Key Benefits

High credit limit

Up to 10 times your monthly salary (maximum 5 million baht)

Loan drawdown

Convenient access to your funds – withdraw your approved funds any time using cheques, cashier cheques, or your Be1st Visa Debit card at any Bualuang ATM.

 

Interest is only charged on the funds borrowed and no minimum monthly payments

Collateral

A land title with residential property title 

 

(excluding bare land and leasehold properties)

Fees

3,000 baht for Appraisal Fee (excludes VAT).

 

Loan management fee waived.

Loan Details

Qualifications
  • Thai citizenship, and aged 20-60 years 
  • Permanent employment or have owned your own business for at least two years 
  • Ownership of the residential property 
  • Good repayment history and not be on the Credit Bureau’s black list
  • Able to make payments in accordance with our terms and conditions
How to apply
Talk to one of our dedicated Home Loan Specialists at any Bangkok Bank branch – they can advise you on the loan that best suits your needs.
Loan Details
  • Credit Lines: 
    • Up to 10 times your monthly salary
    • Loans of up to 60% of the appraised value of your collateral, if located in Bangkok or metropolitan areas; or 50% of the appraised value of your collateral if located in provincial areas.
    • Minimum loan of 100,000 baht (up to 2 million baht if running your own business)
    • Access to an additional loan – on top of the credit ceiling, you can take out a loan for a maximum of 80-90% of the appraised value of the collateral asset to decorate or renovate your residential property. 

 

  • Loan Repayment: No minimum payment or extra fees if you pay back your loan faster than the bank’s schedule.

 

  • Loan Drawdown: Convenient access to your funds – withdraw your approved funds any time using cheques, cashier cheques, or your Be1st Visa Debit card at any Bualuang ATM.

 

  • Collateral: Land with residential building title (excluding leasehold and bare land)

 

  • Fees
    • Fee waiver – no charge for loan management, loan extensions or excess/early repayments 
    • Free! Appraisal fee for existing Bualuang Home Loan customers who apply for a Bualuang Saan Fun Loan, if the collateral is not over one year and the total loan amount doesn’t exceed the initial home loan amount
    • Appraisal fee of 3,000 baht (excludes VAT) for new customers and existing Bualuang Home Loan customers who want to take out loans for more than the initial home loan amount.

Online Pre-Screening Application

Find Out If You’re Eligible for a Bualuang Home Loan

Make your dream home a reality with our quick and flexible financing service. Get your pre-screening results immediately.

Useful Information

4 Things to Know Before Applying for a Loan

All the information you may need to help guide you through Bualuang Home Loans