Key Benefits
Effective management
Manage currency risk as you can exchange funds at a rate and time that suits you
Various currencies available
Choose from 16 currencies with no limit on the deposit amount. Keep your funds in the account as long as you like.
Multi-channel
Deposit, withdraw, transfer in multi -channels
Trading Gold with USD Currency
An easy and cost-effective way for gold investors to trade in USD
Additional Information
Features
Currency
You can choose to open the account in 16 major currencies:
- U.S. Dollar (USD)
- Canadian Dollar (CAD)
- Singapore Dollar (SGD)
- Australian Dollar (AUD)
- New Zealand Dollar (NZD)
- Hong Kong Dollar (HKD)
- Swedish Krone (SEK)
- Norwegian Krone (NOK)
- Danish Krone (DKK)
- British Pound (GBP)
- Chinese Yuan (CNY)
- Euro (EUR)
- Japanese Yen (JPY)
- Swiss Franc (CHF)
- Malaysian Ringgit* (MYR)
- Indonesian Rupiah* (IDR)
To open an account, you need a minimum initial deposit of USD 1,000 . For other currencies and condition view details
Note: *MYR and IDR are available only at Bangkok Bank, Head Office, Silom Road. The service is subject to terms and conditions as designated by the bank.
Account Type
There are three types of deposit accounts available: Savings, Fixed and Current
0pen an account
You can open an FCD savings account for 14 currencies at Bangkok Bank branch which provides a Foreign Currency Deposit service. To open an account for MYR and IDR are available only at Bangkok Bank, Head Office, Silom Road. The service is subject to terms and conditions as designated by the bank View details or open an FCD e-Savings account by yourself for 5 currencies via Bangkok Bank Mobile Banking, View details
Service Channel
via Bangkok Bank Mobile Banking
You can add a FCD savings account in 14 currencies (except for IDR and MYR) by yourself using the Bangkok Bank Mobile Banking app any day from 06:00 a.m.-11:00 p.m. and once you have successfully added your account, you can:
- from 08:30 a.m. – 06:00 p.m. on banking days
- Make funds transfers between your Thai baht account and your FCD account for up to 3 million baht per transaction
- from 8.30 a.m. – 5.00 p.m. on banking days
- Transfer funds overseas of up to 2 million baht per transaction per day. View details
- Anyday 24/7
- Check account activity and account balance
- Request account statement showing your transaction history for up to 12 months
via Bualuang iBanking
- Check account activity and your account balance 24/7
- Make funds transfers from your FCD e-Savings account to your Thai baht account for up to 1.2 million baht per day from 09:00 a.m.- 06:00 p.m. on banking days
via Bangkok Bank branch
- You can deposit, withdraw and transfer funds at Bangkok Bank branches which provide FCD service. View details
Documents Required for Opening the Account
Thai Individual: Thai National ID Card with a 13-digit Identification Number
Download Document
Sales Sheet: Foreign Currency Deposit Account
Deposit and Withdrawal Fees for Foreign Currency Deposit Account Services
Conditions and Fees on Provision of Foreign Currency Deposit Account Services
List of branches providing FCD services
FAQs
Who can open an FCD account?
An FCD account is suitable for Thai nationals who have earnings or expenses in foreign currency, or who want to save funds in a foreign currency then exchange the savings in foreign currency to Thai baht later when the exchange rate is good i.e. when the exchange rate is best i.e.
- A person with incoming funds / salaries from overseas sources
- A person who sells products through various marketplace channels
- A person who purchases online products and services from overseas providers
- A person wanting to invest in gold with USD currency
If you are a Thai national wishing to save money in foreign currency for future overseas payments, such as for education expenses or other funds transfers, the Bank offers a special FCD account which will help you to manage foreign expenses. View details
Can I transfer funds from a Thai baht account and deposit to an FCD account?
Yes, you can transfer funds from a Thai baht account and deposit funds into an FCD account via Bangkok Bank Mobile Banking for up to 3 million baht per transaction, or you can contact at any branch nationwide which provides a Foreign Currency Deposit service with no maximum limit.
Can I deposit or withdraw foreign banknotes to or from an FCD account?
Yes, you can contact any branch nationwide which provides a Foreign Currency Deposit service to make deposits and withdrawals within a certain limit. Fees will be applied according to the Bank’s announcement.
Can I transfer funds from my FCD account to another foreigner or non-resident company’s FCD account in Thailand?
Yes, you can contact any branch nationwide which provides a Foreign Currency Deposit service and transfer funds according to the payment obligation you have with your recipient.
Special! You do not have to pay a service fee if the recipient has an FCD account with Bangkok Bank
Special! You do not have to pay a service fee if the recipient has an FCD account with Bangkok Bank
Can I use my FCD account to receive funds transferred from overseas?
Yes, and without any limit on the transfer.
Which rate does the Bank use in converting Thai baht to foreign currency to deposit into my FCD account?
Bangkok Bank uses the “T/T Selling Rate” in converting Thai baht to foreign currency for deposit into an FCD account.
Which rate does the Bank use when withdrawing funds from an FCD account in Thai baht?
Bangkok Bank uses the “T/T Buying Rate” in converting foreign currency from an FCD account for deposit into a Thai baht account.
Does the Bank pay interest on FCD accounts?
Yes, interest is paid for some currencies according to the Bank’s announcement. View details
Can I apply for a debit card linked with my FCD account?
Bangkok Bank does not provide a debit card linked with an FCD account.
Are there any maintenance fees on an FCD account?
Bangkok Bank will charge a maintenance fee in the event the minimum balance average falls below the minimum required. View details
TOOLS & ASSISTANCE
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TOOLS & ASSISTANCE
We are ready to help you.
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