Invest
Price Board
Check bid/offer price of government bonds in the secondary market you prefer to sell at Bangkok Bank website
Key Benefits
Another option to invest in government bonds is in the secondary market with low risk and the opportunity to earn consistent returns. We offer a pre-maturity buying service to increase efficiency in managing your investment portfolio.
Options for investors
A full range of bond services in both the primary market and secondary market
High liquidity
Government bonds are highly liquid. They can also be used to manage your investment portfolio liquidity
Low risk
The risk is lower than other types of debt instruments as the issuers are the government, the Bank of Thailand or the state-owned enterprises
Procedures for trading at Bank branches
Other Information
Taxation
Individual Investors
- Interest income is subject to withholding tax of 15%.
- Capital gain is subject to withholding tax of 15%.
- For discount bond, return on discount is subject to withholding tax of 15%.
Juristic Entities
- Interest income is subject to withholding tax of 1% and will be included in the calculation of net profit for the purpose of company income tax.
- Return on discount is exempt from withholding tax but will be included in the calculation of net profit for the purpose of company income tax.
- Capital gain is exempt from withholding tax but will be included in the calculation of net profit for the purpose of company income tax.
Investment Risks
Market Risk
The prices of debt securities move in the opposite direction to market interest rates. Therefore, when investors want to sell debt securities prior to maturity and the current market interest rate goes up, they may need to sell at lower prices than that in the market.
Credit Risk
Credit risk is the risk that a debt securities issuer is unable to repay principal and/or interest in a timely manner. This includes the risk that an issuer's credit rating is lowered while their debt security has not reached maturity. Government debt securities have very low credit risk, so their returns tend to be lower than those of corporate debt securities.
The prices of debt securities move in the opposite direction to market interest rates. Therefore, when investors want to sell debt securities prior to maturity and the current market interest rate goes up, they may need to sell at lower prices than that in the market.
Credit Risk
Credit risk is the risk that a debt securities issuer is unable to repay principal and/or interest in a timely manner. This includes the risk that an issuer's credit rating is lowered while their debt security has not reached maturity. Government debt securities have very low credit risk, so their returns tend to be lower than those of corporate debt securities.
Notes
Investments carry risk. Investors are strongly advised to study the investment product, its characteristics (including returns), conditions and risks before making an investment decision. For more information, please call us at 1333 or 0 2645 5555.
Investments carry risk. Investors are strongly advised to study the investment product, its characteristics (including returns), conditions and risks before making an investment decision. For more information, please call us at 1333 or 0 2645 5555.
FAQs
1. What channels can I sell Savings Bonds to Bangkok Bank?
You can sell Savings Bonds via Bangkok Bank Mobile Banking on working days from 8:30 a.m. - 4:00 p.m. or at any Bangkok Bank branch nationwide (except micro branches) during the Bank operating hours.
2. What documents are required for selling Savings Bonds?
Individual Investors
Juristic Entities
- Bond book
- Citizen ID card
Juristic Entities
- Bond book
- Copy of corporate affidavit issued by the Ministry of Commerce (no longer than one month from the issued date) or a copy of company certificate issued by a government agency
- Copy of ID card of Board of Director / authorized director
- Meeting minutes
3. Is it possible to sell Savings Bonds partially?
Yes, customers can sell Savings Bonds partially at a minimum of one unit (1,000 baht).
4. Do I have to pay for tax for investing in Savings Bonds? How to calculate for taxation?
Individual Investors
Juristic Entities
- Interest income is subject to withholding tax of 15%
- Capital gain is subject to withholding tax of 15%.
- For discount bond, return on discount is subject to withholding tax of 15%.
Juristic Entities
- Interest income is subject to withholding tax of 1% and will be included in the calculation of net profit for the purpose of company income tax.
- Return on discount is exempt from withholding tax but will be included in the calculation of net profit for the purpose of company income tax.
- Capital gain is exempt from withholding tax but will be included in the calculation of net profit for the purpose of company income tax.
5. When will I receive redemption money from selling Savings Bonds?
In the case of selling scripless Savings Bonds (Bond Book), customers will receive the redemption money within two business days after the transaction date at the branch. The redemption money will be transferred to the savings account or Bangkok Bank current account that customers have previously indicated. If customers would like to change the account for receiving the money, they can contact any branch to inform the change of information before selling Savings Bonds.
In the case of selling Savings Bonds in scrip form:
The Bank will transfer the redemption money from the Savings Bonds sale to the savings account or Bangkok Bank current account which has the name corresponding to the name of the bond owner.
In the case of selling Savings Bonds in scrip form:
- If customers sell it at a branch in the Bangkok Metropolitan region, they will receive the redemption money within three business days after the transaction date at the branch.
- If customers sell it at a branch in the provincial region, they will receive the redemption money within five business days after the transaction date at the branch.
The Bank will transfer the redemption money from the Savings Bonds sale to the savings account or Bangkok Bank current account which has the name corresponding to the name of the bond owner.
6. If I did not buy Savings Bonds from Bangkok Bank, can I sell the bonds to Bangkok Bank?
In case of scripless Savings Bonds (Bond Book) bought from other banks, customers will need to convert scripless savings bonds into scrip form in order to sell it to Bangkok Bank.
7. Can I appoint an authorized representative to trade Savings Bonds on behalf of myself?
Individual Investors
Juristic Entities
- Customers cannot appoint an authorized representation to sell Savings Bonds.
Juristic Entities
- Customers can change the name of the authorized representative(s) who is/are authorized to trade Savings Bonds with Bangkok Bank by contacting the branch where customers bought Savings Bonds for the first time.
8. How to transfer the ownership of Savings Bonds to descendants of bondholders who have passed away?
For scripless Savings Bonds, the executer or the administrator of the estate should contact the agent banks and request for estate administration.
For scrip Savings Bonds, the executer or the administrator of the estate should contact the BOT and file a request for transferring the bonds ownership by presenting estate administration referring to the BOT terms and conditions. The documents required are as follows:
After completing the ownership transferred process, the new bond owner can contact any bank branch (except micro branches) and proceed to sell the Savings Bonds.
For scrip Savings Bonds, the executer or the administrator of the estate should contact the BOT and file a request for transferring the bonds ownership by presenting estate administration referring to the BOT terms and conditions. The documents required are as follows:
- Court order
- Citizen ID card of the executer or the administrator of the estate
- Passbook of the executer or the administrator of the estate for receiving coupon and/or redemption money
After completing the ownership transferred process, the new bond owner can contact any bank branch (except micro branches) and proceed to sell the Savings Bonds.
Related Investment Options For You
Primary Market Government Bonds
Invest in government bonds issued for the first time in the market. The issuers include the government, the Bank of Thailand and state-owned enterprises. Investors can subscribe during the offering period set by the issuers.
Primary Market Corporate Debentures
Corporate debentures are long-term debt securities issued by private entities to raise capital. They offer higher returns than government bonds commensurable with their higher risk.
TOOLS & ASSISTANCE
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TOOLS & ASSISTANCE
We are ready to help you.
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