Key Benefits

Coverage and Premiums

Pay premium for 8 years for 20 or 25 years of coverage

Opportunity to receive Dividends

Receive dividends* and gain higher returns from the end of the second policy year until the maturity date

Discount on Insurance Premiums

According to the amount of sum assured as specified by the Company

Tax Deductible

Life insurance premiums are tax-deductible, subject to conditions of the Revenue Department**

*The Company will pay dividends at the end of the policy year from the second policy year onwards to the maturity date under conditions of the policy and are payable only if the policy is still enforced and the Insured is still alive at the end of the policy year. The payment, the dividend rate, and/or the amount of dividend is not guaranteed. There may be years where no dividend will be paid. In the case where the Company will pay a dividend, the Company has the discretion to decide the dividend rate and/or the amount that the Company considers appropriate. However, if the policy converts to either ETI or RPU, the Company will not pay the dividend.

**The basic premium is deductible for your personal income tax up to 100,000 baht, according to the Announcement of the Director-General of the Revenue Department Pursuant to Personal Income Tax collection (No. 172).

Additional Information

Protection and Benefits

Protection

Benefits

1. If death occurs during the policy period

100% of the sum assured, the cash surrender value or the accumulated gross basic premiums (include substandard loading), which is calculated based on monthly payment from the policy effective year until the policy year that the Insured dies, whichever amount is greater.

2. If no death occurs during the policy period

• On the policy maturity date
100% of the sum assured, the cash surrender value or the accumulated gross basic premiums (include substandard loading), which is calculated based on monthly payment from the policy effective year until the policy maturity year, whichever amount is greater.
• The dividends* are paid at the end of policy year from the second policy year onwards until the maturity date.


*The Company will pay dividends at the end of the policy year from the second policy year onwards to the maturity date under conditions of the policy and are payable only if the policy is still enforced and the Insured is still alive at the end of the policy year. The payment, the dividend rate, and/or the amount of dividend is not guaranteed. There may be years where no dividend will be paid. In the case where the Company will pay a dividend, the Company has the discretion to decide the dividend rate and/or the amount that the Company considers appropriate. However, if the policy converts to either ETI or RPU, the Company will not pay the dividend.
Requirements
  • Insurable age: 1 month - 60 years old
  • Coverage period: 20 or 25 years
  • Premium payment period: 8 years
  • Sum assured: 200,000 baht - no limit (subject to the discretion of AIA Company Limited, which may consider occupation, income and ability to pay the premium)
  • Payment mode: Annually / Semi-annually / Quarterly / Monthly
Premium Rates
Standard insurance premium rates per sum assured of 1,000 baht for the age range of 1 month to 60 years old (depending on payment mode)

Coverage Period

Annual Premium (baht)

Female / Male

20 years

115

25 years

112


Preferred Rate Discount

Sum Assured

Preferred Rate Discount Per 1,000 baht

400,000 - 799,999 baht

1.00 baht

800,000 baht or higher

1.50 baht

Riders
Additional peace of mind with Riders attached

  • Medical coverage and daily compensation
  • Critical illnesses coverage
  • Accident coverage
  • Financial stability coverage with a waiver of premiums

Click here to view more details (Available in Thai only)
How to apply
Seek consultation and advice for life insurance planning by contacting Bangkok Bank branches that offer this service, call 1333, or visit www.bangkokbank.com

AIA Company Limited Tel. (66) 0 2353 8855, Website www.aia.co.th

Assured by AIA Company Limited

Notes
  • Be Together Save+ is the marketing name for AIA Endowment 8 Pay 20 (Par) and AIA Endowment 8 Pay 25 (Par).
  • If the premium is paid monthly, the first payment will include an advance payment of two months.
  • Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
  • Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
  • The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
  • A health declaration is one of the factors considered in the policy approval or payout approval process.
  • The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
  • Terms and conditions of coverage will be specified in the policy issued to the policyholder.