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Benefits |
Benefits Amount (Per sum assured amount 100,000 baht) |
Maximum Benefit |
Coverage period |
1. Daily compensation benefits due to cancer will pay under one of the following conditions; |
Until the policy anniversary date when the insured reaches the age of 80 years. |
||
1.1 Daily compensation benefit for inpatient hospitalization due to cancer |
2,000 baht per day* |
Not exceeding 1,000 days** throughout coverage period of this rider. |
|
1.2 Daily compensation benefit for outpatient cancer treatment in a hospital |
500 baht per day* |
||
1.3 Daily compensation benefit for cancer screening with MRI Scan or CT Scan or PET Scan*** |
500 baht per day* Maximum 2 times per policy year |
||
2. Death benefit due to cancer |
100% of sum assured |
Notes
* In 1 day of screening/treatment, the Company will pay only one benefit from items 1.1, 1.2 and 1.3 where the Company will pay the highest benefit that the insured meets the conditions.
** When the Company has paid the daily hospitalization benefit due to cancer from item 1. in full of 1,000 days, this benefit will be terminated.
***Cancer screening with MRI Scan or CT Scan or PET Scan that are directly related and occurred within 60 days before and after receiving a diagnosis or surgery or cancer treatment according to item 1.2
Waiting period of Care For Cancer Rider
The Company will not cover any illnesses from cancer or any disorder which is confirmed and evidenced by a medical practitioner to be related to the cancer covered under this rider within 60 days after the effective date of this rider or the reinstatement date from the latest renewal or the approval date for additional sum assured by the company for this rider, depending on whichever occurs last. In case when the Company has approved the sum assured incremental, the Company will not cover a portion of increased sum assured.
Pre-existing Condition of Care For Cancer Rider
The Company will not pay the benefits from this rider for any abnormalities which is confirmed and evidenced by a medical practitioner to be related to critical illness, which occurred before the contract effective date or reinstatement date of this rider or before the date of the increment of sum assured approved by the Company, depending on whichever occurs last. Includes physical impairment, illness, or injury that are related to total permanent disability confirmed by medical practitioner and with clear evidence which was known by the Insured. The Company will not cover a portion of increased sum assured except for the Insured has informed the Company and the Company has accepted without exclusion of these conditions.
Some Exclusions of Care For Cancer Rider
Age (years) |
Annual premium rates (bath) |
|
Female |
Male |
|
15 days – 70 years |
119.51 – 3,143.33 |
119.51 – 4,676.21 |
Notes
Seek consultation and advice for life insurance planning by contacting
Assured by AIA Company Limited
Notes