus rider will be used to calculate the cashback benefits from the standard premium in each policy year. This applies only to AIA Vitality integrated products, for which the sum assured must meet the specified minimum requirement.
- The maximum Vitality Bonus rate of riders (PPR) to integrated products under the AIA Vitality Program will not exceed 20% for critical illness riders and not exceed 15% for medical expenses and daily compensation riders, as shown in the table above.
- Care for Cancer is the marketing name of AIA Care for Cancer type 2024g.
- AIA CI Plus is the marketing name of AIA CI Plus.
- AIA CI Care is the marketing name of AIA CI Care.
- HB Extra is the marketing name of AIA HB Extra.
- H&S (new standard) is the marketing name of AIA H&S (new standard)
- H&S Extra (new standard) is the marketing name of AIA H&S Extra (new standard)
- Health Happy is the marketing name of AIA Health Happy type 2020e
- Infinite Health is the marketing name of AIA Infinite Health (new standard) type 2021g, 2021h, 2021i, 2021j, 2021k, 2021l.
- Health Saver is the marketing name of AIA Health Saver type 2022a.
- Smart Health is the marketing name of Smart Health type 2023b.
- “The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Vitality Bonus benefits for renewal year policies
The Vitality Bonus cashback benefits will not exceed 15% or 20% depending on the rider selected by customer and the AIA Vitality status.
Scenario 2: Gold status every policy year, and cases where the Insured never received benefits under the terms of every rider.
Scenario 3: Bronze status every policy year, and cases where the Insured never received benefits under the terms of every rider.
Scenario 4: Gold status for every policy year, and in cases where the Insured has received the early stage critical illness benefit under the AIA CI Care rider within 3 years, and received severe stage critical illness benefits under the AIA CI Plus and AIA CI Care rider in the 6th year.
Scenario 5: Gold status for every policy year, and cases where the Insured has received benefits under the Health Happy and AIA HB Extra rider in the 10th year.
Scenario 6: Different statuses every policy year, and in cases where the Insured has received benefits under the Health Happy and AIA HB Extra rider in every policy year.
Remark
1 Critical illness riders will receive a cashback benefit based on AIA Vitality status of up to 20% of the standard premium.
2 Medical expenses and daily compensation riders will receive a cashback benefit based on AIA Vitality status of up to 15% of the standard premium.
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
|
Status |
AIA Vitality Points |
|
Bronze |
0 – 9,999 Points |
|
Silver |
10,000 – 19,999 Points |
|
Gold |
20,000 – 29,999 Points |
|
Platinum |
30,000 Points or more |
For renewal years, the Vitality Bonus cashback benefits will be calculated as a percentage of the standard premium for each policy year of the integrated rider product under the program that has already been paid by the Insured. It is calculated based on the AIA Vitality status as follows
Example This policy has 4 types of rider coverage, including AIA CI Care, AIA CI Plus, Health Happy and AIA HB Extra
Status P = Platinum G = Gold S = Silver B = Bronze
Scenario 1: Varied status in every policy year, and cases where the Insured never received benefits under the terms of every rider.
|
Beginning of Policy Year |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
|
Status |
|
B |
S |
G |
P |
P |
G |
B |
B |
B |
S |
S |
|
AIA CI Care1 |
0% |
2% |
10% |
20% |
20% |
10% |
0% |
0% |
0% |
2% |
2% |
2% |
|
AIA CI Plus1 |
0% |
2% |
10% |
20% |
20% |
10% |
0% |
0% |
0% |
2% |
2% |
2% |
|
Health Happy2 |
0% |
1% |
5% |
15% |
15% |
5% |
0% |
0% |
0% |
1% |
1% |
1% |
|
AIA HB Extra2 |
0% |
1% |
5% |
15% |
15% |
5% |
0% |
0% |
0% |
1% |
1% |
1% |
Scenario 2: Gold status every policy year, and cases where the Insured never received benefits under the terms of every rider.
|
Beginning of Policy Year |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
|
Status |
|
G |
G |
G |
G |
G |
G |
G |
G |
G |
G |
G |
|
AIA CI Care1 |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
|
AIA CI Plus1 |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
|
Health Happy2 |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
|
AIA HB Extra2 |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
Scenario 3: Bronze status every policy year, and cases where the Insured never received benefits under the terms of every rider.
|
Beginning of Policy Year |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Status |
|
B |
B |
B |
B |
B |
B |
|
AIA CI Care1 |
0% |
0% |
0% |
0% |
0% |
0% |
0% |
|
AIA CI Plus1 |
0% |
0% |
0% |
0% |
0% |
0% |
0% |
|
Health Happy2 |
0% |
0% |
0% |
0% |
0% |
0% |
0% |
|
AIA HB Extra2 |
0% |
0% |
0% |
0% |
0% |
0% |
0% |
Scenario 4: Gold status for every policy year, and in cases where the Insured has received the early stage critical illness benefit under the AIA CI Care rider within 3 years, and received severe stage critical illness benefits under the AIA CI Plus and AIA CI Care rider in the 6th year.
|
Beginning of Policy Year |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
|
Status |
|
G |
G |
G |
G |
G |
G |
G |
G |
G |
G |
G |
|
AIA CI Care1 |
10% |
10% |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
AIA CI Plus1 |
10% |
10% |
10% |
10% |
10% |
- |
- |
- |
- |
- |
- |
- |
|
Health Happy2 |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
|
AIA HB Extra2 |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
Scenario 5: Gold status for every policy year, and cases where the Insured has received benefits under the Health Happy and AIA HB Extra rider in the 10th year.
|
Beginning of Policy Year |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
|
Status |
|
G |
G |
G |
G |
G |
G |
G |
G |
G |
G |
G |
|
AIA CI Care1 |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
|
AIA CI Plus1 |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
10% |
|
Health Happy2 |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
2% |
5% |
5% |
|
AIA HB Extra2 |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
5% |
2% |
5% |
5% |
Scenario 6: Different statuses every policy year, and in cases where the Insured has received benefits under the Health Happy and AIA HB Extra rider in every policy year.
|
Beginning of Policy Year |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
|
Status |
|
B |
S |
G |
P |
P |
G |
B |
B |
B |
S |
S |
|
Health Happy2 |
0% |
0% |
2% |
5% |
5% |
2% |
0% |
0% |
0% |
0% |
0% |
0% |
|
AIA HB Extra2 |
0% |
0% |
2% |
5% |
5% |
2% |
0% |
0% |
0% |
0% |
0% |
0% |
Remark
1 Critical illness riders will receive a cashback benefit based on AIA Vitality status of up to 20% of the standard premium.
2 Medical expenses and daily compensation riders will receive a cashback benefit based on AIA Vitality status of up to 15% of the standard premium.
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Eligibility and conditions for participation in the program
- Eligible age to join AIA Vitality and AIA vitality Plus: 16 years old and above.
- How to join AIA Vitality: Purchase an integrated insurance plan where the sum assured meets the minimum specified requirement. (Underwriting rules and conditions follow the regular criteria of AIA Company Limited, depending on the insurance plan that the Insured applies for.)
- How to join AIA Vitality Plus: AIA Vitality members can apply to join AIA Vitality Plus and pay an annual membership premium of 1,400 baht via the AIA+ application.
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Membership Types
There are 2 types of AIA Vitality membership:
- AIA Vitality Membership
- AIA Vitality Plus Membership
- AIA Vitality members will enjoy the following benefits:
|
Types |
AIA Vitality Membership |
AIA Vitality Plus Membership |
|
Benefits |
|
|
|
Expense |
Free of charge |
Annual membership premium of 1,400 baht |
|
Membership termination |
When all participating AIA Vitality policies are no longer in effect. |
When no annual premium payment is made to renew membership. |
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
AIA Vitality and AIA Vitality Plus Membership Benefits
Note
- The AIA Vitality benefits are subject to AIA terms and conditions. AIA Company Limited reserves the right to change and amend any of the terms and conditions with advance notice. Please check the AIA+ application for more details or visit https://www.aia.co.th/th/health-wellness/vitality/rewards
- AIA Vitality Plus member status must be effective on the date of receiving the benefits, discounts and status-based cashback of AIA Vitality Plus. The value of each benefit received will be calculated on the health check date, hotel booking date, the date of cashback for gym membership in each month, or the membership anniversary date for Platinum rewards.
- Details and conditions for consideration, benefits provided, and Personal Medical Case Management privileges are according to the policies of the service providers. The Bank and AIA Company Limited shall not be responsible for any services or products provided by the service provider.
- “The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Healthy Activity Table and Vitality Status Accumulation Table
|
Health Activities |
AIA Vitality Points |
||
|
Points |
Conditions |
Max per membership year |
|
|
1. Vitality Health Review online assessment1 |
500 points |
Twice per membership year, at least 6 months apart |
1,000 |
|
2. Exercise online assessment1 |
500 points |
1,000 |
|
|
3. Mental Wellbeing online assessment1 |
500 points |
1,000 |
|
|
4. Non-Smoker’s Declaration online1 |
500 points |
1,000 |
|
|
5. Nutrition online assessment1 |
500 points |
2,500 |
|
|
6. Nutrition Consultation |
1,000 points |
||
|
7. Sleep online assessment1 |
250 points |
500 |
|
|
8. Facial Vital Scan1 |
100 points |
Four times per membership year, not less than 3 months apart |
400 |
|
9. Sleeping tracking from wearable devices which sync with the AIA+ mobile application |
5 points |
Daily |
1,830 |
|
10. Achieve Personal Challenges via the AIA+ Mobile Application |
Points per challenge accepted by member |
50 points/challenge, maximum 10 challenges/membership year |
500 |
|
11. Basic Health Check |
|||
|
11.1 Body Mass Index |
750 points per one exam and additional 750 points if in the healthy range |
Once per membership year |
6,000 |
|
11.2 Blood Pressure |
|||
|
11.3 Cholesterol |
|||
|
11.4 Glucose |
|||
|
11.5 Special Points when all four basic health check completed (11.1 – 11.4) |
1,000 points |
1,000 |
|
|
12. Advanced Screenings |
|||
|
12.1 Pap Smear for Female, at least 21 years old |
1,000 points per one assessment |
Once per membership year |
Points depend on gender and age2 |
|
12.2 Mammogram for Female, at least 40 years old |
|||
|
12.3 Prostate Specific Antigen (PSA) Test for Male, at least 50 years old |
|||
|
12.4 HIV Test |
|||
|
12.5 Fecal Occult Blood Test (FOBT), at least 45 years old |
|||
|
12.6 Chest X-Ray, at least 40 years old |
|||
|
12.7 Electrocardiogram (ECG/EKG), at least 40 years old |
|||
|
12.8 Ultrasound Whole Abdomen, at least 40 years old |
|||
|
12.9 Fibro Scan, at least 40 years old |
|||
|
12.10 BMD or DEXA Scan, at least 65 years old |
|||
|
12.11 Dental Examination |
1,000 points |
1,000 |
|
|
12.12 Eye examination by an ophthalmologist, at least 40 years old |
1,000 points |
1,000 |
|
|
12.13 Vision Screening |
500 points |
||
|
13. Vaccinations |
|||
|
13.1 Flu vaccination |
1,000 points per vaccine, max 4,000 points per membership year |
Once per membership year |
1,000 |
|
13.2 Hepatitis B vaccination |
One per lifetime |
1,000 |
|
|
13.3 HPV vaccination |
One per lifetime |
1,000 |
|
|
13.4 COVID-19 |
Once per membership year |
1,000 |
|
|
13.5 Dengue vaccination |
One per lifetime |
1,000 |
|
|
13.6 Hepatitis A vaccination |
One per lifetime |
1,000 |
|
|
13.7 Pneumococcal vaccination, at least 65 years old |
One per lifetime |
1,000 |
|
|
13.8 Shingles vaccination, at least 50 years old |
One per lifetime |
1,000 |
|
|
14. Blood Donation |
100 points |
Twice per membership year, not less than 3 months apart |
200 |
|
15. Fitness Test at participating partner gym
|
750 points for taking the test and an additional 750 points if in the healthy range |
Once per membership year |
1,500 |
|
16. Purchasing healthy food (e.g., fresh fruit, fresh vegetables, low-fat pasteurized milk, etc.) from participating partner2 |
1 point for every 5 Baht spent (max 400 points per month, max 2,000 baht spending per month) |
Depends on spending |
4,800 |
|
17. Exercise2 |
|||
|
17.1 Health activity tracking from a wearable device or fitness application which syncs with the AIA+ Mobile Application or |
50 or 100 points |
Daily from the highest maximum points member can achieve and points limited to 1 activity per day.
|
15,000 |
|
17.2 Workout at partner gyms or |
100 points |
||
|
17.3 Attend online workout sessions with partner gyms or |
50 points and a maximum of 6,300 points/membership year |
||
|
17.4 Participate in an organized fitness event |
100 – 1,500 points - varies by activities |
||
|
18. Participate in special activities e.g., engagement activities, online quizzes, sleep seminars, mental management seminars, etc. |
5 – 100 points |
Depends on activity |
500 |
Remark:
1 Online assessment via the AIA+ mobile application.
2 For more information, please refer to the AIA+ application or visit www.aia.co.th/th/health-wellness/vitality
Terms and conditions are as determined by AIA Company Limited and the Company reserves the right to change the type of activity and/or points above by informing participants in advance via www.aia.co.th/th/health-wellness/vitality
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Apply for the service
Receive consultation and advice for life insurance planning by contacting Bangkok Bank branches that offer this service, or call 1333
AIA Company Limited Tel. 0 2353 8855, or visit www.aia.co.th
AIA Company Limited Tel. 0 2353 8855, or visit www.aia.co.th
List of AIA Vitality integrated rider products
|
Critical Illness Riders1 |
Medical expenses2 and daily compensation riders |
|
AIA CI Plus 44 critical illnesses/treatments3 coverage and death coverage |
Infinite Health Medical expenses coverage, worldwide coverage. (Depends on the chosen coverage area)4 |
|
AIA CI Care Covering the early to intermediate stages of 18 critical illnesses/treatments and the severe stages of 44 critical illnesses/treatments3
|
Health Happy As charged benefit5 when diagnosed with a critical illness, the benefit will be doubled for 4 consecutive policy years. |
|
Care for Cancer Daily compensation coverage and death coverage for both non-invasive and invasive cancers7 |
H&S (new standard) Peace of mind about medical expenses. Reduce the burden of expenses from hospitalization. |
|
|
H&S Extra (new standard) IPD, OPD and special cashback benefits8 |
|
AIA HB Extra Daily compensation benefits as well as inpatient hospitalization benefits |
|
|
Health Saver A safe zone for health lovers, affordable premiums. As charged for actual medical expenses9 Covers OPD, IPD and critical illnesses10 |
|
|
Smart Health Smart as charged health insurance5 Peace of mind with the health coverage you choose Relax with a deductible liability plan that helps reduce premiums. |
For more information on the detail AIA Vitality integrated rider product, please visit www.bangkokbank.com/Riders
1 A rider is an insurance policy with a renewable one-year rider term. Upon renewal, the Company reserves the right to adjust the premium rate during the policy anniversary, taking into account various factors such as the Insured’s age, occupational class, historical claim payments of the Company, etc. Such adjustment of the premium rate is subject to the approval of the Registrar. The Company will notify the Insured in writing at least thirty (30) days in advance.
2 A rider is an insurance policy with a renewable one-year term. Upon renewal, the Company reserves the right to amend the Insuring Agreement such as introducing a Copayment condition according to the rate and criteria specified in the rider contract. The Company also reserves the right to adjust the premium rate during the policy anniversary, taking into account various factors such as the Insured's age, occupational class, etc. Additional considerations may include medical inflation or historical claim payments of the Portfolio. Any premium adjustments are subject to the approval of the Registrar. The Company will notify the Insured in writing at least thirty (30) days in advance.
3 In the event of a first-time diagnosis and/or confirmation of a specified critical illness as specified in the rider by a medical professional while still alive, the benefits are as determined in the policy.
4 Choose the coverage area. There are 2 types: Worldwide and Worldwide excluding the United States and the Minor Outlying islands.
5 Medical expenses are paid as charged for some selected items and must not exceed the limit.
6 Critical illness coverage during the period that the rider is in force: If the Insured is diagnosed and confirmed with a critical illness for the first time according to the definition of critical illnesses covered under this rider and the Insured is hospitalized due to critical illness, the Company will increase the maximum benefits per policy year to double of the amount of the sum assured under this rider in the policy year, and will continue to pay such double benefits for another 3 consecutive years.
7 As defined in the rider contract
8 Special cashback benefit will be paid while the rider with the special cashback benefit endorsement has been in continuous effect for at least one year without any lapse or termination during the policy year, and the Insured has not received any benefits under the terms and conditions of this rider or any related endorsement. The Company will pay such benefits when all conditions specified by the Company are met.
9 As charged benefits are based in actual expenses and must not exceed the limit amount per confinement or the limit amount per policy year (It depends on the benefits according to the defined categories.)
10 6 Critical illness are: Acute Heart Attack, Major Stroke, Coronary Artery By-Pass Surgery, Invasive Cancer, Major Organ Transplantation or Bone Marrow Transplantation, Surgery to Aorta
“The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Assured by AIA Company Limited.
Notes
Receive consultation and life insurance planning at Bangkok Bank branches or call 1333. www.bangkokbank.com
AIA Company Limited or Tel. 0 2353 8855 www.aia.co.th
Notes
- Care for Cancer is the marketing name of AIA Care for Cancer type 2024g.
- AIA CI Plus is the marketing name of AIA CI Plus.
- AIA CI Care is the marketing name of AIA CI Care.
- HB Extra is the marketing name of AIA HB Extra
- H&S (new standard) is the marketing name of AIA H&S (new standard)
- H&S Extra (new standard) is the marketing name of AIA H&S Extra (new standard)
- Health Happy is the marketing name of AIA Health Happy type 2020e
- Infinite Health is the marketing name of AIA Infinite Health (new standard) type 2021g, 2021h, 2021i, 2021j, 2021k, 2021l.
- Health Saver is the marketing name of AIA Health Saver type 2022a.
- Smart Health is the marketing name of Smart Health type 2023b.
- AIA Company Limited reserves the right to change any of the healthy activities and/or AIA Vitality points and will inform the Insured in advance via AIA+ application or www.aia.co.th/th/health-wellness/vitality
- Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of the policy surrender.
- The applicant should study and understand the policy details, coverage and conditions before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
- A health declaration is one of the factors considered in the policy approval or payout approval process.
- A health check-up is subject to the conditions set by AIA Company Limited.
- The applicant has the duty to provide true information when applying for insurance. Any concealment of the truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
- Rider premiums as per the table above (excluding Care For Cancer and HB Extra) can be deducted for personal income tax purposes according to the rules set by the Revenue Department.
- Terms and conditions of coverage will be specified in the policy issued to the policyholder.
- “The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control”
Receive consultation and life insurance planning at Bangkok Bank branches or call 1333. www.bangkokbank.com
AIA Company Limited or Tel. 0 2353 8855 www.aia.co.th
TOOLS & ASSISTANCE
We are ready to help you.
TOOLS & ASSISTANCE
We are ready to help you.
This Website uses cookies to provide you with the best experience and to improve the Bank’s website services in order to better serve your requirements. You can find the details about cookies use on
Cookies Policy
