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Make your dream plans a reality with a deposit pledged personal loan

High credit line

Up to 100% of the pledged deposit amount.

Flexible repayments

Up to 10 years with flat monthly repayments.

Hassle-free collateral

Use your savings or fixed-deposit account instead of property as collateral to borrow funds for your new home or home improvements at a low interest rate.

Fees

Loan management fee waived.

Borrow only a necessary and repayable amount. The effective interest rate throughout the contract term is between 1.75% - 2.90% per annum according to the bank’s announcement.

Loan Details

Qualifications
Have a Bangkok Bank savings or fixed deposit account with a minimum deposit amount equivalent to the credit limit on the day of application.
How to apply
Speak with one of our dedicated Marketing Officers at any Bangkok Bank branch - they can advise you on the loan that best suits your needs.
Interest Rates
In the case of using a savings deposit as collateral – Interest shall be charged at the current savings deposit interest rate plus 1.50% - 1.75% per annum, calculated on a reducing balance basis.

Loan Purpose

Deposit Pledged Personal Loans

For the purchase or renovation of a residential property

Interest Rate on the Savings Deposit Pledged plus 1.50% per annum

For other general purposes

Interest Rate on the Savings Deposit Pledged plus 1.75% per annum


In the case of using a fixed deposit as collateral - Interest shall be charged at the current fixed deposit interest rate plus 1.75% - 2.00% per annum, calculated on a reducing balance basis.


Loan Purpose

Deposit Pledged Personal Loans

For the purchase or renovation of a residential property

Interest Rate on the Fixed Deposit Pledged plus 1.75% per annum

For other general purposes

Interest Rate on the Fixed Deposit Pledged plus 2.00% per annum

Note: For the purchase / construction / renovation of a residential property

Supporting documents must indicate the purpose of the purchase, construction, extension, decoration, or repair of a residential property such as a purchase agreement, construction or renovation contract, quotation and so on.
Sales Sheet (Available in Thai only)
Product Catalog (Available in Thai only)
Product Catalog

ONLINE PRE-SCREENING APPLICATION

Find out if you’re eligible for a Bualuang Home Loan

Make your dream home a reality with our quick and flexible financing service. Now you can apply online for a Bualuang Home Loan online and know the pre-screening result immediately.
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Useful Information

Things to know before applying for Home Loan

All the information you may need to help guide you through Bualuang Home Loans
Read More

TOOLS & ASSISTANCE

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TOOLS & ASSISTANCE

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