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Key Benefits

Coverage and Premiums

Pay premium for 8 years for 20 or 25 years of coverage

Opportunity to Receive Dividends

Receive dividends* and gain higher returns from the end of the second policy year until the maturity date

Discount on Insurance Premiums

According to the amount of sum assured as specified by the Company

Tax Deductible

Life insurance premiums
are tax-deductible, in line
with Revenue Department
conditions**

*The Company will pay dividends at the end of the policy year from the second policy year onwards to the maturity date under conditions of the policy and are payable only if the policy is still enforced and the Insured is still alive at the end of the policy year. The payment, the dividend rate, and/or the amount of dividend is not guaranteed. There may be years where no dividend will be paid. In the case where the Company will pay a dividend, the Company has the discretion to decide the dividend rate and/or the amount that the Company considers appropriate. However, if the policy converts to either ETI or RPU, the Company will not pay the dividend.

**The basic premium is tax-deductible up to 100,000 baht, according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 172).

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Additional Information

Coverage and Benefits

Coverage

Benefits

1. If death occurs during the policy period

100% of the sum assured, the cash surrender value or the accumulated gross basic premiums (include substandard loading), which is calculated based on monthly payment from the policy effective year until the policy year that the Insured dies, whichever amount is greater.

2. If no death occurs during the policy period

• On the policy maturity date
100% of the sum assured, the cash surrender value or the accumulated gross basic premiums (include substandard loading), which is calculated based on monthly payment from the policy effective year until the policy maturity year, whichever amount is greater.
• The dividends* are paid at the end of policy year from the second policy year onwards until the maturity date.

*The Company will pay dividends at the end of the policy year from the second policy year onwards to the maturity date under conditions of the policy and are payable only if the policy is still enforced and the Insured is still alive at the end of the policy year. The payment, the dividend rate, and/or the amount of dividend is not guaranteed. There may be years where no dividend will be paid. In the case where the Company will pay a dividend, the Company has the discretion to decide the dividend rate and/or the amount that the Company considers appropriate. However, if the policy converts to either ETI or RPU, the Company will not pay the dividend.
Requirements

Insurable age

15 days - 70 years for coverage period 20 years*

15 days - 60 years for coverage period 25 years

Coverage period

20 or 25 years

Premium payment period

8 years

Sum assured

200,000 baht - no limit

(Subject to the discretion of AIA Company Limited)

Payment mode

Annually / Semi-annually / Quarterly / Monthly

*Adjust the Insured age for the coverage period of 20 years from 15 days – 60 years to 15 days – 70 years.
Premium Rates
Standard insurance premium rates per sum assured of 1,000 baht for the age of 15 days to 70 years (depending on payment mode)

Coverage Period

Annual Premium (baht)

Female / Male

20 years

Age 15 days – 60 years: 115

Age 61 – 70 years: 125 - 145

25 years

Age 15 days – 60 years: 112

Preferred Rate Discount

Sum Assured

Preferred Rate Discount Per 1,000 baht

400,000 - 799,999 baht

1.00 baht

800,000 baht or higher

1.50 baht
Riders
Additional peace of mind with Riders attached

  • Medical coverage and daily compensation
  • Critical illnesses coverage
  • Accident coverage
  • Financial stability coverage with a waiver of premiums

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How to apply
Seek consultation and advice for life insurance planning by contacting Bangkok Bank branches that offer this service, or call 1333

AIA Company Limited Tel. (66) 0 2353 8855, Website www.aia.co.th

Assured by AIA Company Limited

Notes
  • Be Together Save+ is the marketing name for AIA Endowment 8 Pay 20 (Par) and AIA Endowment 8 Pay 25 (Par).
  • If the premium is paid monthly, the first payment will include an advance payment of two months.
  • Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
  • Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
  • The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
  • A health declaration is one of the factors considered in the policy approval or payout approval process.
  • A health check-up is under AIA Company Limited conditions. 
  • The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
  • Terms and conditions of coverage will be specified in the policy issued to the policyholder.

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