Coverage and Benefits

The insurance premiums of the basic insurance policy of a juvenile will be waived in the event that the premium payer dies or becomes totally and permanently disabled before the age of 60 or before the juvenile reaches the age of 25, whichever is earlier.

Once the premiums of the basic policy are waived, other riders attached to this policy (if any) will still be in force as long as premium payments on these riders continue.

Additional Information

Some Exclusions of PB Rider
  1. The act of self-harm
  2. Military operations during wartime
  3. The Insured is a pilot flying any aircraft, except the case that the Insured is a passenger or a crew of a commercial airline.
Requirements
  • Insurable age of juvenile covered: 1 month - 15 years
  • Insurable age of the premium payer: 20 - 50 years
  • Coverage period: Until the basic plan has reached the end of premium payment or until the Insured reaches the age of 25, or until the premium payer reaches the age of 60, whichever is earlier
Premium Rates
Standard annual premium rates for the premium payer age of 20 - 50 (depending on gender and age of the Insured and premium payer as well as coverage period, excluding increased premiums due to occupational class of the premium payer).

Age of the Premium Payer (years)

Annual Premium (baht)

Female

Male

20 - 50

Based on the coverage period*


*The coverage period is calculated using the least value of the following numbers:

  1. The premium payment period of the basic plan
  2. 25 years minus the age of the juvenile
  3. 60 years minus the age of the premium payer
Seek consultation and advice for life insurance planning by contacting Bangkok Bank branches that offer this service, or call 1333

AIA Company Limited Tel. (66) 0 2353 8855, Website www.aia.co.th

Assured by AIA Company Limited

Notes
  • Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
  • Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
  • The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
  • Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
  • A health declaration is one of the factors considered in the policy approval or payout approval process.
  • A health check-up is under AIA Company Limited conditions.
  • The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
  • Terms and conditions of coverage will be specified in the policy issued to the policyholder.