Financial Information


Key Financial Position and Statement of Comprehensive Income (Million Baht)

 

Y 2018

Y 2019

1H20

Total assets

3,116,750

3,216,743

3,806,363

Loan

2,083,160

2,061,309

2,353,848

Deposit

2,326,470

2,370,792

2,852,295

Non-performing loan (Gross NPL)/1

80,137

79,149

108,604

Net interest income

71,376

71,071

37,930

Non-interest income

50,025

62,675

20,749

Operating expenses

55,165

54,963

26,403

Expected credit loss

-

-

18,325

Impairment loss of loans and debt securities

21,965

32,351

-

Net profit/2

35,330

35,816

10,765

Total comprehensive income (losses)/2

23,157

27,029

18,146

 

 

 

 

Key Financial Ratio (%)

 

 

 

 

Y 2018

Y 2019

1H20

Loan to deposit ratio

89.5

86.9

82.5

Gross NPL to total loans ratio/1

3.4

3.4

4.1

Allowance for expected credit loss to NPL ratio/1

190.9

220.2

170.5

Total capital adequacy ratio (Basel III)/3

18.0

20.0

16.6

Tier 1 capital to risk-weighted assets (Basel III)/3

16.4

17.0

14.0

Common equity tier 1 capital to risk-weighted assets (Basel III)/3

16.4

17.0

14.0

Return on average assets (ROA)/2

1.13

1.13

0.62

Return on average equity (ROE)/2

8.73

8.45

5.07

Net interest margin (NIM)

2.40

2.35

2.31

Net fees and service income to operating income

22.7

21.3

20.4

Expense to operating income

45.4

41.1

45.0

 

 

 

 

Other Information

 

 

 

 

Y 2018

Y 2019

1H20

Number of staff/4

25,287

25,043

24,400

Number of domestic branches

1,161

1,148

1,135

Number of ATM machines

9,389

9,362

9,259


Consolidated

/1 Including interbank and money market lending
/2 Attributable to owners of the Bank
/3 As defined by the Bank of Thailand
/4 Excluding PT Bank Permata Tbk (Permata)
Year 2020

Financial Statements

Assets and Liabilities (C.B. 1.1)

2nd Quarter (Unaudited)

Financial Statements Financial Results

1st Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

1st Quarter (Unreviewed)

Financial Statements Financial Results

June May April March February January
Year 2019

Financial Statements

 

Summary Statement of Assets and Liabilities
(C.B. 1.1)

4th Quarter (Audited)

Financial Statements Management Discussion and Analysis

4th Quarter (Unaudited)

Financial Statements Financial Results

3rd Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

3rd Quarter (Unreviewed)

Financial Statements Financial Results

2nd Quarter (Audited)

Financial Statements Management Discussion and Analysis

2nd Quarter (Unaudited)

Financial Statements Financial Results

1st Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

1st Quarter (Unreviewed)

Financial Statements Financial Results
December November October September August July June May April March February January
Year 2018

Financial Statements

 

Summary Statement of Assets and Liabilities (C.B. 1.1)

4th Quarter (Audited)

Financial Statements Management Discussion and Analysis

4th Quarter (Unaudited)

Financial Statements Financial Results

3rd Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

3rd Quarter (Unreviewed)

Financial Statements Financial Results

2nd Quarter (Audited)

Financial Statements Management Discussion and Analysis

2nd Quarter (Unaudited)

Financial Statements Financial Results

1st Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

1st Quarter (Unreviewed)

Financial Statements Financial Results
December November October September August July June May April March February January
Year 2017

Financial Statements

 

Summary Statement of Assets and Liabilities (C.B. 1.1)

4th Quarter (Audited)

Financial Statements Management Discussion and Analysis

4th Quarter (Unaudited)

Financial Statements Financial Results

3rd Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

3rd Quarter (Unreviewed)

Financial Statements Financial Results

2nd Quarter (Audited)

Financial Statements Management Discussion and Analysis

2nd Quarter (Unaudited)

Financial Statements Financial Results

1st Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

1st Quarter (Unreviewed)

Financial Statements Financial Results
December November October September August July June May April March February January
Year 2016

Financial Statements

 

Summary Statement of Assets and Liabilities (C.B. 1.1)

4th Quarter (Audited)

Financial Statements Management Discussion and Analysis

4th Quarter (Unaudited)

Financial Statements Financial Results

3rd Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

3rd Quarter (Unreviewed)

Financial Statements Financial Results

2nd Quarter (Audited)

Financial Statements Management Discussion and Analysis

2nd Quarter (Unaudited)

Financial Statements Financial Results

1st Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

1st Quarter (Unreviewed)

Financial Statements Financial Results

December November October September August July June May April March February January

Annual Reports

Annual Report 2018

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Sustainability Report 2018

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Annual Report 2017

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CSR Report 2017

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Annual Report 2016

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CSR Report 2016

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Annual Report 2015

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CSR Report 2015

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Annual Report 2014

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CSR Report 2014

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Annual Report 2013

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Annual Report 2012

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Annual Report 2011

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Annual Report 2010

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