|
Key Financial Position and Statement of Comprehensive Income (Million Baht) |
Y 2023 |
Y 2024 |
Y 2025 |
|
Total assets |
4,514,484 |
4,551,379 |
4,606,342 |
|
Loan |
2,671,964 |
2,693,301 |
2,608,286 |
|
Deposit |
3,184,283 |
3,169,654 |
3,196,284 |
|
Non-performing loan (Gross NPL)/1 |
85,955 |
85,833 |
94,664 |
|
Net interest income |
130,860 |
133,900 |
123,630 |
|
Non-interest income |
36,627 |
41,911 |
54,868 |
|
Operating expenses |
81,775 |
84,405 |
86,363 |
|
Expected credit loss |
33,666 |
34,838 |
36,147 |
|
Net profit/2 |
41,636 |
45,211 |
46,007 |
|
Total comprehensive income/2 |
33,172 |
39,425 |
35,264 |
|
Key Financial Ratio (%) |
Y 2023 |
Y 2024 |
Y 2025 |
|
Loan to deposit ratio |
83.9 |
85.0 |
81.6 |
|
Gross NPL to total loans ratio/1 |
2.7 |
2.7 |
3.0 |
|
Allowance for expected credit loss to NPL ratio/1 |
314.7 |
334.3 |
324.1 |
|
Total capital adequacy ratio (Basel III)/3 |
19.6 |
20.4 |
21.8 |
|
Tier 1 capital to risk-weighted assets (Basel III)/3 |
16.1 |
17.0 |
17.2 |
|
Common equity tier 1 capital to risk-weighted assets (Basel III)/3 |
15.4 |
16.2 |
17.2 |
|
Return on average assets (ROA)/2 |
0.93 |
1.00 |
1.00 |
|
Return on average equity (ROE)/2 |
8.01 |
8.27 |
8.07 |
|
Net interest margin (NIM) |
3.02 |
3.06 |
2.75 |
|
Net fees and service income to operating income |
16.3 |
15.8 |
15.2 |
|
Cost to income ratio |
48.8 |
48.0 |
48.4 |
|
Other Information |
Y 2023 |
Y 2024 |
Y 2025 |
|
Number of staff/4 |
20,917 |
21,135 |
21,157 |
|
Number of domestic branches |
847 |
791 |
722 |
|
Number of ATM machines |
7,263 |
6,946 |
6,610 |
|
Financial Statements |
Assets and Liabilities (C.B. 1.1) |
4th Quarter (Unaudited)Financial Statements Financial Results3rd Quarter (Reviewed)Financial Statements Management Discussion and Analysis3rd Quarter (Unreviewed)Financial Statements Financial Results2nd Quarter (Audited)Financial Statements Management Discussion and Analysis2nd Quarter (Unaudited)Financial Statements Financial Results1st Quarter (Reviewed)Financial Statements Management Discussion and Analysis1st Quarter (Unreviewed)Financial Statements Financial Results |
December November October September August July June May April March February January |
|
Financial Statements |
Assets and Liabilities (C.B. 1.1) |
4th Quarter (Audited)Financial Statements Management Discussion and Analysis4th Quarter (Unaudited)Financial Statements Financial Results3rd Quarter (Reviewed)Financial Statements Management Discussion and Analysis3rd Quarter (Unreviewed)Financial Statements Financial Results2nd Quarter (Audited)Financial Statements Management Discussion and Analysis2nd Quarter (Unaudited)Financial Statements Financial Results1st Quarter (Reviewed)Financial Statements Management Discussion and Analysis1st Quarter (Unreviewed)Financial Statements Financial Results |
December November October September August July June May April March February January
|
|
Financial Statements |
Assets and Liabilities (C.B. 1.1) |
4th Quarter (Audited)Financial Statements Management Discussion and Analysis4th Quarter (Unaudited)Financial Statements Financial Results3rd Quarter (Reviewed)Financial Statements Management Discussion and Analysis3rd Quarter (Unreviewed)Financial Statements Financial Results2nd Quarter (Audited)Financial Statements Management Discussion and Analysis2nd Quarter (Unaudited)Financial Statements Financial Results1st Quarter (Reviewed)Financial Statements Management Discussion and Analysis1st Quarter (Unreviewed)Financial Statements Financial Results |
December November October September August July June May April March February January
|
|
Financial Statements |
Assets and Liabilities (C.B. 1.1) |
4th Quarter (Audited)Financial Statements Management Discussion and Analysis 4th Quarter (Unaudited)Financial Statements Financial Results3rd Quarter (Reviewed)Financial Statements Management Discussion and Analysis3rd Quarter (Unreviewed)Financial Statements Financial Results2nd Quarter (Audited)Financial Statements Management Discussion and Analysis2nd Quarter (Unaudited)Financial Statements Financial Results1st Quarter (Reviewed)Financial Statements Management Discussion and Analysis1st Quarter (Unreviewed)Financial Statements Financial Results |
December November October September August July June May April March February January |
|
Financial Statements |
Assets and Liabilities (C.B. 1.1) |
4th Quarter (Audited)Financial Statements Management Discussion and Analysis4th Quarter (Unaudited)Financial Statements Financial Results3rd Quarter (Reviewed)Financial Statements Management Discussion and Analysis3rd Quarter (Unreviewed)Financial Statements Financial Results2nd Quarter (Audited)Financial Statements Management Discussion and Analysis2nd Quarter (Unaudited)Financial Statements Financial Results1st Quarter (Reviewed)Financial Statements Management Discussion and Analysis1st Quarter (Unreviewed)Financial Statements Financial Results |
December November October September August July June May April March February January |
Basel III Pillar 3 Disclosures
June 2025 December 2024 June 2024 December 2023 June 2023 December 2022 June 2022 December 2021 June 2021 December 2020 June 2020 December 2019 June 2019 December 2018 June 2018 December 2017 June 2017 December 2016 June 2016 December 2015 June 2015 December 2014 June 2014 December 2013 June 2013
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