Form 56-1 One Report / Annual Report and Sustainability Report

*Form 56-1 One Report is available from 2021 onwards.

Sustainability Report 2022

Full Report

*Form 56-1 One Report is available from 2021 onwards.

Form 56-1 One Report 2021

Full Report Attachments

Sustainability Report 2021

Full Report

*Form 56-1 One Report is available from 2021 onwards.

Annual Report 2020

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Sustainability Report 2020

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Annual Report 2019

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Sustainability Report 2019

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Financial Information

Key Financial Position and Statement of Comprehensive Income (Million Baht)

Y 2022

Y 2023

9M24

Total assets

4,421,752

4,514,484

4,475,155

Loan

2,682,691

2,671,964

2,638,697

Deposit

3,210,896

3,184,283

3,109,982

Non-performing loan (Gross NPL)/1

97,188

85,955

103,996

Net interest income

102,223

130,860

99,923

Non-interest income

36,672

36,627

31,110

Operating expenses

69,019

81,775

60,652

Expected credit loss

32,647

33,666

27,204

Net profit/2

29,306

41,636

34,807

Total comprehensive income/2

20,251

33,172

33,209

Key Financial Ratio (%)

Y 2022

Y 2023

9M24

Loan to deposit ratio

83.5

83.9

84.8

Gross NPL to total loans ratio/1

3.1

2.7

3.4

Allowance for expected credit loss to NPL ratio/1

260.8

314.7

266.6

Total capital adequacy ratio (Basel III)/3

19.1

19.6

20.8

Tier 1 capital to risk-weighted assets (Basel III)/3

15.7

16.1

17.4

Common equity tier 1 capital to risk-weighted assets (Basel III)/3

14.9

15.4

16.6

Return on average assets (ROA)/2

0.67

0.93

1.03

Return on average equity (ROE)/2

5.86

8.01

8.54

Net interest margin (NIM)

2.42

3.02

3.05

Net fees and service income to operating income

19.8

16.3

15.8

Cost to income ratio

49.7

48.8

46.3

Other Information

Y 2022

Y 2023

9M24

Number of staff/4

21,294

20,917

21,020

Number of domestic branches

891

847

796

Number of ATM machines

7,957

7,263

6,981



Consolidated

/1 Including interbank and money market lending
/2 Attributable to owners of the Bank
/3 As defined by the Bank of Thailand
/4 Excluding PT Bank Permata Tbk
Year 2024

Financial Statements

Assets and Liabilities (C.B. 1.1)

3rd Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

3rd Quarter (Unreviewed)

Financial Statements Financial Results

2nd Quarter (Audited)

Financial Statements Management Discussion and Analysis

2nd Quarter (Unaudited)

Financial Statements Financial Results

1st Quarter (Reviewed)

Financial Statements Management Discussion and Analysis

1st Quarter (Unreviewed)

Financial Statements Financial Results

November October September August July June May April March February January

 

 

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