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Key Benefits

Pay premiums for 8-years

Receive life coverage for 20 years

Receive an annual cash coupon of 1% of the sum assured

At the end of policy years 2 – 7 and at the end of policy year 9 – 19, and receive a cash coupon 100% of the sum assured at the end of policy year 8.

Receive 745%

Receive 745% of the sum assured on maturity.

Potential to receive dividends

And get higher dividend1 benefits from the end of policy year 2 until the maturity date.

  • Receive death benefit up to 810% of the sum assured.2
  • Riders can be attached
  • Tax deductible3



1The Company will pay dividends at the end of the policy year from the second policy year onwards until the maturity date provided that the policy is still in effect and the Insured is still alive until the end of the policy. The dividend payment, dividend rate, and/or the amount of dividend is not guaranteed. There may be years when no dividend will be paid. When the Company pays a dividend, it has the discretion to decide the dividend rate and/or the amount that it considers appropriate. However, if the policy converts to either ETI or RPU, the Company will not pay a dividend.

2If the Insured dies during the policy contract period, from policy year 8 onwards until the end of the policy.

3The basic premium is tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax.

Additional Information

Coverage and Benefits

Coverage

Benefits

If the Insured is still alive

1. Cash coupon
  • While the Insured is alive the Company will pay a cash coupon as follows 

At the end of policy year

 Of the sum assured 

2 – 7

1%

8

100%

9 – 19

1%

If the policy converts to either ETI or RPU the Company will not pay the dividend. 

2. Maturity benefit

The Company will pay the following benefit, whichever amount is greater:

  • 745% of the sum assured as specified in the policy or endorsement (if any), or
  • Cash surrender value, or
  • 101% of the basic premium that the Company has received minus the value of cash coupons that the Company has paid in total (if any) 

    In the event that the sum assured decreases while the policy is in force, premiums received prior to the decrease will be reduced in the same proportion. 

3. Dividend*
  • The Company will pay dividends at the end of the policy year from the second policy year onwards.
In case of death             

1. If death occurs during the policy period

The Company will pay the following benefit, whichever amount is greater:

  • Percentage of the sum assured as specified in the policy or endorsement (if any) as follows,

Policy year

           Of the sum assured                        

1

110%

2

210%

3

310%

4

410%

5

510%

6

610%

7

710%

8 – 20

810%

or

  • Cash surrender value, or
  • 101% of the basic premium that the Company has received minus the value of cash coupons that the Company has paid in total (if any)

In the event that the sum assured decreases while the policy is in force, premiums received prior to the decrease will be reduced in the same proportion. 


If the Insured dies during the policy year, the Company will calculate the premiums based on a full year premium. 



Notes

* The Company will pay dividends at the end of the policy year from the second policy year onwards until the maturity date provided that the policy is still in effect and the Insured is still alive until the end of the policy. The dividend payment, dividend rate, and/or the amount of dividend is not guaranteed. There may be years when no dividend will be paid. When the Company pays a dividend, it has the discretion to decide the dividend rate and/or the amount that it considers appropriate. However, if the policy converts to either ETI or RPU, the Company will not pay a dividend.

Requirements

Insurable age:  15 days - 70 years
Coverage period:  20 years
Premium payment period: 8 years
Sum assured:  Minimum 50,000 baht - unlimited Subject to the underwriting criteria of AIA Co., Ltd
Payment mode:  Annually / Semi-annually / Quarterly / Monthly
Underwriting questionnaire (SIO):  No health examination; only required to complete a short Subject to the underwriting criteria of AIA Co., Ltd
Rider attachment:  Rider attachable

Premium Rates

Standard insurance premium rates for male and female (depending on payment mode)

Insurable age

Annual premium rate per sum assured of 1,000 baht

15 days – 70 years

999 baht



Estimated calculation of premium payment mode

  • Semi-annually = Annual premium rate x 0.51
  • Quarterly = Annual premium rate x 0.27
  • Monthly = Annual premium rate x 0.09
Riders

Get peace of mind by attaching Riders

  • Medical expenses coverage and daily compensation
  • Critical illnesses coverage
  • Accident coverage
  • Financial stability coverage with a waiver of premiums

Click here to view more details

AIA Co., Ltd. May make changes to attachable riders at a later date and customers will be notified in advance at the via the Bank’s website.

How to apply

Seek consultation and advice for life insurance planning by contacting Bangkok Bank branches that offer this service, or Bangkok Bank Call Center 1333
AIA Company Limited at 0 2353 8855, Website www.aia.co.th
Assured by AIA Company Limited

Notes

  • Be Together Save+ Bonus is the marketing name of AIA Endowment Return 8/20 (Par)
  • If the premium is paid monthly, the first payment will include an advance payment of two months.
  • The basic premium is tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax.
  • Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
  • The applicant is advised to study the details and product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
  • Bangkok Bank is a life insurance broker acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
  • A health declaration is one of the factors considered in the policy approval or payout approval process.
  • A health check-up is subject to AIA Company Limited conditions.
  • The applicant has the duty to provide correct information when applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
  • Terms and conditions of coverage will be specified in the policy issued to the policyholder.

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