Key Benefits

Savings plus insurance

Get insurance with 10x coverage of your savings

Fully insured, full coverage

Full coverage for all situations with cheap premiums and coverage up to 2 million baht


Make transactions via ATMs

Qualifications and Required Documents

Rest easy with a savings account that comes with a coverage plan from Bangkok Life Assurance that covers all situations and receive coverage up to 2 million baht with the only qualification being 5 to 60 years of age.
Opening a New Account
Open an account with a minimum deposit of 5,000 baht but not exceeding 200,000 baht, with a premium of 0.50% per year which will be deducted from your savings account after transferring the interest into the account on the last date of the fiscal year (end of June and December every year)
Highlights of Life Insurance
  • 24 hours accident coverage
  • No medical checkup
  • Any occupation
  • Cheap premium
  • Bangkok Bank will be responsible for transferring your premiums to Bangkok Insurance Public Co., Ltd.
Account Details
  • Use Be 1st debit card to make transactions via ATMs
  • Use as collateral to request credit
  • Covers all accidental death, terminal illness and accidental disability if the account average balance is over 5,000 baht.
  • Covered by Bangkok Life Assurance PLC. under the terms, conditions and exceptions of the Group Insurance Policy for a holder of a Kwan Bualuang savings account as detailed in the received certificate of insurance.
  • Life Insurance of Kwan Bualuang savings account is a group type. Premiums cannot be used for tax deductions.
  • Eligible to open more than one account. Receive at least 5,000 baht coverage but not exceeding 200,000 baht from all accounts combined. 
Privileges of Life Insurance for the Account Holder



All cases of deaths

1x the average balance* but not exceeding 200,000 baht

Accidental death

Receive 5x the average balance* but not exceeding 1,000,000 baht

Permanent disability from accidents

10x the average balance*, receive 1x annually for 10 years up to a maximum of 2,000,000 baht

*The average balance means the average of the account balance 30 days before the accident or death, not less than 5,000 baht and not exceeding 200,000 baht.

Product Catalog: Savings Account
Sales Sheet: Kwan Bualuang - Savings Account
Terms and Conditions for Kwan Bualuang - Savings Account
Deposit Protection
From August 11, 2021 Thai Baht Deposits are protected under the Deposit Protection Agency Act up to a maximum of one million baht per one depositor per financial institution.

More information available at Deposit Protection Agency website

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