Coverage and Benefits

In the event that the Insured becomes totally and permanently disabled before the age of 60, the premiums of the basic insurance policy will be waived. The rights and benefits under the basic insurance contract will still be in force.

A waiver of premiums under this rider will result in other riders to be terminated on the first instalment payment date on which the waiver of premiums is approved by the Company and the Company will return the paid premiums of such riders to the Insured.

Additional Information

Some Exclusions of WP Rider
  1. The act of self-harm
  2. Military operations during wartime
  3. The Insured is a pilot flying any aircraft, except the case that the Insured is a passenger or a crew of a commercial airline.
  • Insurable age: 16 - 55 years
  • Coverage period: Until the basic plan has reached the end of premium payment or until the Insured reaches the age of 60 years, whichever is earlier
Premium Rates
Standard annual premium rates for the age of 16 - 55 (depending on gender, age, coverage period and payment mode, excluding increased premiums due to the occupational class of the premium payer).

Age (years)

Annual Premium (baht)



16 - 55

Based on the basic insurance policy

Seek consultation and advice for life insurance planning by contacting Bangkok Bank branches that offer this service, or call 1333

AIA Company Limited Tel. (66) 0 2353 8855, Website

Assured by AIA Company Limited

  • Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
  • Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
  • The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
  • A health declaration is one of the factors considered in the policy approval or payout approval process.
  • A health check-up is under AIA Company Limited conditions.
  • The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
  • Terms and conditions of coverage will be specified in the policy issued to the policyholder.