Key Benefits

Choose your own savings

Whether you prefer short-term or long-term deposits, choose your own duration from 3-months, 6-months, 12-months, 24-months or 36-months.

Enhanced convenience with multiple channels

Make deposits via preferred channels: at the branch, ATM, Cash Deposit Machine, or Digital Banking. 

Increase your liquidity

Use the account as collateral to apply for credit or guarantee. 

Qualifications and Required Documents

Increase the value of your money while saving and receiving good returns with a minimum deposit of just 2,000 baht
Opening a New Account
Easily open your fixed deposit account at any branch convenient to you with a mininum deposit of 2,000 baht. Choose your own term, choosing from 3-months, 6-months, 12-months, 24-months or 36-months. The deposit can be used as collateral to apply for credit or a guarantee.   
Regular Savings made easy

Deposit via many convenient channels: at the branch, Bualuang ATMs, Cash Deposit Machines, Bualuang Phone, Bualuang iBanking, Bualuang mBanking or Standing Order service.


Note: Deposits into a Fixed Deposit account or Sinmathaya Subthawee account via Bualuang ATMs, Cash Deposit Machines, Bualuang Phone, Bualuang iBanking and Bualuang mBanking can be made between 6:00a.m.-11:00p.m.
Terms and Conditions
  • Retail consumers are liable for a withholding tax of 15% on the interest received on a deposit account. It will be paid automatically by Bangkok Bank.
  • You can request the bank to issue a certificate of withholding tax on interest which you can use for a tax exemption. It’s free.
  • If you withdraw your money prior to three months, you will get no interest on your deposit. If you withdraw it after that period, and before it matures, you will get the same interest rate as a savings account.
Required Documents

For Thai nationals

  • Citizen ID card or another photo ID card issued by the government 

For foreigners

1. Foreigner with a work permit

  • Passport
  • Work Permit


2. Foreigner without work permit

  • Passport
  • A reference letter issued by one of the following institutes or organizations or required document 
    • Embassy located  in Thailand 
    • An overseas bank where the customer holds an account sent via SWIFT
    • Trusted individuals such as a Bangkok Bank staff member or customer, director of a private company, permanent residence in Thailand, government or private educational institutes located in Thailand trusted by the Bank
    • Trusted companies, e.g., an employment letter from the company if the customer is in the process of applying for a work permit. 
    • Document showing ownership of a fixed asset such as a condominium sale/purchase agreement (a condominium which is acceptable to Bangkok Bank) Or a property reservation agreement valued at 100,000 baht or more with a reference letter from the property developer that is acceptable to Bangkok Bank.

    Notes: Contact addresses for both Thailand and overseas must be provided (hotel and P.O. Box addresses are not acceptable).

    3. Foreigner with permanent residence in Thailand


    • Passport or Certificate of Residence or Alien Certificate
    • House Registration document
Provisions Governing Fixed Deposit Account
Product Catalog: Fixed Account
Deposit Protection
From August 11, 2021 Thai Baht Deposits are protected under the Deposit Protection Agency Act up to a maximum of one million baht per one depositor per financial institution.

More information available at Deposit Protection Agency website

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